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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Live in partner expects assurance of interest in my property

331 replies

joboy2 · 18/03/2022 12:03

My recent female partner would like to move in to my property. I'm 67. She is 69. Until now, I had expected to date a partner with her own property, meaning we would live separately but regularly stay over in each others property. My partner has no property. My main worry is that I have always intended to pass my house on after my death, in its entirety, to my single mother daughter. As I understand it, if my partner moves in and contributes anything in terms of work, money, even decoration, she could, on my demise, declare a financial interest in my house, allowing her to occupy it. I have discussed this matter with her, and been blunt or rather frank and honest as to my intentions. Both she, and her friends seem appalled that I will not consider passing on an interest in my home upon my demise. I have pointed out that if the sexes were reversed, they might take a less charitable position regarding a relatively elderly male expecting an interest in his partners house, indeed they might think he was taking advantage. The upshot is, that I have insisted that some sort of legally binding document be drawn up between us stating my position quite clearly before any move by my partner. The only other options being that we break up over this issue, or we carry on as we are and she continue to live in her own rented accommodation. I wonder what other readers might think, or indeed what advice they might offer. Joboy.

OP posts:
caringcarer · 18/03/2022 15:59

Do not marry her or even get engaged.

NotNotNotMyName · 18/03/2022 15:59

She’s after your house, I’d ditch her tbh. Sounds like a gold digger

Jedsnewstar · 18/03/2022 16:04

Just sign it over to your daughter now with you retaining a life time interest in it.

placemats · 18/03/2022 16:05

So apart from wanting a claim on your estate, what else does she bring to the table?

I have in the past seen the reverse. A man who contributed nothing and was refusing to leave and he had agency because the relationship was a long one - over ten years and they were not married.

Could you by any chance sell your home and move into a new home with your daughter - with separate living spaces?

Anniissa · 18/03/2022 16:06

[quote JinglingHellsBells]@Anniissa I assumed male because I thought somewhere they had referred to role/gender reversal and how responses might differ.

I have pointed out that if the sexes were reversed, they might take a less charitable position regarding a relatively elderly male expecting an interest in his partners house

and they also refer to themselves as 'boy'[/quote]
Ah I see, I read that bit as imagine if her sex was reversed and it was a question of an elderly man wanting to move in with his female partner then he would be called a cocklodger so why should it be different because she’s a woman…but it could be read either way. Not sure it makes much difference in the overall scheme of things what the sexes are as the issues remain the same.

marvellousnightforamooncup · 18/03/2022 16:10

I would end the relationship for that tbh. Call me miserable but I find that grabby and it would really put me off. You've had a lifetime of working for what you have and bringing up your kids. Of course you want your daughter to benefit. It's not as if you and your current partner built it up together.

If anything happened to DH if I ever bother with a relationship again (extremely doubtful) it would be strictly no strings.

JinglingHellsBells · 18/03/2022 16:11

It could be either way- gay woman, or male/female.

It's confusing as @joboy2

has a subject line of 'Live in partner' then in the next line says recent date.....words to that effect.

As I said, being a 60-something the men I know like him would talk this over in a pub over a beer with their mates or in a cafe over a cappuccino.

In respect to his question, I had an aunt who remarried a widower (she was a widow) and they arranged she had his home for her life after which it was inherited by his children (not hers.) But she was in receipt of his occupational pension for life.

I know the OP isn't suggesting marriage but he ought to see a solicitor.

NinaDefoe · 18/03/2022 16:12

The only other options being that we break up over this issue, or we carry on as we are and she continue to live in her own rented accommodation.

Without any doubt, carry on as you are.
Stay at each other’s house regularly if you want to but keep things separate.

NameChangeCity123 · 18/03/2022 16:12

This has red flags al over it, I would avoid

Collaborate · 18/03/2022 16:13

I am a family law solicitor. Others have mentioned she would be able to bring a claim against your estate under the Inheritence Act. So the only thing you can do, before she moves in, is to place your property in a trust that preserves for you a life interest and then on your death it goes to your daughter. However there may well be tax disadvantages to this (I think you pay a tax every 10 years and a tax on setting up the trust), you may not be able to go in to a nursing home if you need one, and I wouldn't do this for someone who comes across as a bit of a gold digger.

Ilady · 18/03/2022 16:13

The reality is that your a 67 year old home owner. No wonder your 69 year old girlfriend is keen to move into your home and get a share of this house when you die.
Why is she in a rental situation at 69 years of age? Is is due to bad circumstances, a lack of planning or making bad financial decisions?
She has spoken to her friends about it and they are telling you that your mean ect. To be honest she is just using you. Her choice is that you and her stay a couple and live in your own places or you end things with her.

I would also get legal advice re signing your home over to your daughter now as after 7 years it would no longer be part of your estate and she keep it even if you needed care at a later stage.
I would also look at giving her some money each year if you can afford it as part of estate planning. If she's is a single mother on a limited income it would be better for her to have a bit of extra money now rather than after your death.

JinglingHellsBells · 18/03/2022 16:14

@joboy2 Can you clarify?

You have said she is a live-in partner.

Then you say she is a recent female partner who wants to move in.

Is this just sloppy/ muddled writing or otherwise?

WhereYouLeftIt · 18/03/2022 16:23

"The only other options being that we break up over this issue, or we carry on as we are and she continue to live in her own rented accommodation."

