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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to my sister over inheritance?

999 replies

LadyDracula · 29/01/2019 21:56

6 years ago my father died leaving a generous amount to my sister and I (around 35k each) and left a substantial amount (135k) to my two children who are now 14 and 15. It was my fathers wishes for the money to be used towards educating my children as education was something he truly valued, yet at the time my sister and I growing up, he was unable to fulfil.

Fast forward to now, my sister has had 2 children (aged 1 and 3.5). I met up with her for lunch over the weekend for a general catch up and mentioned I have just been buying additional uniform for my Dd14. She said to me that she was looking around local private schools for her son who is due to start school next year and that she wanted to know how much the ‘budget’ was per term or per year. When I asked her what she meant she explained she wanted to know how much money was left for her two children’s education from the inheritance Dad left. When I explained none and that it had been spent (or will be spent over the next few years) on my two dc she went mental and ranted on about how selfish I had been and she had never thought for one second I would spend all of ‘our’ money on my own kids. I was totally blown away and hadn’t for one minute assumed he expected any of the money. My children both attended state primary schools and I only enrolled them at the local private schools for their secondary education. At the time I enrolled my youngest she was only just pregnant with her first child and when Dad left the money in his will he said for X and Y (my kids). My sister was an older first time mother (39) and I suspect my father thought she had chosen a career over a family. I suppose I had that thought too.

My sister left and after ignoring my calls for 2 days has said today that she needs to know my next steps. She went on to explain my best option is to move my children from their current school - including my eldest who is now studying for GCSEs - to a cheaper one and she can have the difference. I told her that won’t be happening and that my children are settled and happy. She then went on that yet again it’s all about my children etc etc.

I have no idea how to make this situation any better and don’t want to lose my relationship with my only sister over this. I am a single mum so there’s no way I could ever afford to subsidise the costs either to appease my sister and give her some money. Equally I do feel awful because I know there’s no way her and her DH could afford to pay for a private education for their children either, and now she feels like her kids have been treated unfairly.

OP posts:
WorriedMum11 · 29/01/2019 22:31

In reality you look at the black and white situation and keep the money or for the sake of your relationship you give her some?!
It's your choice really isn't it.

Personally you knew she was pregnant yes it was left for your kids but it's harsh she won't get anything. But it happens.

Do you think if you don't give her any then she'll ever talk to you again? Can you afford the education without the money?

I feel sorry for you all. How money gets in the way of family - it always happens. No disrespect to your father but he put you in this situation he should never have given you more

bridgetreilly · 29/01/2019 22:31

OP's oldest is 15, folks. Has been at private school either 3.5 or 4.5 years, depending whether just 15 or nearly 16. Sister had not 'had her first child [who is now 3.5] long before that'. Was possibly pregnant or had tiny baby, but at the point when OP was looking at schools and making plans, definitely didn't, and maybe not for some time after the eldest child had started.

Aridane · 29/01/2019 22:32

This is why Wills need to be periodically reviewed and updated.

Yoare legally entitled to retain your inheritance from the un-updated will but it is morally reprehensible of you to do so

cowfacemonkey · 29/01/2019 22:32

I think you have to reconcile yourself to losing your relationship with your sister. It’s mind boggling that this didn’t come up in discussion earlier, although I guess it served you better to keep your head down on this one!

MulticolourMophead · 29/01/2019 22:32

My DCs had money left to them in a will. I could not touch that money because it wasn't mine.

Alpacanorange · 29/01/2019 22:32

Is your sister important to you ?
This is the only consideration here.
If you do, you know what you have to do.
You are sisters forever, forever is along time.

IAmNotAWitch · 29/01/2019 22:32

Cranky17 "And tough luck in the op when the dsis goes not contact".

Yep, nothing the OP can do about it if she can't come up with the money separate to the funds left to her children in the Will.

Aridane · 29/01/2019 22:33

I am glad you’re not my sis!

flumpybear · 29/01/2019 22:33

You're in the wrong here. It was meant for grandchildren and would have been fairly split if they been here when he died surely

Yet your sisters children were on their way before you started spending the money on your own kids without discussion - you knew !

You should have shared it - you're selfish

Yulebealrite · 29/01/2019 22:34

The kids were quite old when df died. He would have had a relationship with them and wouldn't want to see their education disrupted now. I'm sure that had he known he would have made things fair but that ship has sailed.
The dsis should have spoken up as soon as she knew she was pregnant, as should the op. It's too late now but I can see why she is upset. I don't know how you can fix this.

elasticfantastic · 29/01/2019 22:34

Sorry but YABU

As per PP if your sisters kids had been around at the time of the will being written you know it would have been split between all the grandchildren.
Your sister didn't discuss it with you when her kids were born as I guess she assumed you would automatically assume that this would be obvious and do the decent thing and share the money with her kids.
To be honest I think you have been damn out of order.

