I completely agree.
I know it's slightly different if you get twins as your 'first' but for us, having one (with additional needs) banking on a No 2 and getting a No 2&3 it has financially shafted us. We didn't plan for three children. So the biggest single expense is the entire raising of an additional child (believe the figures for that are well over £200,000).
But then there are actual practical costs that you do incur with twins which you don't with singletons (mine are now teen and pre-teen):
- You need two of pretty much everything - all the way through. No passed down wellies, sports kits, uniforms, not just baby stuff...
- We needed a new flipping car! We couldn't fit three car seats across the back of our old one.
- It was financially not feasible for me to return to work until the twins were at school. Even now, with no family nearby, I struggle with holiday childcare costs.
- Twins are often prem and that brings difficulties. The additional health and travel costs of both twins in their first year, and DT2 in her second year, hit hard - as did the practicalities. Even now, the effects of being prem are still notable for our DT2. We choose to do it to try and 'level the playing field' but we now pay each week for DT2 to have one-to-one tutoring.
I am dreading their upcoming residentials. I have to find double the cash in one hit. Then, having already seen the costs involved, I'll have to kit two out in one hit for secondary in terms of uniform and sports kit.
Don't even get me started on my fears about affording higher education for them!
Then there are some notably hard to quantify costs. For example - my pregancy with the DTs led to a disability in me. Managing that disability with twins (who really are double trouble because they egg each other on) is, frankly, a nightmare. That leads to extra costs such as childcare whereas just one twin and their brother would behave better allowing me to take them with me to appointments.
In the midst of my three are two with additional needs. My eldest is autistic. One twin was greatly affected by twin-to-twin-transfusion syndrome and prematurity. These bring even more costs yet only one is deemed by the DWP to be entitled to DLA.
Let's not think about the size of our tiny house being too small... or holidays with 5...
I love all three dearly but I never would have chosen to have three - financially, physically or mentally.
But, the reality is that those with singletons won't get it. There are too many factors and nuances so we just come across as moaning! I don't moan about it even slightly in real life - it is what it is - we love them, we'll always do our best for them, but yes we are considerably financially worse off.