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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Step mother gifting half brother his ‘birth right’ inheritance

396 replies

Undertherainbow00 · 04/06/2022 20:01

I just need somewhere to vent - I’m sure I will be shot down for being unreasonable but maybe someone will see my point of view or will enable me to view this through a different lens…
Family history in brief - step mother has been in my life since just before I turned five (I’m now 43) and she and my father began dating. My parents marriage broke down because of his alcoholism but being the 80’s, the judge decided he could still have my sister and I every other weekend. As a side note, step mother was eight years younger than my father and was approaching her 21st birthday when they got together. She too had a problem with alcohol but they masked their problems to the wider outside world… Her parents were not happy that she was dating an older man who was divorced with two children. However, as time went by, her parents (mainly her mother) warmed to my sister and I. When I was fourteen, my father and step mother had their child, a son. I should add that at this point neither of them drank but my father still had his uncontrollable temper that was often directed at me. She actively encouraged his discipline methods but would also be there to comfort me through my tears.
I fell pregnant at sixteen and to my astonishment both my father and step mother were supportive of my choice to keep the pregnancy. However, it could been seen as fulfilling a prophecy of their making… Problem child, pregnant at sixteen. I would just like to add, any problems I had were directed at myself - eating disorder, self harm and suicide attempts.
I completely got my life together once I was pregnant - worked and set up a home on my own.
That was all many moons ago now and since then I have made an attempt to improve my life chances. I returned to education as an adult and I have a career. However, at the ripe old age of forty three - I have never owned or have been in a position to save a deposit for a house.
Step mother engineered hers and my father’s will like this - their house split 50/50 her share to my half brother and my father’s 50 % share split three ways between all three siblings. Fair?
Anyway, her parents died several years back and left her a significant inheritance. She bought her two siblings out of the parents house as she didn’t want to sell it at that point. Today she has told me that she is selling it as my half brother is very anxious about approaching thirty without owning his own property. She is gifting him the entire proceeds of the house sale - a minimum of £500,000. I just sat there listening to her monologue of how much of his income is wasted in rent - I really can’t relate can I?
She waffled on that it was his birth right as they were his grandparents.
I feel SO angry as their property was bought from the sale of my parents house - so by that logic, my sister and I should have a greater share of their house.
My step mother has always spouted that she loves us all the same but words and actions are completely at odds with the reality of what our lives have been.
I feel bitter that I have forgiven them for their appalling behaviour when I was a child and I have never shared my experiences with my half brother. I have stood back and watched him have everything in life that I didn’t but this has really rocked me and I feel terrible for feeling like this. I am jealous that he will have a home of his own as I fear I never will.
I apologise for this ramble but if you got to the end - thank you! It was cathartic to just get it out of my head!

OP posts:
luxxlisbon · 04/06/2022 22:34

NotMushroomInEre · 04/06/2022 22:29

@Tothepoint99 I'm well aware that the step-mum has every right to do what she wants with her share. However, I don't think it is morally or ethically sound to let one of your children get 2 3rds of an estate and the other two children to share a third. I wouldn't be married to the witch though. Is that ok or am I still not quite there? The OP asked if I thought she was being unreasonable, I don't, not when it concerns her father's estate anyway.

The witch?? 🙄

No one is getting 2/3rd of “the estate” a mother is leaving her money to her one child and a father is leaving his to his 3 children. There is no one estate given their individual wills they clearly have individual finances and that is their choice.

If it isn’t fair on the OP surely it wouldn’t be fair on the step son if OP received an inheritance from her stepmum, father and mother?

Aprilx · 04/06/2022 22:36

NotMushroomInEre · 04/06/2022 22:29

@Tothepoint99 I'm well aware that the step-mum has every right to do what she wants with her share. However, I don't think it is morally or ethically sound to let one of your children get 2 3rds of an estate and the other two children to share a third. I wouldn't be married to the witch though. Is that ok or am I still not quite there? The OP asked if I thought she was being unreasonable, I don't, not when it concerns her father's estate anyway.

There are two estates though not one. Both estates will be inherited by the children. One estate to the only child and the other estate divided between the thee children.

Aprilx · 04/06/2022 22:36

*three

WooNoodle · 04/06/2022 22:37

Aprilx · 04/06/2022 22:36

There are two estates though not one. Both estates will be inherited by the children. One estate to the only child and the other estate divided between the thee children.

Yes I think lots of people are missing this point. They are 2 seperate estates.

Paigeworkerx · 04/06/2022 22:41

This is how I read it.

Your parents were married. They bought a home after your mother parents gifted them the deposit. You’re mum then put her wages into the house. Due to the time being the 80s your mum had limited rights in the courts.Rather than being abused by your father she left which at that time forfeited her right to their home. Due to inflation and house prices your dad and by marriage step mum benefit from the sale of this house which they used to pay of step mothers siblings. This money is now being gifted to your step brother, meanwhile the divorced financially ruined your mum and limited her options.