Sophisticatedsarcasm · 29/01/2019 22:34

If the will stated that it was specifically for your children by name then there is nothing she could do. At the end of the day she knew about the money before and didn’t mind before she had the children. It’s a hard situation to be in. My FIL has specifically left money in his will for his 3 grandchildren, my 2 and his other sons boy. I know he has a bank account in each of thier names, non of the money is to be touched until they are 21. So if he dies now the money left in the will to them will not be able to be touched until they are 21.

Your sister should understand that at the time of the will she didn’t have kids so naturally your father wanted to go the 2 grandchildren he had at the time.
Hopefully you’ll work it out. Personally I wouldn’t put my kids to a private school however I would have saved the money for uni and if I’d been in the situation you were in i would have given my brother or sister some money, as a gesture of good will not because They think they were entitled to it.

kalefire · 29/01/2019 22:34

YABVU

Legally - right

Morally - reprehensible

Do you want a relationship with your sister? Do you think your nieces/nephews deserve the same opportunities as your children?

Smh. Glad you're not my sister.

ChubRubTheStruggleIsReal · 29/01/2019 22:34

I would be devastated. You have been utterly selfish.
Of course you should have considered your nieces/nephews and actually I think you probably did but carried on regardless.
I wouldn’t hold out much hope for a reconciliation with your sister, sorry OP but this is your own fault.
Can you remortgage plus offer her your £35k inheritance?

AhNowTed · 29/01/2019 22:35

I would be doing everything I possibly could to put this right.

Did you really not know what she was talking about when she mentioned the inheritance... honestly?

TheCraicDealer · 29/01/2019 22:35

Even if OP's hands are tied by the wording of the will, she could be giving her DSis her 35k or any other feasible contribution from her own funds to reflect what she acknowledges to have been her father's wishes and intentions when writing the will. Her kids are still getting massively subsidised private education, so she's still getting a pretty good deal.

Yulebealrite · 29/01/2019 22:35

That's true. If it is the named kids money, legally the op cannot give that money away. What did the will say?

Aenn · 29/01/2019 22:35

I think your dad was a bit silly doing this. He should have just split his money 50:50 between his 2 daughters.

In buying 2 of his grandchildren an education, he has probably cost them their relationship with their aunt and cousins.

I can see he meant well, but this is a shitty situation which doesn’t seem possible to unpick. I can see why your sister is aggrieved but equally I can’t really see the way out of it. It is unreasonable to try to make a 14yo change schools for this reason.

SausageSimon · 29/01/2019 22:36

I think people are being completely unfair to the OP, if the will specifies the money is only for the DC's she couldn't give it away anyway! If the solicitor said no it isn't possible and the OP can't find the money elsewhere then it's a bit of a rock and a hard place situation.

It's an unfair situation that clearly nobody predicted, the money wouldn't even allow 4 children a private secondary education and it would seem daft for them all to do 2-3 years of it. If she could even split it which it sounds like she can't anyway!!

LadyDracula · 29/01/2019 22:36

Dsis had always stated she never wanted children as she wanted to have a career and enjoyed having no responsibility. Before she met her DH, she had only had two ‘proper’ relationships that lasted no longer than a year. She was single when our father died and got pregnant within 6 months of meeting her DH.

When Dsis got pregnant my eldest was just enrolling. She never once mentioned it until this weekend. I wasn’t talking about uniform to rub it in or be crass, it simply came up in a ‘what have you been up to today’ conversation.

The money has not all gone, but certainly almost all will be once my children finish their education.

I am now thinking the only option I have is to remortgage and release some funds for my sister that way. It won’t be anywhere near the sum my children got but it’s the biggest gesture I can give her.

My sister is my only immediate family member I have left now both our parents have passed and to lose that relationship would be devastating. Equally my children have been at the school for 3 and 4 years respectively and to move them would be detrimental for them.

OP posts:
Jaxhog · 29/01/2019 22:37

Tough one. But it was left specifically to educate your 2 kids, and that's what you've spent it on. I'm sure you would help your sis if you could, but if you can't you can't. You've made your plans based on having this money.

I think, if your sis had a problem with this, she should have mentioned it before. She would have to have known the specific terms of your Dad's will.

IAmNotAWitch · 29/01/2019 22:37

OP's choices are to pay her sister nothing, and potentially lose the relationship.

OR find 67.5k to give to her sister from her own money. She can't use any of the money left to the named children for any of that.

WellingtonPark · 29/01/2019 22:37

Legally - right

Morally - reprehensible

Do you want a relationship with your sister? Do you think your nieces/nephews deserve the same opportunities as your children?

Smh. Glad you're not my sister.

Agree with this post 100%

EhlanaOfElenia · 29/01/2019 22:37

Oh that is hard. But divided by 4 it would only give 1 year of private secondary for each child. (but would sure have helped with university living costs!)

A very ineffective method cost wise. But it's done. Pulling out. At GCSEs would ludicrous. Your sister should have spoken up a whole hell of a lot sooner.

YeOldeTrout · 29/01/2019 22:38

I hope the remortgage isn't too difficult to secure.
Lousy you've had this situation.

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