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To have concerns about going back to work (long post)

419 replies

BackToWorkAgain · 19/01/2019 12:06

Warning extremely long post

I had a couple of career jobs in my 20's. Stayed at home in my 30's raising our family. Now in my 40's it is time to work again.

I have some concerns about returning to work and a couple of questions regarding child care.

Child care questions first.

My DH thinks it would be reasonable to leave a 10yo, 8yo and 6yo to lock up the house and walk 10 minutes to primary school together in the morning and return home together after school to wait home together but without adult supervision until a parent returns. They already do this walk with me daily. 8yo and 10yo sometimes walk back from school on their own.

I think we would have to pay for school wrap around care for all three children. As 6yo and 8yo are too young to be on their own and the 10yo is very anxious child and gets very frightened if they are ever left alone, even to sleep or visit the bathroom.

1. Do we need to pay for wrap around school care for the three younger children ?

My DH thinks it would be reasonable to get the 12yo to watch the 10yo, 8yo and 6yo all day in the school holidays whilst we both work. 12yo would also have to serve a simple cold lunch and get snacks and drinks out.

I think we would have to pay for holiday care for the youngest two at the very minimum. As 10yo would probably be OK with 12yo during the day.

2. Do we need to pay for holiday care for the youngest two/three ?

Now the work concerns

I have not formally worked for a decade, but have volunteered for a few things during this time. However I still have a working brain and I am more than capable of finding work and actually doing a job day to day.

In fact the thought of working with adults is appealing to me, to do work that matters rather than the endless grind of housework. All things being equal, I look forward to returning to work. However I was planning to wait until the youngest was in high school and my DH wants me to go back now...hence looking into practicalities now.

My main concern is that I won't be able to turn a profit. My last job was well paid, however as I need a local job and a short commute (because of health issues) there isn't much choice locally. I will likely end up in a minimum wage no promotion type job.

I need to balance this new income against one off costs (work clothes and a pair of shoes), work related costs (petrol/parking), child care costs AND taking into account the loss of child tax credits (removed at a sliding scale depending on my new income) and loss of PIP (which I suspect will be removed the moment I return to work, even though in theory PIP is not related to work, in reality it usually is)

I need this combination to come out with a positive number. Of course if I found a term time or school hours job that would be a lot easier to do, but nothing around here at the minute. So looking at full time hours jobs.

I know there will be comments about how childcare costs need to be taken out of DH's wage too. But in reality his wage already covers all monthly expenses with a tiny amount left over. Simply speaking, if my wage can't cover all my new costs plus turn a profit, it is not feasible.

My DH has ruled out evening or weekend work, as he doesn't want to be stuck in with the children whilst I work. Which is a shame, as this would be the easiest way to turn a profit. I will talk to him again, as I think this is the best solution.

Night work would be very hard for me, as I need to use my cpap machine a minimum of six hours a night in order to be compliant and keep my driving license.

So I am looking at week day work.

I am worried that my ill health will make holding a job down difficult.

My bowel disease means that I need access to a toilet at all times and that access has to be spontaneous, as I might only have a minute to get there. I can not finish a phone call or finish serving a customer, I need a job that I can excuse myself and visit the ladies as and when I need to.

It also means I have periods of a few days a month when I can't leave the bathroom in the morning and would near the flexibility to start work late on these days.

I also have a yearly review and every three years I have a colonoscopy. So would need time off for that stuff too.

I am on a medical diet to reduce IBS symptoms (in addition to my other bowel issue), which means I always have to eat my own food and need somewhere to store, reheat, eat food. This should be an easy one to sort out, as I carry my own food with me as standard.

My Under Active Thyroid requires regular blood tests and medicine updates to get my levels right. This is partially why I am so exhausted all the time. Probably only need two gp appointments every three months. One for bloods, one for results.

My hearing issues are mild, I wear aid in my hearing impaired ear but not in my deaf one, I can lipread. I find noisy environments very difficult to deal with and clearly struggle to hear at some times. But honestly this has never affected my work much.

Beyond people failing to get my attention sometimes and I prefer to confirm everything in a email to check I haven't misheard anything (which is sensible for everyone to do).

Sleep Apnoea adds to my tiredness and I use a cpap machine overnight in order to keep my driving license.

I am temporarily having balance issues, I am falling over more and dropping things a fair bit. But I am confident this will go away, maybe I need some exercises to do. I have a Neurology Appointment next month, hopefully it will rule out the nasties and I will get a sheet of exercises to strengthen my legs and grip.

My bowel disease and my hearing impairment are classed as disabilities but I don't consider myself to be disabled.

My DH thinks I am disabled and I should tell potential employers upfront and I am more likely to get a guarantee interview this way too. But I am concerned my issues would put them off employing me. However it would give me a chance to explain in person, how I am a good worker, despite a few health issues. So I am very undecided on this point.

I am unsure when/if I would tell an employee about my health issues. Before interview, after I start work, if it starts affecting my job ?

