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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
WeAreBob · 13/07/2022 17:59

Testina · 13/07/2022 17:54

You don’t get to decide what a marriage is @WeAreBob

It’s a legal status, is all.
Just because this guy has been an arsehole over this incident doesn’t mean only your definition of marriage counts.

The guy moved out because he didnt like living with his family. He wanted all his things the way he liked them. He was also secretive with money and the OP said it didnt matter as she earned enough for her and the kids so doesn't sound like he contributed to family expenses.

And now they still live apart and see each other a few nights a week. That's dating. Dating a man who walked out on family life. What a life.

BeggarsMeddle · 13/07/2022 17:59

If he insists on repayment I'd be expecting to see the paperwork from the place doing the work. It may be me being small-minded but how sure are you the cost is what he says it is?

What he should have said at the time was 'We'll sort the money out later.' But that doesn't look quite as BBB generous as what he did say.

RandomMess · 13/07/2022 18:00

I would be fuming.

Tell him to take the car back and get the work undone as you weren't prepared to pay £250 let alone £350 🤣

Tiani4 · 13/07/2022 18:03

Well regardless of your housing set up, DH told you to arrange it and made it sound like he was paying and not to worry about it

Cheers DH for paying
You can have the £250 work I was going to do back over 3 months. The rest you told me to do and I wouldn't have and you told me not to worry about cost of it. Not agreeing to give you anything that you agreed to pay for.
Mid he played Billy big bllx for all of it I am surprised he expects anything back!

Lindasllama · 13/07/2022 18:03

PaperTyger · 13/07/2022 17:50

Why on earth did you have to marry him?

Op I'm sure they are but is your will water tight?

Water tight?

Absolutely. He owns and doesn't have a will. I rent. My job comes with a very good pension but the lump some is willed to the kids. If I die first he will get a spousal pension. If he dies first I get his flat (worth £250 k so all mine under intestacty rules) , and half his occupational pension and the secret hoard of money 💰 If there is one.. who knows . It's a secret !

OP posts:
SheepingStandingUp · 13/07/2022 18:04

You were going to get it done but by but which probably would have hiked up the over price. But he should have made it clear he'd lend you the money. But I'd have assumed given the seperate finances that's what he meant.

So I think yab a bit u to assume it was a gift when that would be unusual.

Also a tad over dramatic about not paying your other bills. He said what's the repayment PLAN not give it me now.

If you figure you could afford £100 of work this month, then tell DH that's what you'll pay him. If he comes back and says "well I expected it all back tomorrow" just say we'll that's not what you offered, and this is what I can afford.

Sarahcoggles · 13/07/2022 18:04

I'd give him £1 per week

Afterfire · 13/07/2022 18:06

I don’t know how you can love a man who is so stroppy and moany about your own dc that you can’t live with him. I think my vagina would shrivel up and die at the thought of being intimate again with him after that. He sounds deeply unattractive from that aspect alone.

But just re the money situation- just don’t pay it back. Say you wouldn’t have accepted if it was a loan and that’s that.

Tohaveandtohold · 13/07/2022 18:06

He made it sound like that was a gift and not a loan. When I have the money, I will only pay £250 anyway because I made it clear I didn’t want the whole lot done and I’ll pay it in instalments surely

shedwithivy · 13/07/2022 18:06

Has he never watched judge rinder? It was obviously a gift not a loan

Dancingwithhyenas · 13/07/2022 18:07

Really yuck behaviour. I would tell him he shouldn’t offer gifts if he isn’t willing to fund them and this will be a lesson for him to either listen to you or live up to his big grandiose generosity! No way I’d pay him back.

stuntbubbles · 13/07/2022 18:08

Sarahcoggles · 13/07/2022 18:04

I'd give him £1 per week

In brown coins, too.

Treacletoots · 13/07/2022 18:08

Save your money and put it towards the divorce fee.

I'm serious.

girlmom21 · 13/07/2022 18:09

He said not to worry about the money and that he'd sort it so tell him you're not worrying about it

Newtothis10123 · 13/07/2022 18:10

I am stunned by the amount of married couples that don’t seem to just share all money they earn between them on here. I didn’t realise it was so uncommon.

in your case OP I would definitely have thought he meant he was taking care of the bill (or at least the extra he demanded) and for you not to worry.

Summersolargirl · 13/07/2022 18:10

I’m not gonna lie this is odd as fuck. No kids at home and you don’t want to live together and he’s demanding a payment plan.

anyways yes he was showing off to his mates. I think that’s the least of your issues though.

Pipsquiggle · 13/07/2022 18:11

I would be really annoyed as well.

It sounds like he was paying as a gift. I wouldn't give him any money and use this as a teachable moment for him not to ignore his wife's wishes

Sharrowgirl · 13/07/2022 18:12

Tell him you’ll pay him back a £1 a week

Rec0veringAcademic · 13/07/2022 18:12

I don't get this at all. Why anyone would want to be legally tied to (such an abominable) man in the complete absence of any other ties is just beyond me.

LilianLenton · 13/07/2022 18:16

I would tell him, that you will pay him the money, when you don't have to worry about the money.

Loveisnotloving · 13/07/2022 18:16

Whatever about the money, I LOVE the living arrangement! Blissful!

HappyHappyHermit · 13/07/2022 18:17

Are you sure you are married? You don't sound like a family unit. Families pull together and share.

catandcoffee · 13/07/2022 18:17

OP definitely showing off to his friends... look what a fantastic husband I am 🙄

CallOnMe · 13/07/2022 18:21

He owns and doesn't have a will. I rent.

You’re married yet you are renting whilst he’s got a mortgage.

So he’s using his money to build his equity up for his retirement and DCs whilst you are wasting your money on rent - you are being played like a fiddle here.

You don’t live in separate homes because it’s what’s best for you both you live in separate homes because it’s what’s best for him.

Honestly OP I’d be seriously evaluating this marriage and what happens on the days he comes to see you and if he’s only seeing you for his benefit.

Do you have any involvement with his DCs?

billy1966 · 13/07/2022 18:24

How his meanness hasn't given you the ick, goodness knows, not to mind his big man act and then demanding the money.
🤢