Those are far more appropriate options than her muscling her way into your daughter's inheritance. And TBH, I'd be finding the fact that "she, and her friends seem appalled that I will not consider passing on an interest in my home" off-putting enough that my preferred option would be to break up.

GatoradeMeBitch · 18/03/2022 16:25

I think people are being a bit simplistic calling her a gold-digger.

Say she moves in with you, you have 15 years together, then you pass away in your 80s. What happens to her then? I don't think at your ages that it's out of order to discuss her being given the right to live in the property for the rest of her life. And if you don't feel that committed to her that you care about her future wellbeing, don't let her move in!

FavouritePi · 18/03/2022 16:29

She definitely wants your house. I'm married but have provisions to leave my share to my children, as does my DH. No way would we want it to go to another partner or second spouse.

I think her pressuring you via what her friends say speaks volumes really.

Supersimkin2 · 18/03/2022 16:29

As long as you and DD pay the ‘gold-digger’ the going commercial rate for her eldercare, cooking and cleaning services.

What is it with all the ‘woman gets the bullet for asking for anything’ posts. Is it half term at St Incel’s?

Calphurnia88 · 18/03/2022 16:34

How 'recent' is this partner? The fact that she is already trying to lay claim on your property after you've died is a HUGE red flag.

Both she, and her friends seem appalled that I will not consider passing on an interest in my home upon my demise.

I seriously doubt her friends have said anything of the sort, and if she has been complaining to her friends about this, that would be another red flag for me.

I would end the relationship. She doesn't sound like she has good intentions.

EmmaH2022 · 18/03/2022 16:34

@Supersimkin2

As long as you and DD pay the ‘gold-digger’ the going commercial rate for her eldercare, cooking and cleaning services.

What is it with all the ‘woman gets the bullet for asking for anything’ posts. Is it half term at St Incel’s?

What.?!
GatoradeMeBitch · 18/03/2022 16:36

Honestly if I had a friend of nearly 70 who was in a relationship and they were discussing living together, I'd be pushing her to protect herself too. Presumably she'd be giving up a council or rented place. Without any provision in place she'd probably get shuffled straight into a council care home after his death.

DamnUserName21 · 18/03/2022 16:43

@GatoradeMeBitch

I think people are being a bit simplistic calling her a gold-digger.

Say she moves in with you, you have 15 years together, then you pass away in your 80s. What happens to her then? I don't think at your ages that it's out of order to discuss her being given the right to live in the property for the rest of her life. And if you don't feel that committed to her that you care about her future wellbeing, don't let her move in!

I agree. I knew a woman (80yo) who was considering giving up her council property to move in with her boyfriend (80yo homeowner with no children.) I advised her to make a plan with boyfriend to ensure she wouldn't be left homeless should he die before her. I don't know what was decided or if she gave up her council property. [shrug]
WhereYouLeftIt · 18/03/2022 16:46

@GatoradeMeBitch

Honestly if I had a friend of nearly 70 who was in a relationship and they were discussing living together, I'd be pushing her to protect herself too. Presumably she'd be giving up a council or rented place. Without any provision in place she'd probably get shuffled straight into a council care home after his death.
And in that scenario I would agree with you that it would be very sensible of her to protect herself.

But this scenario is slightly different. OP said "Until now, I had expected to date a partner with her own property, meaning we would live separately but regularly stay over in each others property." OP had no expectation that she would be moving in, the push for that is coming from his girlfriend - "My recent female partner would like to move in to my property."

They're just not on the same page about their relationship.

AcrossthePond55 · 18/03/2022 16:47

I think she shouldn't move in at all. There is just too much at stake. And face it, she already thinks she should be entitled to your property, or at least a share in it, simply by moving in. It's not like she's been living there for 10, 20 years already.

And who are these 'friends'? Do they even exist or is she saying 'My friends say....' in order to put 'weight' into her own demands?

You would be a fool to let her move in.

I think no matter what you do, say, or have legally drawn up there is still the real possibility of this woman causing your DD great grief over the property, and at a time she will be filled with grief over your death to begin with. Refusing to leave, filing a lawsuit (even if doomed to failure), registering 'interest in the property' during your lifetime, or taking things that are not rightfully hers when she leaves. You will have no control over what this woman does, either before or after your death.

I'm about your age, but still married. If I should become single again, hell would freeze over before I ever moved another man into my home.

TheBigDilemma · 18/03/2022 16:48

How many years is “Recent”? Just saying as, from what I have seen in courts, it is not unusual to define a relationship as “recent” even after 10 years and a couple of children together.

She doesn’t have to be a gold digger, if she has a secure tenancy that is affordable to her, it would be bonkers for her to leave the security she has at the moment to live with a man who is not offering any long term security.

museumum · 18/03/2022 16:51

Are you sure she wants a share of it in your death not just a lifetime interest to continue living there.
I do think she is wise to be looking to be able to stay in the house after your death and not be made homeless or need to be out rental house hunting in her last years and freshly bereaved.
She is wise to consider this just as you are wise to ensure that when the time does come to pass the house to your daughter she gets it all.

TheBigDilemma · 18/03/2022 16:52

@Delectable

Transfer the property to your daughter now with a caveat she let's to live in it through out your life time.
What if the daughter gets married and then divorce? That opens the possibility for the OP to be rendered homeless if the house needs to be sold to pay her exH “his share”
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