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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
ClocksGoingBackwards · 13/07/2022 19:10

I don’t think there’s anything wrong with your marriage set up, I think a lot of people would be a lot happier if more of them did what worked instead of what they think is expected of them.

But why did you take the cash from him? Why didn’t you just tell him no and then text John to ask to rearrange just for the work you want?

CallOnMe · 13/07/2022 19:10

Marriage is what you want it to be, not a societal norm that everyone has to abide by for fear of being judged as needing counselling.

Some people marry blow up dolls or their dog. So of course marriage can mean different things to different people.

But it usually means two adult humans who live together and are in a loving relationship and choose to take it to the next step by being married.
Suggesting otherwise is just silly.

3luckystars · 13/07/2022 19:11

Well you could say ‘a divorce is going to cost you a lot more than £350, so I’d advise you to forget about it’

stop letting him push you around and stop doubting yourself.

Greenberg · 13/07/2022 19:11

Make it clear you're only going to pay the £250, and you'll pay that in instalments based on the amount you can reasonably afford, say £50 per month.

The additional £100 is on work he insisted you have done that you never had any intention of doing.

Explain to him that you don't intend to be bullied into things by him in future and stick to it. He sounds like one of those men people who are lovely so long as everything is going their way, but not so at all nice if they're not.

adriftabroad · 13/07/2022 19:12

Interesting.

I have been married 18 years, we have a young teenager.

I live sepatately because of her school and, because he became unpleasant to live with.

I am on a 400 euros a month allowance to pay for everything, for me and DD (I am 50, he is 70) I had more money when I was 15. I have taken out a loan.
I sound dim, I know, but I woke up 6 weeks ago, phoned and said I want a divorce, he said there is no need for a formal divorce.

Yes, yes there is.
I cannot wait.
OP, wake up and smell the coffee.

It is not a marriage.

It suits him, that is all.

tomatopsste · 13/07/2022 19:12

ClocksGoingBackwards · 13/07/2022 19:10

I don’t think there’s anything wrong with your marriage set up, I think a lot of people would be a lot happier if more of them did what worked instead of what they think is expected of them.

But why did you take the cash from him? Why didn’t you just tell him no and then text John to ask to rearrange just for the work you want?

Is OP happy though?

Or just not as unhappy as if she had to live with him seven days a week?

She took the money because she thought he was paying for the work, that's the whole point of the thread!

MintyGreenDreams · 13/07/2022 19:12

Urgh reminds me of my EX tight cunt

coffeecupsandfairylights · 13/07/2022 19:14

I think a lot of people would be a lot happier if more of them did what worked instead of what they think is expected of them.

Oh, I totally agree, but it seems to be that OP's DH is the winner here. He owns his property, has plenty of spare cash and no DC to support, whereas OP rents, is struggling financially and has her DC to support single-handedly, despite being married!

Hawkins001 · 13/07/2022 19:14

I'd get a contract in writing and drawn up by a solicitor

MintyGreenDreams · 13/07/2022 19:14

Just to add it was my ex Dh.
We paid for separate food shopping and he even asked for money to take me to a friend's house every fortnight

Hawkins001 · 13/07/2022 19:15

And offer a very small repayment plan, that suits your budget.

feelingfree17 · 13/07/2022 19:16

“you need to tell me your payment plan”
God, he sounds truly awful. Definitely trying to show he has taken care of his wife’s car. I would be furious, and as it was his decision to instruct the garage when he knew you weren’t in a position to pay, my payment plan would be a penny a week! (At most)

tencent · 13/07/2022 19:34

I don't think it is silly @CallOnMe , but that's ok isn't it? Horses for courses and all that. I don't think it's up to anyone else to tell an individual or a couple, that the way they live their life or define their relationship is silly, especially if no one is being harmed. However, you have a different opinion and if you think I don't have a loving relationship, I won't argue because it really doesn't matter.

FabFitFifties · 13/07/2022 19:35

He was embarrassed by you suggesting that you (could also be construed as he) couldn't afford it. I'd be so tempted to explain to his friend that the job is off as DH is demanding the money back quicker than you can afford to pay him. He sounds like an absolute arse. Why are you still married to him?

Tiani4 · 13/07/2022 19:37

Oooh OP offer to pay back at £20 a month with £150 first month or whatever
There's your payment plan

That's what he asked Smile

Tiani4 · 13/07/2022 19:39

As I noticed he's out you as his inheriter for his property
Mfrsbkly you're married so it should go to you anyway (unless he has his own DCs) and you at have a 50% claim whether he dies or you divorce !

araucanadendrophobia · 13/07/2022 19:41

He is being totally unreasonable. Don't pay him a penny, and remind him he offered to pay it and that you didn't want it done in the first place every time he asks for it.

Tiani4 · 13/07/2022 19:41

Sorry that's not legal advice at all! And my autocorrect didn't kick in to word gobbledegook
But you are married

It sure keeping your finances separate when you rent is really in your best interests if you have DCs together

Moonchair1 · 13/07/2022 19:43

dont pay it…. It cost him £350 for showing off haha

Moonchair1 · 13/07/2022 19:44

also £350 for a few scratches by good friend is not a friend
defo not mates rates that price

WilsonMilson · 13/07/2022 19:44

I can never get over these threads where married couples have entirely separate finances and talk about lending each other money.

You're married. Your money is his money. His money is your money. Honestly, why bother getting married if you want to have it any other way? Crazy.

bembridge11 · 13/07/2022 19:45

Do NOT pay him back for any of it!
That will teach him to show off in front of his mates

WilsonMilson · 13/07/2022 19:47

I should have read the update. So you don’t even live together? I’m even more bamboozled now. I guess whatever works for you, but what’s the point being married?!

Sparklybutold · 13/07/2022 19:48

Sounds like such a strange set up. I think you're absolutely right with about him trying to look like the benevolent and ‘rich’ husband. OP - seriously why are you with him?

Colourmeclear · 13/07/2022 19:50

He sounds like my very emotionally immature first boyfriend. Absolutely hated all conflict unless it was with me, saw money as a status symbol and was completely uncompromising. It was infuriating. I don't know how you cope.