Should preface this by saying I'm 36 and looking for someone to settle down with - including children. I know everyone says that at the beginning of a relationship you should 'just chill' and not look too far into the future, but I'm not really keen to develop feelings for someone that isn't going to work practically and I'm wondering what others would do in my situation.
Got talking to a lovely man over lockdown four months ago. We bonded over loads of common interests, and then when we had our first video chat I realised he was even better looking than his pics (one of the most beautiful men I've met, but in a quirky way which sort of matches me as we're both quite petite) and also really nice to talk to.
We built up lovely regular chats, and have started meeting now lockdown restrictions have been lifted, so we've been properly dating for a little while now. Turns out we have amazing chemistry, the best sex I've ever had and that he is a really good counterpoint to my worrying and overthinking nature - just generally quite chilled and positive, and seemingly quite kind and considerate.
The only thing is his career stuff which is starting to worry me, and it's starting to come out in my behaviour a bit where I just can't relax as much as I'd like to. He's 38, and was in engineering until four years ago which apparently he hated, partially for ethical reasons because he was working in the oil and gas field. The last two years of this had been in a slightly different role, which I don't think went very well.
He then decided to take two years off and live off some of his savings, which he spent travelling (his family live overseas), chilling and spending time with his girlfriend at the time. He said he got back to London and the 'weather was so nice' he put off jobhunting for another summer, partially also because I think he didn't know what he wanted to do, and that when he got back into applying for jobs but has essentially had no luck. I don't know what kinds of jobs they've been, but he tried to apply for one a few weeks ago and was disorganised about it - left it to the last minute etc, then said he felt 'self-loathing' about it etc. I know that last year a relationship broke up partly because he was really depressed about being unemployed.
I can sense he is anxious about this situation and COVID, which has made the jobs market ridiculously competitive. He has started to build a digital skillset and is working with his second client now, a small charity, on building their website. He doesn't seem to have a clear plan about how to develop this, and being in the communications industry myself I just feel like building websites is not a great route to go down at 38 as there are teenagers who'll be able to do it better and cheaper.
It doesn't feel sustainable, but he says the skillset he used in his last career was vague and untransferrable. He said it was essentially 'sending emails and staring at excel' (I mean, that's most jobs, right?)
He's not lazy. Since I've known him he's been on a permaculture course, completely taken over and re-started a huge allotment site from scratch (on behalf of an elderly man who couldn't look after it himself), has been building this website and teaching himself those skills and also doing other random things to bring in bits of money.
But I just worry about what our financial future would be. I'm freelance myself so wouldn't get maternity leave. I do earn a very good day rate and have saved enough for a small flat deposit but it would be difficult to pay the mortgage and have a baby.
I think he's almost out of his savings and not earning much building websites. He has a flat in Australia which was a bad investment and is costing him money, so he's going to sell that, but it's not much. I know I don't know everything about his financial situation, but I do know in general men don't want to settle down or have kids until they feel financially stable.
I don't want to be waiting around for years for him to feel or be ready, but I also feel like it's too early to talk to him about this and put him under pressure. I know he's been stressed about this for a while already. Last night he said 'what if covid lasts for 3 years? I'll be 41!' etc.etc.
Am honestly thinking of just ending it, I feel like his situation is worrying me so much. Am I overreacting? Should I talk to him about it? What would you think of someone in this situation?