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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Step mother gifting half brother his ‘birth right’ inheritance

396 replies

Undertherainbow00 · 04/06/2022 20:01

I just need somewhere to vent - I’m sure I will be shot down for being unreasonable but maybe someone will see my point of view or will enable me to view this through a different lens…
Family history in brief - step mother has been in my life since just before I turned five (I’m now 43) and she and my father began dating. My parents marriage broke down because of his alcoholism but being the 80’s, the judge decided he could still have my sister and I every other weekend. As a side note, step mother was eight years younger than my father and was approaching her 21st birthday when they got together. She too had a problem with alcohol but they masked their problems to the wider outside world… Her parents were not happy that she was dating an older man who was divorced with two children. However, as time went by, her parents (mainly her mother) warmed to my sister and I. When I was fourteen, my father and step mother had their child, a son. I should add that at this point neither of them drank but my father still had his uncontrollable temper that was often directed at me. She actively encouraged his discipline methods but would also be there to comfort me through my tears.
I fell pregnant at sixteen and to my astonishment both my father and step mother were supportive of my choice to keep the pregnancy. However, it could been seen as fulfilling a prophecy of their making… Problem child, pregnant at sixteen. I would just like to add, any problems I had were directed at myself - eating disorder, self harm and suicide attempts.
I completely got my life together once I was pregnant - worked and set up a home on my own.
That was all many moons ago now and since then I have made an attempt to improve my life chances. I returned to education as an adult and I have a career. However, at the ripe old age of forty three - I have never owned or have been in a position to save a deposit for a house.
Step mother engineered hers and my father’s will like this - their house split 50/50 her share to my half brother and my father’s 50 % share split three ways between all three siblings. Fair?
Anyway, her parents died several years back and left her a significant inheritance. She bought her two siblings out of the parents house as she didn’t want to sell it at that point. Today she has told me that she is selling it as my half brother is very anxious about approaching thirty without owning his own property. She is gifting him the entire proceeds of the house sale - a minimum of £500,000. I just sat there listening to her monologue of how much of his income is wasted in rent - I really can’t relate can I?
She waffled on that it was his birth right as they were his grandparents.
I feel SO angry as their property was bought from the sale of my parents house - so by that logic, my sister and I should have a greater share of their house.
My step mother has always spouted that she loves us all the same but words and actions are completely at odds with the reality of what our lives have been.
I feel bitter that I have forgiven them for their appalling behaviour when I was a child and I have never shared my experiences with my half brother. I have stood back and watched him have everything in life that I didn’t but this has really rocked me and I feel terrible for feeling like this. I am jealous that he will have a home of his own as I fear I never will.
I apologise for this ramble but if you got to the end - thank you! It was cathartic to just get it out of my head!

OP posts:
dianthus101 · 07/06/2022 17:34

SurfBox · 07/06/2022 17:17

I am amazed at the amount of double standards on this thread. 1st of all why should the family home be the op and stepmother's ''joint asset'' if he brought it into the marriage through a divorce. Yet the massive inheritance the stepmum receives years later is ''solely hers''.

If the stepmom never bought the house with her money and I'm assuming the op's df brought it into the marriage throught his divorce settlement then it should solely be his if her inheritance is solely hers.

YANBU op and I also don't think the stepmum would receive anywhere near the support she has on here if the genders were reversed.

I am amazed at the amount of double standards on this thread. 1st of all why should the family home be the op and stepmother's ''joint asset'' if he brought it into the marriage through a divorce. Yet the massive inheritance the stepmum receives years later is ''solely hers''.

Don't be ridiculous. You don't know who contributed what to the family home. Whilst some of the money may have come from OPs father's previous marriage 40 years ago that doesn't mean it's entirely his. The stepmother may have contributed as much if not more to the house. Regardless, the father and stepmother are alive and if they want to keep their finances separate, it is entirely their business. There's no law stating that married couples have to share everything even if they don't want to and what they do is not the business of anyone else including adult children/step children.

whumpthereitis · 07/06/2022 17:36

It’s not unfair if OP’s father is happy to let the inheritance money be organized that way, which he appears to be given that the stepmother has full control of it.

It’s not OP’s inheritance that she has any stake in until they’re dead.

maturestudent74 · 07/06/2022 17:38

Sorry OP. I think the house has been spilt the right way! I think it is fair too!

dianthus101 · 07/06/2022 17:40

SurfBox · 07/06/2022 17:20

I'm not sure of your logic. I think you are confusing the Will with what the stepmother is doing at the moment. The stepmother isn't dead. She is effectively giving the money she inherited from her parents straight to their grandchild. It's nothing to do with the Will. She's only in her 50s.
When she/the father die the marital assets (i.e not just the father’s money) at that point will be split 50/50

no there is no confusion here- that poster is correct. The stepmom is keeping her inheritance as solely hers but sees the family home she contributed nothing towards as a joint asset. That's not fair.

