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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

to secretly have accumulated just over £50K of savings over the last few years?

307 replies

LargeGnTPlease · 27/09/2019 19:03

First time poster here, so please be gentle! so AIBU to secretly have accumulated just over £50K of savings over the last few years? No one knows, not my DH, no one!

OP posts:
BuggerOffAndGoodDayToYou · 27/09/2019 20:18

I have around that amount saved up. It is all in my sole name (for tax and other reasons) but DH knows all about it and it’s “our” money. He jokingly calls it my “running away fund” but he knows I have no wish to run away.

Drogosnextwife · 27/09/2019 20:20

😂😂😂😂😂 OK then

gostiwooz · 27/09/2019 20:21

Well if you're not going to come back to the thread and tell us how and why and what for, and why you are asking us what we think, then I'm going to call pants on fire.

MsJRMEsq · 27/09/2019 20:23

Well good for you.
Any reason for this brag?

RatherBeAScummerThanASkate · 27/09/2019 20:24

Easily done with matched betting

ilovesooty · 27/09/2019 20:26

There just isn't enough information to say.

voddiekeepsmesane · 27/09/2019 20:27

Aren't you a cleaver bunny

Wheelson · 27/09/2019 20:29

Are you coming back OP?

TheDarkPassenger · 27/09/2019 20:30

That was an Mlm plug if I ever saw one

SlavesToTheKitchen · 27/09/2019 20:31

How is that even possible? Do you not have to declare bank accounts on your tax return in the U.K.?

TheNumberOneSourceOfEverything · 27/09/2019 20:32

There's long running threads about matched betting on here and has been for years. Under money matters.

It's how I found out about and and there's regulars who have been doing it for way longer than the four years I have.

Some people have asked how it's possible and a few people have said it could have been matched betting rather than drug dealing or some of the other suggestions.

If the logic is that those saying it could have been via matched netting must be working for odds tracking companies, then does that mean those who've suggested the OP sells drugs have suggested that because they work for their local dealer?

FreshwaterBay · 27/09/2019 20:33

@LargeGnTPlease is a journalist.

Or a "Journalist-Pissed".

Well, it is Friday night. We need a new category in MN. Specifically to deal with Friday evening posts when the inhibitions are down.

Yay? or Nay?

Mummyshark2018 · 27/09/2019 20:33

My dh and I have separate accounts and don't keep tabs on each other's outgoings or savings, so I don't think it's impossible or even wrong to do it- if joint commitments are all paid, wages are fairly equal then what you do or don't do with your money is your business.

ItIsWhatItIsInnit · 27/09/2019 20:38

Do you not have to declare bank accounts on your tax return in the U.K.?

You don't have to do a tax return/declare anything if you're an employee and not self-employed

doublebarrellednurse · 27/09/2019 20:42

Your first ever post on this site is to say you've got 50k squirrelled away Hmm

Well done hun you're soooo clever and not at all selfish.

justasking111 · 27/09/2019 20:55

Gawd daily fail or some paper wanting to stuff something in their paper this weekend.

VanGoghsDog · 27/09/2019 20:57

@ItIsWhatItIsInnit

There are all sorts of things you have to declare even if you are employed - savings interest, dividends, capital gains.......

Original poster
LargeGnTPlease · 27/09/2019 21:01

Sorry, dropping DS off and then grabbing a takeout for tea 😕! Right we have shared finances, I have fair bit of it in cash but some in a sole bank account. I have never gambled or drug dealt. It is purely from siphoning from account. I deal with all bills and outgoings. DH knows I am money savvy and am not a spend thrift. He in the other hand will spend and then spend some more. So it started just to have a pot, for just in case! Just in case of what, I dont know but it has just escalated. My DC are 23, 22, 19 and 17, all at home apart from the 22. My family are not deprived in any way, we holiday and have a nice car. I just feel that I would not be able to come clean now anyway! We have had real shit times where we have watched every penny as my DH is self employed and has had quiet times.

OP posts:
tttigress · 27/09/2019 21:05

So, it is not all in a bank account?

I guess you won't get much in interest anyway, but maybe safer in a bank?

Wheelson · 27/09/2019 21:11

So it's from joint money that you've both contributed to?

BlueBirdGreenFence · 27/09/2019 21:11

Based on your update, I would go fucking bananas if I was your husband. You're nothing better than a thief.

Original poster
LargeGnTPlease · 27/09/2019 21:13

If DH knew he would spend on shit we frankly dont need and I certainly wouldnt want! Like one day he went out and bought a boat, nothing too fancy but then proceeded to spend even more doing it up! Sold now, for cash of which I banked some squirreled some! No other secrets, we have been together over 20 years, couple of storms where it really could have been used as a fuck off fund but hey I'm still here!

OP posts:
MittsMajuna · 27/09/2019 21:14

Pop it back in the bank.

Instead of going up to the counter with money bags full of 2ps, you could take black bin bags full of bullseyes.

doublebarrellednurse · 27/09/2019 21:16

Why are you the only one who gets to chose what your joint money is spent on though?

Just cause you don't want it why is that more important than him wanting it?

You're clearly not skint.

Original poster
LargeGnTPlease · 27/09/2019 21:17

@Wheelson yes I have worked bloody hard and contributed too, and if he needed something desperately then of course it would go without saying that it would happen but he truly, by his own admission is a spender (on crap mainly)!

OP posts:
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