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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Just found out DP has secret savings

356 replies

Whatisthis543 · 22/12/2020 21:58

Just found out my DP has 60k hidden away in ISAs that I had no idea about. Only found out as I was looking for the Homeserve paperwork and went into his paperwork stash to find it. Found a letter from an ISS company with a balance of 63k!!!! What would you do now?

OP posts:
BarbaraofSeville · 24/12/2020 21:44

Pension

To fund winding down to retirement by working less or taking a lower pressure job

Income being above expenditure, so 'accidental' savings, but for no particular purpose

Protection against loss of income by self insuring

Inheritance that he hasn't decided what to do with yet

Not everyone spends every penny they earn straight away

ReadyFreddy · 25/12/2020 02:34

This reply has been deleted

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NoIDontWatchLoveIsland · 25/12/2020 03:54

DH and I dont really talk about the exact numbers we each have in savings.we both earn a lot but he earns more and saves more. I dont stress because one time ISA statements arrived and he had put some in each of the kids names and some in mine. I saw his lying on the desk later and it had exactly the same amount as in my name so I'm comfortable he's fair/not going anywhere. I know hes done other things in joint names over the years as I've signed paperwork but I lose track.

I've got some cash pilee up myself, he knows I've got it but hasnt recently asked how much there is. I volunteered the amount a couple of years back when we were considering some home improvements.

I think it's like any of these financial things, when money isnt tight and you both have surplus, it is less of issue whom has exactly how much at a given point in time.

BeanieB2020 · 25/12/2020 04:13

This wouldn't be an issue for me. I know we don't like to think about things going wrong in a relationship, but things go wrong in many relationships, and because of that, I think it's sensible for people to have some backup money for themselves. But I don't agree with sharing all finances in general, so could be biased by that.

tami2k · 02/01/2021 10:59

You don't know what the money is for could be inheritance people struggle to talk about money I work in finance it's an insecurity thing.
I would possibly just ask him direct about it or talk about both of finances - like rainy day money given the current economic situation rn and see if he mentions anything abt this, if not I would go direct.

Nothing wrong with having money set side it is sensible if worst came to worst he needed to use it it's there

EveryDayIsADuvetDay · 02/01/2021 11:09

It seems odd that it didn't come up when you took out a joint mortgage, but I guess if you're not married and have a mix of joint and personal finance less so.
On the plus side - it's a better New Year surprise than discovering paperwork relating to substantial debt Grin.

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