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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
Woeman · 07/01/2023 15:46

Why did you get married?? If you go first it's all his and his kids.

PeppermintChoc · 07/01/2023 15:46

i think I’d suggest in can move into your property and sell his own. He can do what he pleases with his money. But yours is for you to do what you please with.

I wouldn’t be giving up my financial security and I wouldn’t risk him inheriting from you and bypassing your nieces inheritance.

Raindancer411 · 07/01/2023 15:46

You need legal advice and go get a will in place now. It's blood ties than step ties here, and he may well be out of your life and you don't need to worry eventually.

Iloveacurry · 07/01/2023 15:47

Don’t sell your house. And make sure your will is updated leaving your house to your sister or nieces is that’s what you wish. Your DH doesn’t sound very nice to be honest.

bellac11 · 07/01/2023 15:48

How are your assets divvied up at the moment OP?

What does your will say

Could you put your house in trust for your neices?

NewYearNewName2023 · 07/01/2023 15:49

Not being unreasonable at all. He wants to leave his house to his kids, you want to leave yours to your nieces. He wants the holiday home, he can downsize and fund it (after all that would still be his kids inheritance)

Woeman · 07/01/2023 15:50

Marriage takes precedence over a will.

Fenella123 · 07/01/2023 15:51

Well he can't make you do anything you don't want to OP (+) , but TBH I'm with everyone else - he doesn't sound very nice, is he that good in bed?!

(+) I did know a woman whose (now ex) husband forged her signature, remortgaged their house and spent it on drugs (he had seemed perfectly normal so you never know!).

FlowerArranger · 07/01/2023 15:51

PLEASE seek legal advice urgently and make sure you have an iron clad will!!

Do it now. You may be in excellent health, but life - and death... - can be unpredictable.

harrassedmumto3 · 07/01/2023 15:52

Why are you with this man?
You sound great and deserve better.

autienotnaughty · 07/01/2023 15:52

Do not do this. Your nieces have their inheritance and his sons have theirs. If he wants a second home he can fund it.

The way he talks about you and your family is awful. Why do you want to be with someone who speaks that way? You don't have to stay with him.

Natty13 · 07/01/2023 15:52

The compromise here would be for you to sell your house, buy the holiday home in your name only and leave that all to your nieces. However we all know he wouldn't go for that at all. Also don't compromise with pigs like this they always take advantage wherever they can. Any questioning of why you are leaving money to your nieces should be met with "bevause I want to". When you become an adult you don't answer to anyone but yourself and you don't owe him any explanation for what you want to do with your own money.

Have you asked him why he should be named on the house in Spain when he isn't the one funding it?

msbevvy · 07/01/2023 15:52

Also, check out the inheritance laws were you to buy a holiday home abroad.

My late MIL and her second husband gave up their retirement place in Italy and returned to the UK because if he had predeceased her, Italian law would have meant the property would have gone to his kids.

Changingplace · 07/01/2023 15:52

Tell him to fuck off!! What a cheeky bastard, he’s showing his true colours here, not a chance should you sell your house, just no - end of discussion!

The lack of respect for your family and your wishes overall is glaring - has he shown these money grabbing tendencies before?

This is a huge huge red flag OP, be very wary of him, make sure your will is up to date & I’d see this as a very significant issue tbh, not a good look from him on any of this.

Couldyounot · 07/01/2023 15:53

Hell no.

Yeahrightthen · 07/01/2023 15:53

Woeman · 07/01/2023 15:46

Why did you get married?? If you go first it's all his and his kids.

This.

People saying “make an iron clad Will” - I’m not sure it works like that. Don’t assets automatically get passed on to the next of kin ie. the spouse?

PeppermintChoc · 07/01/2023 15:54

Woeman · 07/01/2023 15:50

Marriage takes precedence over a will.

No. They make a current will invalid, unless it was drafted in contemplation of marriage to a named person.

OP can still leave her assets as she pleases.

excelledyourself · 07/01/2023 15:54

He sounds awful.

Why on earth does he think you would prioritise two adults you've known for approximately five years, over three people you've known for their entire lives?

Get rid of him. He doesn't respect you.

Fenella123 · 07/01/2023 15:54

Woeman · 07/01/2023 15:50

Marriage takes precedence over a will.

To clarify - to be valid, in England/Wales, a will must have been made AFTER marriage or "in contemplation of marriage to X", where you actually did marry X.
So if your latest will predates your marriage - type it out again, redate everything, and get it signed and witnessed asap.

If your latest will came after your marriage & you're in England+Wales - you're good tho.

PeppermintChoc · 07/01/2023 15:54

Yeahrightthen · 07/01/2023 15:53

This.

People saying “make an iron clad Will” - I’m not sure it works like that. Don’t assets automatically get passed on to the next of kin ie. the spouse?

Only if you die intestate - ie without a will.

IncompleteSenten · 07/01/2023 15:55

Don't do it.

And I hope you have a current will leaving everything to your nieces. He wants your assets for himself.

Don't let him get them.

Holly60 · 07/01/2023 15:57

jaicobain · 07/01/2023 15:40

@HermioneWeasley.

Becuase he doesn’t get why I’d leave anything to my nieces in the first place rather than his kids. If I did sell my home to buy the holiday home with him (joint ownership) he’d expect it to be left to just his kids.

Don't sell your house. Don't buy a holiday home with him. This is a way of him trying to control you and your money.

I'd get rid of him to be honest

WhoopItUp · 07/01/2023 15:57

Gosh OP, YANBU. Please, please make a will now so that your wishes are known and are legally binding. If you don’t, your husband will inherit everything and then his kids.

Backstreets · 07/01/2023 15:59

Your husband sounds like a prick. His insensitivity about your close relationship with your family and your struggle to conceive is very cruel.

Tell him a firm fucking no and see a lawyer about a will. Grey rock him when he starts nagging. I really hope he has a lot of other good features you're not telling us about.

MaverickGooseGoose · 07/01/2023 15:59

I please tell me you have a will in place? I'd be leaving op, he has shown he doesn't value your or your family.