Littlewhitedove2
"Just because she earns less, they does not mean she is necessarily reliant or less or there is a power balance in favour of the man? Actually, for most people I know, the power balance is fairly balanced or in favour of the woman dispite her not earning as much!
What needs to change is seeing ‘being a full time mum’ as being worthless. My DH sees caring for the children as crucial and extremely valuable. Just as valuable as all the income he earns."
This is a bit of a straw man argument: whenever someone points out that women are vulnerable if they don't have income someone argues that the role of a SAHM is critical and its all about valuing the role of the mum.
No-one's denying the value of someone who cares for children within the home. The point is that this "value" is defined by the person paying for it, for better or worse. If your DH values the role you play in bringing up his children that's great and clearly means he is a good and supportive husband. Good for you. But what if he wasn't?
Having some economic independence provides a degree of insurance against a man randomly waking up one morning and deciding that because he doesn't fancy you any more the cost/benefit analysis of him supporting you to care for his children isn't worth it any more. Or that he decides that because he is the breadwinner he has the right to decide to stop paying for a private school which you want your kids to attend. You may think this sounds hard and cynical but it happens in a significant amount of marriages.
Having a degree of financial independence doesn't just protect you against these things, it protects him from the sense of being on an endless treadmill of working to provide. It also protects the children from the possibility that they will be thrown into poverty because their dad suddenly decides its not worth the grief any more.
It just shifts the centre of gravity away from it being up to the non-working partner to be constantly having to please the working partner. If you are lucky enough to have a DH or partner who intrinsically values this without questioning it then great but a lot of women don't. Why wouldn't you want to protect yourself?