Interesting those saying op is "supporting" dh but if he were the higher earner it would be considered joint/family money.
Bonkers within a couple to have savings AND debt. Debt costs more than savings make, financially would make far more sense to
Pay off the debts
Sit and do a budget together and BOTH stick to it.
Just because op THINKS she has more money/can afford the level of spending (which I agree with pps is ridiculous) doesn't mean it's true.
ANOTHER question op is sidestepping - how are you going to cope financially when you can't work immediately following the birth? "Mat leave" (is it still mat leave if you're self employed?).
"unexpected health problems, pnd or difficulties with childcare" excellent point - I had a very difficult birth we didn't even leave the hospital until over a week later.
Babies as several of us have said, especially newborns REALLY don't NEED much.
Somewhere to sleep
Something to wear (including nappies of course)
Bottle feeding bits and bobs IF bottle feeding is your choice.
Some way of transporting them.
Beyond that they don't need
Toys
Fancy/loads of clothes
Special baby towels
Special equipment.
They just don't.
I'm really struggling to think what you've spent £1000 on!!
" I have quite a lot in savings, a very steady income and have prepared financially for this baby for a long time before even getting pregnant."
Some of your comments and the tone of your posts is making me really concerned - was this pregnancy planned by BOTH of you?
"what about pram/baby bath + stand/cot/steriliser/baby thermometer/ baby monitor/ nappy bin (essential in a flat)/ footmuff (winter baby) and I could carry on"
Erm...out of those the only things I had when dd was born were pram and cot (and I only had the cot as it was given to us, didn't use it until she was 6 months old). AND I was in a flat in a very cold Northern European country in the depths of winter. I used scented nappy sacks and bagged up regularly, I was also post c-section and it was a BAD birth. Then dh popped them to the outside bin once a day when he got in from work.
As for "cave men" oh please! Plenty of mothers in Britain now don't have or feel the need for most of those!
Catching up on thread - so are you only 14 weeks op? So you've only known you're pregnant for about 2 months and have already managed to spend £1000 and pretty much bought everything baby could need?
"And buying stuff at 14 weeks is even more unreasonable than at 17 weeks tbh" I agree. Very odd.
Also in your 20's - I'm getting the feeling you're quite young too. How long have you been running your business?
How long have you been together?
Something worrying here - and I don't mean the dp's spendthrift habits.