How do you know that she didn't contribute anything to the family home? Regardless as I said above the father/SM are alive and the SM is actually not much older than OP. How a married couple distribute their finances is up to them.

Readtheroom · 07/06/2022 17:43

Its your side of the families money thats enabled them to buy the property that theyve sold. are you saying that shes sold 100 percent of the house and has given 100 percent of the money to her own son. fuck that. i think you should go to court tbh

dianthus101 · 07/06/2022 17:44

SurfBox · 07/06/2022 17:24

But yes, if it's never been a marital asset in any way shape or form I don't understand getting upset about it either, even in a hypothetical way

it is as she is married to the husband so legally he gets a share of it, that's the way marriage works legally.

If you divorce then the assets may be split equally depending on the length of the marriage but they aren't getting divorced. They are married and only in the 50s/60s and if they want to keep their finances separate it is entirely their business.

Youseethethingis1 · 07/06/2022 17:45

"it is as she is married to the husband so legally he gets a share of it, that's the way marriage works legally*
Not in Scotland.
In practice, outside of divorce proceedings, in England, how do we propose a husband goes about taking control of his wife's money and stopping her giving it to her son in order to give it to his daughter?
That's a slippery old slope.

dianthus101 · 07/06/2022 17:47

SurfBox · 07/06/2022 17:24

But yes, if it's never been a marital asset in any way shape or form I don't understand getting upset about it either, even in a hypothetical way

it is as she is married to the husband so legally he gets a share of it, that's the way marriage works legally.

No it doesn't.

NumberTheory · 07/06/2022 17:53

Readtheroom · 07/06/2022 17:43

Its your side of the families money thats enabled them to buy the property that theyve sold. are you saying that shes sold 100 percent of the house and has given 100 percent of the money to her own son. fuck that. i think you should go to court tbh

It’s not OP’s side of the family that has enabled step-mum to buy out her siblings and sell her parents’ home. Step-mum bought out siblings with other assets she inherited along with the share of the house.

OP has no legal claim on any of the money her father and step-mum have, so taking them to court would be a bloody stupid thing to do.

whumpthereitis · 07/06/2022 18:10

Readtheroom · 07/06/2022 17:43

Its your side of the families money thats enabled them to buy the property that theyve sold. are you saying that shes sold 100 percent of the house and has given 100 percent of the money to her own son. fuck that. i think you should go to court tbh

Got to court? Fucking hell 😂

What’s her claim on the money? I mean, upon divorce her father may have claim to half, but that’s her father, not OP. You can’t sue for an inheritance when you’re not actually even entitled to one (in England at least, where OP apparently is), and the people you plan to get it from aren’t even dead. Doesn’t look like it’s an issue they’re planning to divorce over though.

whumpthereitis · 07/06/2022 18:14

^and even if the money was from OP’s side, it legally became her father’s upon divorce 40 years ago. Suing would be absolutely ridiculous, a total waste of time and money, and a sure fire way of getting cut out of the will entirely.

Villagewaspbyke · 07/06/2022 18:17

Readtheroom · 07/06/2022 17:43

Its your side of the families money thats enabled them to buy the property that theyve sold. are you saying that shes sold 100 percent of the house and has given 100 percent of the money to her own son. fuck that. i think you should go to court tbh

Go to court? On what basis? The step mother is selling a property belonging solely to her and giving the money away as she sees fit. Entirely legal and no grounds for challenge

bellac11 · 07/06/2022 18:25

Readtheroom · 07/06/2022 17:43

Its your side of the families money thats enabled them to buy the property that theyve sold. are you saying that shes sold 100 percent of the house and has given 100 percent of the money to her own son. fuck that. i think you should go to court tbh

They havent sold a property.

Step mother had a property which she inherited (and bought her siblings out with cash she also inherited)

Go to court over what exactly? To ask for what exactly?

ClocksGoingBackwards · 07/06/2022 18:45

SurfBox · 07/06/2022 17:21

I think I understand your point OP. It seems like what's your father's is half your step mum's and what's your step mum's is all hers. That's unfair. If there's one pot and half of that goes to your step mum then brother and your dad's half is split three ways that's fair. If your step mum gets to protect her own pot from you all but considers the rest of the family pot half hers that's not fair. They can do what they like but it's not fair and I understand why you are hurt

This is it nailed perfectly and many posters are either deliberately or accidentally not seeing that.

This was a good point, but it’s working on the assumption that the father paid for the whole house that he hand his wife now live in, and we don’t know that that’s the case.

The father might not have been able to buy the house without input from his current wife, but even if she didn’t contribute financially, she has still lived there with him for over thirty years and raised his child. She has every right to consider their home half hers.

I agree it doesn’t seem fair that she doesn’t consider her inheritance to belong to her husband if she has received significant support from him, but that seems unlikely as her parents could afford to leave three children enough in cash to buy two thirds of a house. She probably sees her inheritance as her parent’s money and that’s why she wants to keep its benefits to her own biological offspring. Maybe she’d view it differently if she came into a large sum of money in another way.

