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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think paying my daughters debts enables her

181 replies

Rowinandgowin · 21/10/2022 17:21

recently my daughter had two friends come to me and tell me she had borrowed a substantial amount of money off them each, she started ignoring them and reached out to me to talk to her. This was a few months apart and I’m really disappointed. Another friend had mentioned they had lent her money and never got it back.

i feel really upset, my daughter is quite vulnerable, she doesn’t work, she had two kids very closely together, two under two. Her childrens father left her with a huge rent to pay and I have spent a lot of money on sorting her out each month as she can’t make ends meet. I would love to have her back home but I have no space. Now she is borrowing money off friends that I have had to pay back, I’ve spoken to her in tears as I fear she will end up even lonelier. I suppose I paid up to try to mend things but these friends want nothing to do with her. I feel so sad as she wouldn’t apologise to them and it’s like she is self sabotaging

OP posts:
BoobooMogooboo · 25/10/2022 23:03

She does but it’s too late now sadly

catandcoffee · 25/10/2022 23:17

I think people shaming her is the best thing really.

You really need to stop with the enabling and let her learn the hard way.

Easier said than done I know.

Natty13 · 25/10/2022 23:38

You spoilt her, you continue to spoil her and bail her out over and over. Because you love her. But your actions have resulted in her growing up to be a spoilt little thief with no friends. If you actually love her she needs to learn some hard lessons or her life is going to end up an absolute mess.

kerryelaine100 · 18/09/2023 00:49

THEY WERE good friends… it was her who wasn’t … she didn’t pay them back they will rightly be pissed at her … friendship works 2 ways

kerryelaine100 · 18/09/2023 01:07

My thought would be what is she going to do to get through the next year of uni WITH NO FCKIN MONEY ??? Yep !!! Good old mum will be supporting the WHOLE family through the next year .. Christmas birthdays paying rent food the whole shebang cause she’s had a holiday on her student loan … if you are not pissed off with her by now mum you sure will be by the end of the year 🤷‍♀️

sashh · 18/09/2023 07:31

OP

Overspending CAN be a mental health symptom.
https://www.mind.org.uk/information-support/tips-for-everyday-living/money-and-mental-health/the-link-between-money-and-mental-health/#:~:text=Mental%20health%20can%20affect%20the%20way%20you%20deal%20with%20money,-These%20are%20some&text=Spending%20may%20give%20you%20a,this%20might%20reduce%20your%20income. Link to mind

Does she have credit cards? If so would she hand them over to you?

She needs a budget and in an ideal world someone to take control of her income, if she will agree to it you could do that, so you give her money for specific things including some pocket money for nails / hair whatever.

If she continues she will end up bankrupt and unable to get any credit.

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