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To return all of the money

247 replies

peppersprayfirst · 02/01/2019 17:30

Hi, hoping for some advice.

Background is I'm 21, live at home with my mum and dad. My mum is amazing. My dad has always been IMO and in dsis's emotionally and financially abusive towards her. He has pushed pretty much all of her family and friends away throughout their lives together, new friends come and then quickly go for some reason or another due to the way he is. She never felt that she could leave because she was a SAHM and did bits and bobs to help with his business rather than formal employment.

I have always worked and saved and am doing quite well and getting together a deposit for a house. My mum and dad had a second home abroad which they recently sold, with the proceeds they gave me £6k to go towards my savings. Obviously I was very grateful for this, but knowing how he can be I was a little wary. I am very independent and don't like relying on people for things too much, especially money.

They now have decided that they want to buy another (different) house abroad and want to retire there and live there permanently. They have made it very clear me living at home is a massive inconvenience to them because they can't sell this house. They had me later in life after a struggle to conceive again so I know I was very much wanted, but surely they thought about this part? I feel like I'm in the way, but I can't afford to live alone yet and me and my partner aren't ready to live together just yet.

They are going away again soon and are leaving me to look after the house and pets which is tricky as unlike them I work full time and am out of the house all day. The boiler is currently broken and you have to turn a knob to get the heating/hot water to work, it's been this way about 2 months now but they haven't got it fixed. Last night I went to turn the thing and it made a funny noise and the hot water didn't work like it usually has been. I said to dad I think it might be getting more broken and I'm worried it will break when they are away and I won't know what to do. Dad complained because he 'has no money' I said 'you can't pay to fix the boiler but you can pay for a second home!!?'
I haven't really seen him since but I just got in from work now and he mentioned the boiler is working when you release the pressure thing and that I must have been 'mistaken' last night but said it in a nasty way as if I was making it up? I just said 'oh right, I wasn't mistaken though it was being funny lastnight'. Then he said 'you know the comment you made lastnight about the second home, it's going to be a first home very soon'. Like a threat😂 I just thought how ridiculous, I'm not like mum you can't intimidate me with stupid remarks I'm stronger than that. I said 'oooooh that really got me' (which sounds stupid written down but wtf do you say to that) he then said well when the boiler breaks when we're away you can pay for it with the 6k I gave you. I thought wow I was waiting for this!! For him to use it against me!! I just said 'have it back I don't want it' he said 'I don't want it back' but really nastily.

I don't think it's unreasonable to ask them to get the boiler fixed, I would be happy to pay toward it. The house is also really damp, there's water marks all over my ceiling because of leaks as it isn't maintained well and all of my clothes and sheet smell strongly of damp I have to use shedloads of unstoppables to get it smelling nice. My mum hates it too, we still try to keep it nice and cosy but mum won't stick up for herself even though she knows he has the money to sort things he just won't use it unless it's something that benefits him.

They are hinting for me to go and live with my boyfriend at his parents house and although I love my boyfriend I think that would put a lot of pressure on us and if something went wrong between us I would have nowhere to go.

Should I just give him the money back? I hate feeling like I owe him something or he has some kind of control over me because of it. However, the money is a big help and will allow me to leave home sooner. I feel so awful that mums had to put up with this for so long. He's not a nice person at all. I don't really want his money.

I realise I am very privileged and there are people much worse off in the world than me. I work with disadvantaged children and families every day and see the complex issues that that have, I am not unaware. I realise that this isn't the worst problem in the world.

OP posts:
Twillow · 02/01/2019 17:48

It's annoying that you can't continue to save at your parents' expense, but that is what it is. Especially as the house is damp and you don't get on with your dad.
What rent do you pay - is it a sum that covers your parents' expenses fairly, such as repairs, or a token amount, or none?
Things change and you will just need to think about using your savings in a different way to how you planned. Be glad you have some savings! If you have been determined enough to save for a deposit at your age I'm sure you'll find a way to build it up again.

catgirl1976 · 02/01/2019 17:49

I'm sorry but you are 21, you've been given a large sum of money, your parents have every right to move abroad. Move out and get your own place. Not many 21 year olds are in a position to buy but you ARE in a position to rent and more than of an age to be living in your own place.

Firesuit · 02/01/2019 17:49

In short, keep the 6K, move out now. Rent a bedsit or a room in a shared house if you have to. Let your parents dispose of the house.

Biggreygoose · 02/01/2019 17:49

Time to adult.

You work full time, have over 6k in savings and can't move out? That's bollocks. You jus don't want to.

Not repairing the boiler makes sense tbh. It's easier to take the 5k hit on the sale price of a house rather than pay 5k upfront.

That's not a threat about it becoming a first house. It's a statement of reality. They want to sell it. They need you to move out.

