Coming out of work

[Twistered]

I'm mid forties and considering coming out of my part time job completely. Financially we will be ok if we tighten the belts a little. I am just done with working and want to focus on my family even though my children are teenagers now. What else would I do though? Those who don't work can you give me some suggestions how things go without the routine of a job?

Sorry didn't mean to have voting. Please ignore

Is your pension all sorted?

Do you think you'd get bored? I enjoy the social side of working as much as the money.

You're done with working completely? Or just with this job/line of work?

You could look into volunteering or retraining in something new perhaps? It seems very young to retire completely, you could have over 30 years left to live so the usual - gym/hobbies/housework stuff might not be enough.

What does becoming an unpaid housewife teach your children? Are you really happy to live off your DH?

Your 40’s, you’ve got a fair while before your in the grave.

I'd also consider teens aren't generally that fussed about about spending loads of time with parents. They'll be at school most of the time anyway. You may feel really lonely when they leave home and it's just you and the washing machine to talk to.

Is this a joke?

If you aren’t working or doing childcare you’ll need to find something worthwhile to fill your time or you’ll be bored and miserable in no time. Charity work? Dog walking? Hobbies? Your own business?

You should also think very carefully about 1) whether your husband will be happy to tighten his belt and support you financially when there’s no reason for you not to work, 2) if your pension is sufficient to protect you and 3) if your marriage failed, would you be able to get back into work to support yourself?

I was made redundant at 41 , when DC were 8 & 10, with a decent settlement and thought I was done. I was burnt out and needed to spend time recharging and taking care of home.

I was away from work for 3 months and during that time I did a lot of volunteering, at DC's school, at a nature reserve and with an organisation supporting the homeless but I never felt needed in the way I did at work. I was "helping" not doing/driving anything.

I also did a lot of renovations around the house, it's amazing how much you can get done when you have "full time" to do it, but I found I really didn't care enough to fund it very motivating.

I lasted 3 months before I took an entry level job in a completely different field, did some study and I now earn more than I would have in the old job in a senior position which I find very rewarding.

It's probably just that you're done with the current job. Take some time out and consider your options.

It does bother me that I didn't manage to find a fulfilling life outside of work.

Is this fantasy linked to a shitty work situation? I think trying to find a better part time gig would be a good idea than dropping out entirely.

If your kids are teens and will be out of the house soon, you will probably be super bored in a few years.

Also the economy is in the shits so it's risky to rely totally on one income, even if your part time job doesn't bring in much, it's worth keeping in the workforce for now.

if your part time work covers it, try getting a house cleaner, that tbh saves so much time and makes me waaay less stressed.

Babyroobs what do you mean is this a joke?

Birdy yes it's not a good time in terms of the economy , you're right. That's something to add in

I find this really lazy.

Well, you need enough National Insurance contributions to claim benefits and also health care.
Can you guarantee you will never need these ?

So you won’t break a leg, or get cancer or need a hysterectomy

Your husband won’t die and will leave you well enough off for the rest or your life, or worse, won’t run off with a younger model, or the crappie from the petrol station ?

Brexit is hugely changing who gets these things in thE U.K. Look it up.

I would never put myself in a position to lose the entitlement to the welfare state so would on,y do this if I had the Euro millions winnings in my bank account.......

Chap from the Petrol station.....

Well, you need enough National Insurance contributions to claim benefits and also health care.

No you don't, if you're in receipt of child benefit you get credits as if you've paid.

@LeanishMachine

Well, you need enough National Insurance contributions to claim benefits and also health care.

No you don't, if you're in receipt of child benefit you get credits as if you've paid.

You wouldn't be able to claim contributions based benefits if you became ill though as you need to have paid NI contributions in the past 2-3 years. I guess if op's dh earns well though she wouldn't need those either.

Don't you think it's a little selfish making the family tighten their belt because you can't be arsed with your job? How about looking for something different? A change is as good as a rest.

If you don't know what you'd do with yourself I doubt this is a good idea. And if you "come out" at your stage of life you do risk never working again - is your partner/husband happy to support you for another 20 odd years before you get a pension.
Personally working provides me with more than an income/pension - keeps brain active/keeps you up to date with technology/social aspect/sense of purpose etc.
My teens also don't want to hang around with a middle-aged woman, but perhaps your teens fancy that idea!

If my DH announced he was "done with work" so we would have to "tighten our belts" and I would be expected expected to shoulder the pressure of being the only earner from now on I'd be furious. Especially if the best excuse he could come up with was to focus on parenting too kids who are out of the house five days a week and a few years away from flying the nest.

How does you other half feel about you giving up work and relying on one wage?

Excuse the typos, stupid predictive text.

Brexit will undoubtedly make essentials more expensive so your belt tightening might need to be much greater than you’re anticipating.

Your teenagers will spend less and less time with you now, so that’s not a good argument for spending more time at home.

Unless you have 35 years’ NI contributions banked you’ll never get the full state pension when the time comes.

If your partner is made redundant and can’t get another job you’ll find it much harder to get back into the workforce, and even if you do, you’ll be x years behind in your experience.

I love my job and will do it till I retire, but there are plenty of days where I feel ‘done with work’. I dare say that your partner feels the same way, but you’re giving them no option here.

If you want better family time how about he/she goes part time too, then you get the best of both worlds. Or is this just about you not wanting to work?

Wow people are being so harsh.
I don’t have much advice op, but would you be able to job hunt in a few years once DC have flown?

Why should you husband work full time and support you just because you can't be bothered? It's not like you've got small children. Utter laziness