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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
DrManhattan · 14/07/2022 20:59

Op step away! You are getting so defensive. You don't need to explain or justify your lifestyle to any one ever.

BadNomad · 14/07/2022 21:38

As someone who loves her own space, I think your set-up sounds perfect! He was being a dick about the car, but I'm glad that's sorted now.

Lindasllama · 15/07/2022 00:13

ReneBumsWombats · 14/07/2022 20:10

Secretive IS mean. How do you even know your husband is generous if you don't know how much money he has or where it goes? You're married, a financial contract, and he won't be transparent? Why would such a generous and wonderful person be secretive? Why would any generous and honest person do what he did, even if he did backtrack after being pulled up on it?

It's weird and suspicious, and I cannot for my life see why you two entered into a financial contract with each other when you're both so secretive and separate about money.

And I haven't mentioned abuse. Though I notice that you seem to think that couldn't possibly happen to busy, successful women who earn money. Make of that what you will.

Why does what he has matter to me ? I have enough for me ... and my DD2

He could be a multi millionaire.. or living pay check to pay check .. what does he owe me ?

Ok let's say he had a million.. so I am entitled to half . Except only if we split.. I would rather be married

OP posts:
Lindasllama · 15/07/2022 00:15

DrManhattan · 14/07/2022 20:59

Op step away! You are getting so defensive. You don't need to explain or justify your lifestyle to any one ever.

Yes you are right..thank you. I'm done .

OP posts:
kateandme · 15/07/2022 05:42

Lindasllama · 15/07/2022 00:15

Yes you are right..thank you. I'm done .

The only thing I would say is the secretive thing with money.its clear through our this thread that this is something that bothers you even if just a little.and I think like with anything this type of niggle can become bigger.ir in arguments just like your post can make you think or be bothered about things more than you want to be. Like an the money thing again...
I don't no how you sort that.or if you just have to cope with not known g and it beingg one of your gripes with him but I'd try to have some sort of resolution chat about it. Because clearly it has some issue with you( not going a go I've just noticed you mentioning it lots)
Glad you got this sorted anyway op.

CowEmergency911 · 15/07/2022 06:33

You made it perfectly clear that you couldn't afford it at the moment, it would have to wait. He said don't worry about it. So take his advice & don't worry abt it. I couldn't imagine. But living in separate houses, separate accounts Is bad enough but if he's being secretive w $ & manipulative to make himself look better, may be better off without him. Esp if he can't help ya out now & then.

TheRAW · 15/07/2022 23:44

YANBU.

First of all, he said don't worry about it - which means in my world "I am paying for it". So when he asks for money tell him you aren't worried about it.

Secondly, it doesn't sound like a marriage as much as a business partnership. As such if DH wanted to be repaid, he should have put it in the contract.

ReneBumsWombats · 16/07/2022 15:15

Lindasllama · 15/07/2022 00:13

Why does what he has matter to me ? I have enough for me ... and my DD2

He could be a multi millionaire.. or living pay check to pay check .. what does he owe me ?

Ok let's say he had a million.. so I am entitled to half . Except only if we split.. I would rather be married

What does he owe you? He's your husband!

Secrecy over finances is a bad sign in any relationship. In a marriage - where the couple has literally made a financial contract - it's sinister. It's a completely uninformed contract. Would you sign a credit agreement for a new TV or car without knowing anything about it?

And lo and behold, the argument that drew you to ask MN's advice was about money and an inability to communicate about it. Obviously. It's the one thing you've committed on, and yet you're offended at the idea that this might come with any kind of obligation or transparency. Why on earth did you do it? A financial contract is great as a public declaration of love, but private openness with each other about it is too much to handle?

The separate houses is a slightly unorthodox way for a man to get round the issue of accepting that his beloved and her kids come as a package. The secrecy over money between a married couple is something else, even if he does backpedal over one related argument after pressure.

SurfBox · 16/07/2022 15:35

My cars are always covered in scratches. No point in fixing it when another one will happen next week. Complete waste of money

maybe learn to drive?

amicissimma · 16/07/2022 15:38

As you are married you are a legal and financial unit. How can one part of that unit 'lend' money to the other? It's all the unit's money.

BalloonsAndWhistles · 16/07/2022 15:40

Your whole situation sounds weird OP. Are you sure he’s not got another family tucked away somewhere?

coffeecupsandfairylights · 16/07/2022 16:58

SurfBox · 16/07/2022 15:35

My cars are always covered in scratches. No point in fixing it when another one will happen next week. Complete waste of money

maybe learn to drive?

Having a scratched car doesn't mean you can't drive 🙄

If you live rurally and have to drive narrow roads, it's very common to have to pull right into a bramble bush in order to pass another car safely. I have to do so multiple times a day getting to and from work clients.

RealityTV · 16/07/2022 23:44

I would NOT pay him back at all! If he told you not to worry about it, then it isn't for you to worry about! You made it CLEAR you don't have the money! I don't know what kind of marriage you think you have, but what he did isn't something you do to someone you care about! I would not pay him anything!

Stupidusernamehopefullynottakenyet · 03/04/2023 21:28

So you're married, living in separate houses and he's just shafted you for £350 to impress his mates?

determinedtomakethiswork · 03/04/2023 21:40

Stupidusernamehopefullynottakenyet · 03/04/2023 21:28

So you're married, living in separate houses and he's just shafted you for £350 to impress his mates?

And you are several months out of date!

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