Crackedvase · 02/01/2019 17:51

Give it back, seriously. Casting shit up would make my blood boil x

DewDropsonKittens · 02/01/2019 17:51

This is ridiculous

You need to move out

Chocolatecake12 · 02/01/2019 17:51

How much more do you need for a deposit? Another year of savings or more?
Could you move into your boyfriends in the interim?
Or you could rent a small flat but then it will be harder to save. Or flat share with a friend?
Your dad sounds very emotionally abusive and it’s been your mums choice to stay with him but you dont have to make the same decision.

USn00zey0ul00ze · 02/01/2019 17:52

Is their house actually for sale now ? I don't know where you are located, but people are struggling to sell property due to Brexit, most people are waiting until after Brexit. I don't know how much you have saved for a deposit, but if you can get onto the property ladder rather than renting that would be better. However, you will also need money for solicitor fees etc. The alternative is to rent, ensure you sign a contract. The house and the pets are their concern.

sushisuperstar · 02/01/2019 17:54

I was out the house when I was 16 (not my choice). People younger than you would kill to be in your position. You can't have your cake and eat it it would seem. That's life for most of us.

RosaAbsolute · 02/01/2019 17:54

How much rent do you currently pay?

You seem to think it's normal for you to live with your parents at 21 but it's not really. Just go and rent somewhere cheap ish (you don't live in a house you like now anyway) and continue to save up for a deposit on somewhere to buy.

Yes it may take longer if you're not paying much rent to your parents, but you can't expect them to live somewhere they don't want to. You're an adult!

Arrowfanatic · 02/01/2019 17:55

Move out! You have money, you work full time, rent a small flat or a house share.

Time to adult

LaurieFairyCake · 02/01/2019 17:56

Put in a new boiler - £3,000

Move out and pay deposit and first months rent on a place - less than £3,000

Don't live with people who don't want you.

ShesABelter · 02/01/2019 17:56

Just move into a flat share or rent a room for a while cheaply to allow you to continue to save for your deposit. I can't imagine having still been living at home at 21. Where abouts do you live?

BrilliantDarling · 02/01/2019 17:56

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Bluntness100 · 02/01/2019 17:56

I'm also struggling to understand why you don't move out
You work full time, so you have a wage, you have at least six grand, you can get a room in a flat share. Do you contribute to the costs at home?

You say you're independent but the reality doesn't sound like you are.

MoaningSickness · 02/01/2019 17:58

They want you to move out, have given you a large some of money, and you are bitcging because they aren't keeping the house they want to sell in a state YOU want?

Ridiculously entitled, I'm afraid. Time to start actually being the independent adult you claim to be and rent your own place.

I had to house share or have bedsits into my 30s before I had enough saved to buy, it's unrealistic to think your parents should put you up until you can afford to buy.

Namechangeforthegamechange · 02/01/2019 17:58

Stay and fix the boiler or move out and leave it. It’s not rocket science

iamkahleesi · 02/01/2019 18:00

I think you're in for a bit of a shock when you really have to be independent, I presume you pay rent at the going rate?
You have £6k, move out use that as a deposit and then you can be properly independent. It sounds like your dad has been generous to you and is fed up of you being so entitled, unless of course there's a massive drop feed coming.

Kismetjayn · 02/01/2019 18:01

I bet the people saying move out don't rent in London or S.E.
It's prohibitively expensive to move out on your own here. I'm struggling to leave STBX for this reason. It's so fucking expensive.

MaltedMilk88 · 02/01/2019 18:02

I don't want to be blunt but to echo others comments, you really need to grow up.
Your parents have given you a few ££ to get started, they aren't exactly leaving you high and dry.
You are 21, its not like you have just left school, you aren't in full time education as you've stated you work full time so why exactly aren't you yet able to stand on your own 2 feet?

Bluntness100 · 02/01/2019 18:02

I'm afraid I agree op. Time to grow up. You don't need to live with your boyfriend, you can house share easily. With people your own age. Living under your parents roof, whinging, taking their money and complaining it's not good enough for you but you don't want to leave is fairly immature behaviour.

It's time to be an adult.

NeedAdvice12345 · 02/01/2019 18:03

Op I would just go and rent somewhere if you don’t have enough money to get on the property ladder. Tbh your 21 a lot of people have left home by 21.

Flamingoo · 02/01/2019 18:04

Do you pay any rent?! I assume you eat their food and they pay the bills!

You are a grown woman!

USn00zey0ul00ze · 02/01/2019 18:05

I moved out of family home before 20. I lived in house shares or bedsits. I moved house loads of times. I worked 3 jobs to save up for a deposit. Work out how long it would take you to save 6k. Ask your boyfriend if he wants to share a flat or room with you ?

Flamingoo · 02/01/2019 18:05

To those commenting about London/SE - I live in a houseshare in London and I have since I was the OP’s age! It is possible...

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