3. Do work need to know about my health issues ? If so when do you mention it ?

4. Will work allow me time off for regular medical appointments?

I am concerned that DH has made it clear that he can not help with the children's clubs, illness, homework. As he works long hours a good distance away.

In particularly I need to cover 12yo brace appointments every three months and 6yo speech therapy appointments one hour weekly.

5. Will work allow me time off for regular children medical appointments? Or how else do I get children to these appointments?

Currently there are also a beavers, cubs, dance, scouts and gymnastic evening clubs outside school. Plus a couple of after school clubs too.
I usually parent and ferry children around between 3.30pm and 8pm (latest one 9.30pm) every evening.

6. But if I work full time and need to fit homework, tea, bath in for the kids, I assume they will have to quit all these clubs. Or do I get a taxi to run them there, whilst I parent the other children ? How do other people do this ?

My DH has already said that he can not take time off to cover children illness, it is up to me to cover it all. Luckily only the 6yo is ill often and I am confident that this will improve in time. I am guessing I will need maximum 6 days a year to cover D&V bugs, hopefully a lot less.

7. Will work allow me time off when kids are ill ? What are the alternatives ?

I am concerned that I simply will not be able to cope doing everything that I do now and work 40 hours on top of it
However I know plenty of women do it and therefore there is no reason I shouldn't try.

But I am so exhausted already and I don't know how I am going find the extra energy I need. Already at home, I can not sit down from 3pm onwards as I will fall asleep, even if talking to someone or doing paperwork. The doctor said that is normal for parents, so I just have to KOKO.

Despite all these worries, if I can address all the above concerns and bring in some much needed money into the house, I would be delighted.

On the plus note, I want to earn my own money, help support our family, maybe save up for a family holiday. I want to stop living on such a tight budget, where so many things are simply beyond our means. It would be great to know that when something breaks we would have the money there to to fix it.

But what if I make everything so much worse for me and the kids. What if I work full time and bring in a small amount of money or nothing. I am worried that the kids will spend all their time alone or at school, have to cancel their clubs and not see their friends, so I can work for no profit.

I am definitely going back to work but I planned to get all the kids into high school first, to reduce child care costs. I just think with three in primary school this is going to be hard.

Any positive advice welcome.

I am feeling better now my concerns are written down. Hopefully I will get some good pointers from here and I can work down my list, eliminating my concerns.

Ps. Congratulations for reading this far !

OP posts:
BackToWorkAgain · 24/01/2019 19:15

TheBoots
Thank you. I will add to my list and look in those type of jobs too.

OP posts:
NoSquirrels · 25/01/2019 12:44

Having "the holidays to recover" is not going to be as important as making sure your day-to-day is not so stressful you make your health worse.

You can still take annual leave in the holidays. As can your DH.

But realistically, in the "holidays" from your job you will be doing childcare, not "recovering". It's no fairer on your DC to have a mum that picks them up from school every day but is so exhausted and run down by the weekend and holidays and half-terms that they never get to enjoy their own holidays because you're done in, than it is to go to after-school club or a holiday club once in a while.

If I fall ill or can't cope than we will cross that bridge when we come to it.

It just seems such a cavalier attitude to take to your own health when you are ill enough to qualify for disability benefits and you have 4 DC to think about. If you go down, it's worse for them.

So all in all hopefully your DH is having a good hard think about a closer to home job and you can save money on the commute costs etc. and not need to earn so much.

Good luck.

NoSquirrels · 25/01/2019 12:46

Also, why is it a choice between FT from home or PT/school terms outside the home?

If you only need to make £100 per month, PT school hours from home (i.e. freelance or flexi contracts) is the solution, surely?

BackToWorkAgain · 26/01/2019 14:14

NoSquirrels
I am looking at all my options at the moment.

It depends on the job, salary, location and what job my DH has at that time.

I have completed 70% off my CV and I will finish the rest this afternoon.

Then I will use the CV and supporting statement (to be written) to apply for the home based job I found which deadline is Monday.

OP posts:
BackToWorkAgain · 26/01/2019 20:20

CV finished, glass of wine in hand.

Tomorrow is covering letter day.

OP posts:
BackToWorkAgain · 27/01/2019 14:46

Covering letter completed and home based job application is in.

Right into Sunday housework to get everyone ready for school and work tomorrow.

Then tomorrow I will catch up on the house.

Tuesday is applying for free lance work.

OP posts:
Pickled0nion · 27/01/2019 20:09

What’s the home-based job OP?

Pickled0nion · 27/01/2019 20:10

I’m perplexed that you’re doing all of this just to be £25 per week better off. Self-employment would be so much better.

BackToWorkAgain · 27/01/2019 20:18

It would be £100 a month better off, after expenses..not just £100.

It is an home based admin job.

I also seen another home based grant job which I will apply for. As the skills needed to generate winning bids and tenders are the same skill sets needed for grant fund raising.

I am also sending my CV to a few recruiters next week to get some feedback and check my CV isn't too old fashioned.

