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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is this fair? Finances related.

339 replies

Budbudbud · 23/06/2020 16:37

Name changed for this.

Been with bf 2 years, he moved in at the start of the year, he owns a house I rent and have a 3 year old. It made sense for him to move in here because if it didnt work out I didnt want the upheaval of moving lots for my child.

I was already worried about coming off as a gold digger or grabby so was careful when we discussed finances, he earns more than me and his mortgage is less than my rent and I obviously have more out goings having a child.

He said he was going to rent out his house on air bnb (we live in a tourist place but since lockdown he hasn't been able to obviously). And save the money for a house deposit for us both.

I meet my bills every month but there is never very much to spare, he said seen as I meet the bills anyway and he will still have a house to pay for it's fair if he just pays some towards the food bill and I pay everything else.

So that's the situation except now hes said he cant give me any food money this month (despite eating more then me and 3 year old put together) as he only has £5 in his bank account and doesnt get paid till Tuesday. I just said fine you cant give what you dont have but was a bit pissed off.

He told me that on Saturday and has still managed to put £300 away in savings this.month which he does every month and apparently is non negotiable and he has put an extra £1500 in to some investment fund. But he doesn't have any money for food??

Am I being taken for a mug? I dont know how to talk to him about it if I am. He is really good in every other way, great with my child, caring, funny and does his share around the house. Is it fair if hes pulling his weight in other ways? I dont want to rock the boat if I'm being silly it just feels unfair I have nothing and he still gets to save £££ every month.

OP posts:
Buttonsorbows · 24/06/2020 16:42

Be should be helping with the rent NOT just food and bills.
I can’t believe he is refusing to give you money for food when he has savings - he’s essentially living rent and bills free at yours.
DO not settle long term with this man if he isn’t willing to split finances more evenly.

birthdaybelle · 24/06/2020 16:44

This is insane! He is earning from renting his house AND he has rising equity in it. You've lost benefits (if you claimed any before) and your bills have all increased.

Why the hell would he just be giving food money?!

This one isn't even for talking about. He's telling you exactly what you can expect from a relationship with this man.

£300 in savings and no food?! Idiot.

DisobedientHamster · 24/06/2020 16:49

£200 is £50/week. That's what my sister charges her young adult daughter who's an apprentice (lower min. wage for under 25s) and her daughter finds this a sweet deal as she'd never be able to live so cheaply in a shared house/flat.

backseatcookers · 24/06/2020 17:55

@Budbudbud

Are you seeing from these responses that he's a selfish prick?

You are allowing him to essentially take money from you and your son.

Your son's future is LESS financially secure because of your partner.

He is better off financially by living with you as it stands.

You are worse off financially by living with him as it stands.

I don't understand why you seem to be ok / at least considering accepting that.

He has saved £1800 this month.

He DOES have money for food, he's just not spending it because he'd rather save it.

He will keep the money he's saved if you split.

He is gaining equity in his house every month he offsets the cost through his tenants' rent.

You cannot save and are gaining no equity through renting.

I want to shake you!

Put your child first. Not this man. At the moment you're not putting your child first, or you.

Sexnotgender · 24/06/2020 18:09

I hope your chat goes well with him.

Thehop · 24/06/2020 18:13

I hope you got somewhere today OP.

abstractprojection · 24/06/2020 18:49

He should be paying half of the rent, bills and food. FULL STOP. And that’s the minimum (some might say more as he earns more).

Right now you are subsidising him and that’s why he has savings. His savings right now come from you paying for everything, his savings are literally you and your child’s money.

If he cannot afford half he cannot afford to live with you, if you choose to allow him to anyway then you are loaning him x amount of money per month in unpaid rent, bills and food.

After a disastrous marriage I have found a really good partner. All costs are split 50/50 even for things that are ‘my responsibility’, he asks if I have enough or if he has given enough, and makes it clear that his savings are for us.

Money is not the most important thing in life or a relationship, but it is important, and it is a clear demonstration of how another person is treating you (ie. with respect or entitlement) and how they view your future life together (ie. share responsibilities or avoid them).

Isthisit22 · 24/06/2020 21:46

How did the talk go?

Merryoldgoat · 25/06/2020 15:36

So OP decided not to come back? That’s a shame. I hope you take all the advice on board OP.

Plumplumbadum · 25/06/2020 15:52

It's not usually a good sign when OP's don't return. It's often because they've been sweet talked around and feel too embarrassed to to come back and say.
I really hope she's had a good outcome, because she seems a decent honest and hardworking woman. And I don't think any of us here like to see that being taken advantage of.

DisobedientHamster · 26/06/2020 13:48

@Plumplumbadum

It's not usually a good sign when OP's don't return. It's often because they've been sweet talked around and feel too embarrassed to to come back and say. I really hope she's had a good outcome, because she seems a decent honest and hardworking woman. And I don't think any of us here like to see that being taken advantage of.
They usually come back later, pregnant or with a newborn by the bloke, still unmarried, no money for mat leave, still subbing the cocklodger or she's moved into his house and he's demanding 50/50 on everything and she hasn't got the money so is getting into debt for him . . .

Same old, same old.

YanTanTethera01 · 26/06/2020 15:15

If you are in this for the long term, work out your joint outgoings/income and pay half each.

MrsTerryPratchett · 26/06/2020 15:25

@Plumplumbadum

It's not usually a good sign when OP's don't return. It's often because they've been sweet talked around and feel too embarrassed to to come back and say. I really hope she's had a good outcome, because she seems a decent honest and hardworking woman. And I don't think any of us here like to see that being taken advantage of.
I really hope not. I do t like when single mums accept crumbs like this from these arsehole spongers.
Bananalanacake · 26/06/2020 15:55

I've said it before but the best thing to say to a man in the early stages is,,, 'there will be no talk of living together for at least 5 years' this is even more important when the woman has young DC, if the man likes her for her he will stay around, if he's a cocklodger he will go. You could always move in before the 5 years if he turns out to be a good un,

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