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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
Aksbdt · 13/07/2022 16:18

In the situation I’d assume my DH meant that he was paying for it and I didn’t need to pay it back so yes I’d then be annoyed and would not be grateful at being put in that position

StrychnineInTheSandwiches · 13/07/2022 16:19

I agree with you that he was showing off in front of his buddies. Billy Big Bollocks trying to impress the mechanics by joining in on the car convo and also being seen to take care of his little lady.

Tell him he'll get the money when you can comfortably give him the money. And to stop boring you about it in the meantime.

Your living situation sounds great by the way.

BrokenToy · 13/07/2022 16:20

Who the fuck pays £350 to sort out a few scratches on a car?

He’s a wanker who was showing off to his mate at your expense.

ArcticSkewer · 13/07/2022 16:22

He said 'dont worry about the money' so take his, and when he asks about repayment say 'dont worry about the money '

Skelligsfeathers · 13/07/2022 16:23

I can't comment really because your set up is so unlike my idea of a marriage. Why on earth be married if you're going to live such separate lives?
If you were married and sharing a home/finances/etc then he would be being unreasonable but this? No idea!

minuette1 · 13/07/2022 16:23

I wouldn’t be paying this back at all. He offered, you said no and he insisted. I can’t imagine being married to someone and not pooling our finances- isn’t that one of the advantages of marriage?

Workawayxx · 13/07/2022 16:23

YANBU. He was being a dick and didn't want to lose face in front of "John'. I'd say to him "I could not have been more clear that I could not afford this. You KNEW I could not afford this. You have not done me a favour, you've left me with a massive gaping hole money situation. You will just have to wait till the money is available now".

TheNoteIsEternal · 13/07/2022 16:23

My cars are always covered in scratches. No point in fixing it when another one will happen next week. Complete waste of money.

AbreathofFrenchair · 13/07/2022 16:24

I certainly wouldn't put yourself in a position where house Bill's are being pushed aside to pay him back, including food shopping. Especially as you didn't want the work done.

Tell him he will get it back at X amount a month (whatever is affordable to you) and until then, there is no point him going on at you because it won't get paid back any quicker.

Meraas · 13/07/2022 16:24

Just tell him when he said 'don't worry about the money', that meant he was paying for it.

Don't pay him a penny.

Notodaynotever · 13/07/2022 16:24

He sounds truly awful. Why are you with him?

It did sound like a gift. It's horrible to give it with those words too, as if you're nineteen and can't be trusted.

Deal-breaker.

GertrudePerkinsPaperyThing · 13/07/2022 16:25

Agree he was showing off in front of his mate

Probably he didn’t want his mate to know he left you unable to afford things.

I struggle with the idea of owing a spouse money. The living situation does sound great but marriage should include some degree of sharing.

OlympicProcrastinator · 13/07/2022 16:26

I wouldn’t be paying him back at all. Tell him you neither asked for, or was aware it was a loan and in future he needs to listen to you. Tough titty that he didn’t.

No wonder you don’t live with him.

Sweatinglikeabitch · 13/07/2022 16:26

I would absolutely refuse to give him a penny. He said he'd pay, he didn't day he'd loan you the money. He increased the cost. If you want to be generous then give him the 250 you would have originally spent when you would have originally spent it.

GertrudePerkinsPaperyThing · 13/07/2022 16:26

I also wouldn’t be paying him back.

queenMab99 · 13/07/2022 16:27

If it were me, he would have to wait................. .........a very long time!

KingBling · 13/07/2022 16:27

I think he didn't want his mates thinking he could not afford the money to get the car fixed but he didn't actually want to spend the money to get the car fixed. He said he would sort the money. It is now sorted. I would not give him the money.

Sorrynotsorry2 · 13/07/2022 16:27

I would if thought he wouldn't want the money back considering what he said at the beginning.

Offer to pay him back £1 per week.

ivykaty44 · 13/07/2022 16:27

DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money.

^^

you said you'd sort out the money, now if you want the money back you'll have to wait - as it was explained to you more than once I didn't have the budget for it

1iquid · 13/07/2022 16:30

This is your husband??? How are you married to a man who loans you money? His money IS your money if you're married.

Personally I could have no respect for this behaviour in a man. How can you even bear to look at him?

spotcheck · 13/07/2022 16:31

Jesus, this is strange

Tessasanderson · 13/07/2022 16:31

I wouldnt let anyone treat me like that, let alone the person i am supposed to love for the rest of my life.

mum11970 · 13/07/2022 16:34

Must admit your set up is unlike anything I’ve heard of in a marriage but besides that I’d tell him he’s just going to have to wait until you have the money to be paid back as it’s his own fault he’s out of pocket for a bit. As an aside I’m pretty sure you dh’s mate is overcharging you. An extra £100 for a few scratches from hedges! Unless they were damn sharp branches those scratches would probably have just polished out.

xogossipgirlxo · 13/07/2022 16:34

And why are you married exactly?

whatdoyoumean33 · 13/07/2022 16:35

I'd be fuming. I would agree to pay the £250 next month and I wouldn't pay the additional as he agreed to pay it. And don't accept a 'favour' again