OP posts:
Pickled0nion · 27/01/2019 20:25

It would be £100 a month better off, after expenses..not just £100

It’s the same thing! You could earn £25 a week with very little expense, no new childcare, few sacrifices and no faffing around trying to get s job!

ChariotsofFish · 27/01/2019 20:38

You know you could make that much with a paper round or an evening babysitting? Totally mad to put yourself through full time work for it.

BackToWorkAgain · 27/01/2019 20:56

The first £200 will be taken off my Child Tax Credits...I would be no better off with a paper round.

OP posts:
BackToWorkAgain · 27/01/2019 20:57

Plus I am not reliable enough to do an outside job without access to a bathroom.

OP posts:
Pickled0nion · 27/01/2019 21:06

I wouldn’t normally advocate not declaring income but honestly, this thread is so painful I’d rather you just took in some ironing!

Can not find savings of £100? Why do you need to go through all of this effort for £100 a month?

In the nicest possible way, you’re infuriating!

BackToWorkAgain · 27/01/2019 22:31

No more savings can be made. We have been very careful with everything we spend.
Meal plan, cook from basics, only basic clubs for children, all bills and insurances regularly checked for best deal.

At some point the money does not stretch any further. Yes, £100 additional money will be enough to help atm.

I will keep applying for work as I find them and Tuesday I start bidding properly for free lance work. See what brings money in first.

OP posts:
NoSquirrels · 27/01/2019 23:12

You could also usefully spend some time looking for your DH's sort of jobs and skillsets and seeing what's available ...

Cornishclio · 27/01/2019 23:42

I think it is illegal for any child under the age of 14 to be left in charge of younger children at home so no you cannot leave the children at home alone to look after themselves before, after school or in school holidays. Paying high childcare costs for this is the price for having 4 kids.

After more than a decade out of the workplace, health issues and an unsupportive partner willing to take his share of dealing with sick days, chauffeuring kids around it is extremely unlikely you will get a job paying enough to cover childcare costs and you will be exhausted with working, doing all the housework and looking after the kids evenings and weekends. It may also be very disruptive for them.

If you have money issues and have cut back as much as you can then I can only suggest home working of some sort, evening or weekend working as you suggested. I worked in a department store accounts department on Saturdays when my kids were small which brought in a bit of money. Something like that may suit you. Alternatively can you register as a childminder and look after kids during the day at home?

Honestly I think your DH is being unreasonable. You both have 4 children but it does not seem he does very much although as you say he works long hours. I think he is being very unrealistic as to how much you would actually take home after childcare costs and what sort of toll this may put on your health. Having said that in the long run it is better for you to work to get some independence. This is badly affecting your pension situation with 10 years or more out of work and if he left you this would be a massive problem for you as you are so financially dependent on him. Not sure what the answer is.

bigmouthstrikesagain · 28/01/2019 08:25

There is no law to prevent 14 yo being at home alone or with younger siblings. People trot this myth out regularly on MN - does not make it statute.

BackToWorkAgain · 28/01/2019 10:09

bigmouthstrikesagain Thank you for clarifying.

I knew that myself as I research it online before I started the thread.

Also just because it is not illegal doesn't make something a good idea !

It is not fair to make our oldest child watch the youngest three, beyond the 5 minutes whilst I nip to the local shop scenario we do now.

I am glad that DH and I are on the same page with childcare now.

Plus DH has a telephone first interview for a local job this afternoon. Local job pays a small increase in salary but is only 30 minute drive away !

If he got this job it would make a big difference, we would lose child tax credits totally but he would be saving money on his commute.

Everyone send positive vibes his way...We deserve a break!

If he gets the job, I will still keep looking but it will not be critical to take anything. I can look for the right job. Which will make a difference for me.

I have everything crossed.

OP posts:
NoSquirrels · 28/01/2019 10:59

That is EXCELLENT news, OP. Sending positive vibes your DH's way.

Sometimes it is easy for people to get stuck in a rut. I'm pleased to hear your DH is making the effort. A 30 minute commute would be transformative for you all, not just financially.

HoraceCope · 28/01/2019 11:04

Best of luck to your DH.
and to yourself, make a sacrifice as well, show you are in support of him, try the freelance

Darnsquirrels · 28/01/2019 11:34

Hmmm having read this whole thread at once I can't believe more of you aren't sailing in to op's total lack of wanting to work.

So if currently the daytime is your evening, once you're working when will you have any leisure time?I will get school holidays with the children, that will be my leisure time.

The passive aggressiveness is strong in this one. You're all being totally gaslighted! Hmm

BackToWorkAgain · 28/01/2019 12:03

Darnsquirrels Trollhunting on threads is forbidden...report me if you think I am lying.

Lol, I am doing a badly at avoiding work. Having written a CV, applied for two jobs and registered for free lance work and at an agency. Sounds like I want a job to me !

OP posts:
BackToWorkAgain · 28/01/2019 12:04

NoSquirrels I really hope this works out for DH.

OP posts:
Darnsquirrels · 28/01/2019 12:09

I'm not troll hunting. I think it's clear you don't want to go back to work and are trying to garner sympathy. Hmm