Whilst it’s not fair, your mum made a decision. Presumably one she has not tried to appeal or reverse. Your Dad and Step mum are equal partners and they have been married significantly longer than your parents.

There is a lot of emotions directed at your step mum but not your dad? It’s their house and he has an input of what the split is. Your dad has 3 children and his interest could be all of you.

There is a second point of the lack of tack from your step mum. Pretty inconsiderate to have this conversation with you, especially considering your brother will most likely buy a house mortgage free. If she brings it up again either shut it down or ask if that means their home will have a equal split as your brother will be more financially dependent. Buying a home is clearly an emotive conversation for you. Why you don’t look at what blockers are preventing you from this doing this for yourself. Even if it took you 10 years to save it’s something you clearly want.

Oblahdeeoblahdoe · 04/06/2022 22:42

I'm sorry OP, I hadn't read your post about what happened to your mum. I feel your pain and think you should make your feelings known to your dad.

NotMushroomInEre · 04/06/2022 22:43

@Undertherainbow00 I don't think you are being remotely unreasonable. I'm sorry you haven't been as lucky as your little brother in terms of finance, and possibly a better time regarding your childhoods. It seems there are plenty of people on mumsnet who are nonchalant about your situation. I'm thankful, and extremely lucky it sounds, that both my biological parents, albeit divorced, wouldn't have let my step-parent invest more in their shared child, than me.

gotthis · 04/06/2022 22:43

Just been having a read about divorce and women's property rights in the 70s and 80s. My goodness, things were awful for women then. Your mother could not get a divorce unless she could prove adultery, unreasonable behaviour, desertion or they were separated for 2 years, and your father would have had to agree. If he refused, she would have to prove separation for 5 years. If he refused to leave the house that your grandparents gave them the deposit for, your mother had no choice but to leave to prove separation. While trying to raise children pretty much full time your mother may have worked, but she would have found it very difficult to get a mortgage. Financial arrangements following divorce favoured men, with women usually receiving less than 50% of the assets. I am very sorry to say your father sounds like a ruthless man and he has clearly chosen a wife that is just like him. He most likely created your mother's and your own financial difficulties. I am afraid if you question either of them about the fairness of their wills they may punish you by cutting you out entirely.

whumpthereitis · 04/06/2022 22:43

‘Bitch’ and ‘witch’ - such vitriol for a complete stranger that’s done nothing unusual when it comes to estate planning. Fucking hilarious that you think you’re a nicer person than her.

AskingforaBaskin · 04/06/2022 22:45

NotMushroomInEre · 04/06/2022 22:43

@Undertherainbow00 I don't think you are being remotely unreasonable. I'm sorry you haven't been as lucky as your little brother in terms of finance, and possibly a better time regarding your childhoods. It seems there are plenty of people on mumsnet who are nonchalant about your situation. I'm thankful, and extremely lucky it sounds, that both my biological parents, albeit divorced, wouldn't have let my step-parent invest more in their shared child, than me.

They would have fuck all control at all. Trying to tell and force a spouse to spend their money is called financial abuse.

Sswhinesthebest · 04/06/2022 22:45

People are missing the point!

It was the ops and her siblings inheritance that was used to buy the grandparents house in the first place, as SM bought out her own two siblings shares. The ops mums and dads money, so they should be getting some of that £500k house. The SM inherited her share, and 2/3 was bought with her parents money, so it’s really not fair that SB gets it all!

On top of that I can see why the op is bitter as all the money came from her mothers side of the family in the first place!

Op, didn’t you say how unfair it was when SM was telling you she was giving the proceeds of the house to SB?
What does your dad say?

AskingforaBaskin · 04/06/2022 22:47

Sswhinesthebest · 04/06/2022 22:45

People are missing the point!

It was the ops and her siblings inheritance that was used to buy the grandparents house in the first place, as SM bought out her own two siblings shares. The ops mums and dads money, so they should be getting some of that £500k house. The SM inherited her share, and 2/3 was bought with her parents money, so it’s really not fair that SB gets it all!

On top of that I can see why the op is bitter as all the money came from her mothers side of the family in the first place!

Op, didn’t you say how unfair it was when SM was telling you she was giving the proceeds of the house to SB?
What does your dad say?

No it wasn't. Look at the OPs follow up. Step mum used her own cash to buy put her siblings share.

whumpthereitis · 04/06/2022 22:48

Probably best not to crow about them being up shit creek for elder care. They probably won’t be as they do have at least one asset that can be sold to pay for it. Unfortunately said asset is OP’s inheritance, so, erm, yeah, bit awkward really.

NotMushroomInEre · 04/06/2022 22:50

@AskingforaBaskin wtf are you on about?

