Lots of people are saying the OP should get a job... which in principle is good advice, but childcare for 2 children will be expensive.
One of them might be in school... so maybe it would be childcare for just one...that's still expensive.
Her OH pays the rent, utilities, food.....everything and she is fully financially dependent on him.
Given what we know, what are the chances that her OH will pay a penny towards childcare, given that he pays everything else? So unless the OP can get a job that covers the entire cost of childcare.....then it's not a viable option for her.
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@Feelinglost1919
The fact you’ve no family and he is not involving you in his, is just really cruel. I live overseas away from family and when friends involve me in their Xmas family dinners etc - it is very touching.
I would be so offended and hurt if my OH didn’t invite me along ! Massive red flag
Did you miss this?
I forgot to say however that they did ask me over for Christmas day from the start (managed to avoid going)
29Pedallleur
Get him to make a will naming you as the beneficiary.
He's not going to do this. He doesn't want his Ex to get what she's entitled to and he won't make the OP a beneficiary. This man is protecting his assets.
The ABC
You need to:
a) insist on divorce and marriage to yourself. As other's said upthread, it's approx £500 for the divorce and just £120 for a civil ceremony. Your peace of mind is worth £620.
Except it will cost her OH a lot more than £620....so why would he marry her? He won't and one cannot really insist your OH marries you.... when it's obvious in this case he doesn't want to marry her.
I suspect he's the kind of person to hide his assets and neither the OP or his Ex will get much if anything at the end of the day.