SurfBox · 07/06/2022 18:47

How do you know that she didn't contribute anything to the family home

op said it was all bought from his divorce settlement.

lickenchugget · 07/06/2022 18:51

I agree it doesn’t seem fair that she doesn’t consider her inheritance to belong to her husband if she has received significant support from him

But this is exactly what people are advised to do regularly on MN if they are in a step family situation; protect money from their side of the family going to DP’s children from a previous marriage. If I inherited from my family, it would not be passed on to you DP’s kids; they have their own two parents for that.

lickenchugget · 07/06/2022 18:52

would not be passed on to MY* DP’s kids

frazzledasarock · 07/06/2022 18:56

I think you’re angry at the wrong person here.

your father shafted your mum and you and your sister out of a equitable settlement on divorce.

your father was abusive.

your stepmother and her money is incidental in this. Your ire as at your father who was abusive and treated you and your mum and sister appallingly.

SurfBox · 07/06/2022 18:58

but even if she didn’t contribute financially, she has still lived there with him for over thirty years and raised his child. She has every right to consider their home half hers

but then the exact same argument could be made for her husband being entitled to half her inheritance. And no she didn't raise ''his child'', she raised their child.

She probably sees her inheritance as her parent’s money and that’s why she wants to keep its benefits to her own biological offspring

Which is fair enough if her and her husband had always had seperate finances and their family home was seen as his,considering it was all paid for by the divorce settlement,which is what the op pretty much said although the op needs to come back here and clarify that point. The stepmom can't have it both ways though.

MN is a very funny place when it comes to finances.

Sootir3d · 07/06/2022 19:01

I understand your point OP , I would be pissed off too in your position. I think very often step children (usually from the first marriages) are the ones who lose out in these complex situations.

My own parents married more than once each and I stand to get a quarter of my mother's assets while my half brother gets three quarters. From my dad I will get nothing as he has decided to leave everything to his younger wife.

My husband's parents separated when their children were adults and one walked away with nothing at all despite having large sums of savings and pensions. The other one pissed it up the wall and has left her house to my brother in law only as he couldn't be bothered to ever leave the family home. My children will eventually inherit from him as he has no children and they will be his only relatives.

I try to focus on ourselves and providing for our own future. I'll make damn sure that our children won't be left with nothing when we die.

SurfBox · 07/06/2022 19:04

But this is exactly what people are advised to do regularly on MN if they are in a step family situation; protect money from their side of the family going to DP’s children from a previous marriage. If I inherited from my family, it would not be passed on to you DP’s kids; they have their own two parents for that

yes but the fly in the ointment here is that the stepmom made her son profit from the ops grandparents and mother who is not biologically related to the son. Then when she inherits from her parents she is a hypocrite in making sure the op doesn't get any of it. Can't you see the double standard here?

SurfBox · 07/06/2022 19:08

I'll make damn sure that our children won't be left with nothing when we die

problem is though with that is you never know what life has in store before even considering potential care home fees and inheritance tax in UK is already pretty high. It's near impossible to ensure your children will be left anything in a will no matter who you are simply because none of us have crystal balls.

dianthus101 · 07/06/2022 19:21

SurfBox · 07/06/2022 18:58

but even if she didn’t contribute financially, she has still lived there with him for over thirty years and raised his child. She has every right to consider their home half hers

but then the exact same argument could be made for her husband being entitled to half her inheritance. And no she didn't raise ''his child'', she raised their child.

She probably sees her inheritance as her parent’s money and that’s why she wants to keep its benefits to her own biological offspring

Which is fair enough if her and her husband had always had seperate finances and their family home was seen as his,considering it was all paid for by the divorce settlement,which is what the op pretty much said although the op needs to come back here and clarify that point. The stepmom can't have it both ways though.

MN is a very funny place when it comes to finances.

We don't know that the current house was paid for entirely out of a divorce settlement 40 years ago. Regardless, whether the husband is “entitled” or wants half his wife’s inheritance is between the husband and his wife. If he and his wife are happy with the arrangement what has it got to do with anyone else?

It's unbelievable that anyone thinks adult children should have an entitlement or say in how a married couple arrange or spend their money!

SurfBox · 07/06/2022 19:26

It's unbelievable that anyone thinks adult children should have an entitlement or say in how a married couple arrange or spend their money

it's easy to say when you aren't the victim of it and feel a sibling is getting favoritism. It's not just the money either, it's what it represents.

SurfBox · 07/06/2022 19:29

If he and his wife are happy with the arrangement what has it got to do with anyone else

because once children are involved they always must be considered-that's the way it is. They are your kids until you die and just because they are over 18 doesn't dissolve the bonds.

Of course you'll likely say ''no they are adults,their parents have raised them'' which in theory is correct but in real life it's never that simple.