MidwichCuckoo · 04/06/2022 22:53

Yanbu op. I agree with you. The voting seems to be more in your favour too

Tootlingalong · 04/06/2022 22:53

As I read it, it makes total sense to split an estate in this way, but feels a little wrong... however the only reason it feels wrong is because we aren't considering the inheritance from the OP's mother. Obviously not the case but if her mother was very wealthy and leaving millions to her two daughters, then surely nobody would be batting an eye about this way of splitting the inheritance, in fact there might be people saying that the brother should get even more from Dad to "even" them up.
So I don't see any problem with it, but do think it's pretty shitty of her to be talking to you about wasting "rent" money though.

AskingforaBaskin · 04/06/2022 22:54

NotMushroomInEre · 04/06/2022 22:50

@AskingforaBaskin wtf are you on about?

I'm thankful, and extremely lucky it sounds, that both my biological parents, albeit divorced, wouldn't have let my step-parent invest more in their shared child, than me.

Nobody can tell a spouse what to do with their own money.

If a parent wants to pass their money to their real flesh and blood child over a step child that is their right

To say your parents wouldn't have allowed it is just laughable because it was never ever within their control.

To force a person to comply with decisions regarding their money against their will would be financial abuse.

OP has two parents. Her brother has two parents. They are all inheriting equally from their two parents.

Cameleongirl · 04/06/2022 22:54

Is your Dad still alive, OP? I think you should talk to him about this and explain how you feel about the house that belonged to him and your Mum. It's the unfair split of marital assets during their divorce that's behind this.

His will is also his responsibility, not your SM's. He's agreed to it.

Villagewaspbyke · 04/06/2022 22:55

Sswhinesthebest · 04/06/2022 22:45

People are missing the point!

It was the ops and her siblings inheritance that was used to buy the grandparents house in the first place, as SM bought out her own two siblings shares. The ops mums and dads money, so they should be getting some of that £500k house. The SM inherited her share, and 2/3 was bought with her parents money, so it’s really not fair that SB gets it all!

On top of that I can see why the op is bitter as all the money came from her mothers side of the family in the first place!

Op, didn’t you say how unfair it was when SM was telling you she was giving the proceeds of the house to SB?
What does your dad say?

She doesn’t say that though. Op says that the stepmother used some money she was left to buy out her siblings.

EmeraldShamrock1 · 04/06/2022 22:58

I'd speak up, you've nothing to lose by laying out the facts of where the money came from and why you feel it's unfair.

If she's annoyed so what she has shown her hand.

autienotnaughty · 04/06/2022 23:01

I can see why your upset. I have 3 children and only one is my dh child but both our wills leave everything split 3 ways.

My parents left 1/3 to me 1/3 to my sis and 1/3 split between my dc. (Sis does not have children) My sis was annoyed as she feels my dc will inherit twice as they will get my money too eventually so she feels cheated out of her full share.

NotMushroomInEre · 04/06/2022 23:02

@AskingforaBaskin well then thank fuck that my divorced parents didn't remarry selfish people who put their shared child before us step-children. Imagine my mum marrying some man who only wanted to provide for their shared child. I'm glad my mum wasn't pathetic and allowed that behaviour. Imagine my dad, he didn't go on to marry a wicked step-mum. I'm pretty sure he would've ended it had she not treated us as favourably as their shared child. Nothing to do with money at all, or telling your spouse what they can do with their money. Funnily enough, my step-daughter will inherit 50% of our assets, whether he dues before me or not. My share, as I'm childless, will go to my sisters or nieces if they aren't alive. Even if we shared a child. They would receive a 50/50 split.

whumpthereitis · 04/06/2022 23:02

‘If she’s annoyed’

still nothing on the father then? Because if there’s any fault to be found it’s his, not hers.

and anyway, how would making the stepmother annoyed be any achievement on OP’s part? Not like it’s going to change anything.

AskingforaBaskin · 04/06/2022 23:05

NotMushroomInEre · 04/06/2022 23:02

@AskingforaBaskin well then thank fuck that my divorced parents didn't remarry selfish people who put their shared child before us step-children. Imagine my mum marrying some man who only wanted to provide for their shared child. I'm glad my mum wasn't pathetic and allowed that behaviour. Imagine my dad, he didn't go on to marry a wicked step-mum. I'm pretty sure he would've ended it had she not treated us as favourably as their shared child. Nothing to do with money at all, or telling your spouse what they can do with their money. Funnily enough, my step-daughter will inherit 50% of our assets, whether he dues before me or not. My share, as I'm childless, will go to my sisters or nieces if they aren't alive. Even if we shared a child. They would receive a 50/50 split.

Yea....crazy imagine people wanting to provide for their children 😄😄

Mellowyellow222 · 04/06/2022 23:09

My parents left 1/3 to me 1/3 to my sis and 1/3 split between my dc. (Sis does not have children) My sis was annoyed as she feels my dc will inherit twice as they will get my money too eventually so she feels cheated out of her full share.

what an odd way to look at it! I don’t have children, my sister does. But her children will inherit from me too - so I would be more than happy for my parents to leave something directly for them. I love them. And it’s not my money it’s my parents money.