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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friend being CF or I’m tight?

286 replies

PandorasBoxers · 30/12/2022 22:16

I genuinely don’t know if IABU here. For context I grew up very poor and while this made my DB extra generous it made me really fearful of being cold or hungry again.

DB died 6 years ago with no partner or children and left his house to me, his only sibling. I didn’t want to live in it but couldn’t get rid of it and the things in it because I was so sad.

my friend asked to move in to it and she’d pay a small rent (£100 pm for 4 bed new build in SW England) in exchange for not touching the big pieces of furniture and this worked great for both of us. She cleared most things over time with my permission and really helped me. She has made it her own and it’s nice to see it as friends and not have sad thoughts attached to it.

in spring we decided to move house as we wanted to ttc and realised the extra property isn’t helping as second home stamp duty is expensive and my friends home/rental wasn’t being run as a money maker.

I said to my friend that by January 2023 I’d need to run it like a real rental and this gave her 6 months (when I found out I was pregnant). It’s on a ‘new’ estate - everything’s 8 years old but up to scratch, so this wouldn’t have been too much extra work for me as I already paid for things to be fixed if they broke. I was asking that she pay £600pm which is still below normal but massively more than she was used to. She knew the reasons I had to do this. It would also have been better for me to sell.

I received a text a couple of days ago from friend to say she’s moved out. She gave no warning and has taken the fridge, freezer, washer, drier and some furniture. None of those things were hers. The walls have been bashed due to the move too.

She’s left rubbish in every room and old things she didn’t want. The garden is strewn with rubbish she clearly couldn’t fit in the van she’s hired to move.

if I was BU I’ll listen but I am so upset that she did this and only let me know at the last minute.

I work full time and a part time job and was hoping to take a years maternity and had counted on the rent (about £450pm once fees/taxes come out) so I could go part time after.

OP posts:
ortonym · 02/01/2023 18:28

Inertia · 01/01/2023 21:21

Your friend is a CF- she has made tens of thousands of pounds from your arrangement. She’s obviously justified it to herself as doing you a favour as she was friendly with your brother, which may be why she’s badmouthing you. I think it’s fair to respond to criticism by explaining that you can’t afford to subsidise her to the tune of £900 (or whatever the difference in going rate is) per month. For context, I paid £120 per month for one room in a shared student house nearly 30 years ago- she’s been on a good deal for a long time.

However, I don’t think you’ll get any joy from pursuing her for furniture and appliances she’s taken. She might well bring them back damaged to prove a point. If they were your brother’s , appliances may well be reaching the end of their working life, you’d probably need to repair or replace soon anyway.

It isn’t worth threatening legal action - as others have said, you haven’t been abiding by your legal duties as a landlord. The cost of untangling all that would far outstrip the value of a second-hand washing machine and fridge.

She’s done you a favour by moving out- eviction process would have been much much worse. Change the locks, get it deep cleaned, and go through the correct procedures if you rent again.

To all of those who are advocating calling the police, please read the above from Inertia. Perfect sense.

OldFan · 02/01/2023 18:45

I don’t know what other furniture she has taken, but frankly getting rid of a second hand fridge/freezer/washer/drier would have just been aggro for you for a pittance or you would have given away for free anyway.

@NoGoodUsernamee As there presumably wasn't anything wrong with them then OP could've kept them in for the next tenant. Landlords don't tend to replace white goods unless they die, or at most in between tenants if the appliances look like they're on the brink of dying.

OldFan · 02/01/2023 18:46

you haven’t been abiding by your legal duties as a landlord

@Inertia In what way?

Mummyoflittledragon · 02/01/2023 19:26

Rainbow1901 · 01/01/2023 19:10

If my past accounts training memory is correct - any repairs to the property along with estate agents selling fees, clean up fees etc can be deducted which would reduce the CGT payable.
The thing to remember that if the property is not your principal residence then CGT is payable whether inherited or not regardless of when you may sell it in the future.
You say that she had been clearing DBs house over the years which has helped you. So you are kind of between a rock and a hard place as when she moved out she may have taken her own white goods or furniture which she had replaced in the house.
If you had let the house with white goods and some furniture included you could have also deducted an annual percentage as expenses but not a new boiler for example. Have you been declaring all this to HMRC?
If you are serious about renting out as others have said you could become a cropper if you get a bad tenant. Maybe you should consider selling the property and then investing the proceeds to provide you with an income without the uncertainty of possible difficult tenants.

The current rule on CGT (which was tweaked some years ago) is that as before estate agent and solicitor fees are deductible but only betterment can be claimed against CGT with other expenditure claimed against annual income. Betterment is not replacement of like for like. Upgrading to double from single glazing, creating a downstairs loo or additional ensuite all count as betterment. Replacing carpets or like for like bathroom or kitchen etc would not.

PeachyPeachTrees · 03/01/2023 13:07

Count yourself lucky she is out and you haven't had to go through the stress and cost of eviction.

Gemcat1 · 03/01/2023 18:12

I doubt that the police could do much but you should report her especially if you can make an insurance claim. You should go to the small claims court if you are not insured as this is criminal damage and theft. You may not think so but it would help you put things in perspective. Far too many people won't use the legal system but it isn't that bad, just strange. This "friend" after all of your kindness trashed your late brother's home and stole from you. She did not appreciate your offer and refused to understand that you needed financial help. There is no reason why you should pay for what she did. She needs to grow up and accept the consequences of her actions. If her family don't like it, what's got to do with them? She has benefited from the reduced rent for many years and would have continued to do so had she not been so unpleasant and selfish,

Gemcat1 · 03/01/2023 18:20

@Mummyoflittledragon There is a difference between criminal damage and betterment. Landlords have a problem with this but if there is no agreement of landlord to tenant then this may well be different. This is where a chat with a solicitor/CAB, an inventory clerk or property manager may help. As for the Schedule D aspect, there is a difference between capital improvements and maintenance. The capital items and maintenance would be claimed through the annual accounts and any costs in selling would count against any Capital Gains assessment. Any assessment under inheritance tax rules would also be taken into account as the base start. Tax changes but remains the same, punitive.

ortonym · 03/01/2023 18:36

OldFan · 02/01/2023 18:46

you haven’t been abiding by your legal duties as a landlord

@Inertia In what way?

I'll answer in Inertia's absence...
There are several quotes throughout the thread. A couple from memory are No Gas Safety Certificate, electrical devices not PAT tested. I think there may be Landlord Insurance issues, too.

ReallyTryingTo · 04/01/2023 00:24

She's a huge CF after you did her such a good turn, you were still paying for anything that had broke and she still robbed you and didn't give you the common decency to tell you her plans and left it a mess. Unbelievable

Justdontdoit · 09/01/2023 07:10

How much to bet that @PotteringAlonggotkickedoutandhadtoreregister is indeed the ‘friend’ in question?
@PandorasBoxers This is person has been what we call in my culture an ungrateful dog whom metaphorically you fed and turned around and bit you. For £100 rent a month I would have carried out all the checks myself knowing how much I was saving over the years. I wish you all the best.

PotteringAlonggotkickedoutandhadtoreregister · 09/01/2023 07:21

@Justdontdoit not very much…

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