@NameWithChange
See, to me, if you feel able to say of your mother - not having raised children yourself, not knowing what it’s like to get to retirement never having held down a job yourself, not knowing what it’s like to be married to a man who is a sole earner etc - that she’s never worked a day in her life and has lived off your dad’s money, then you’re clearly big enough and bad enough and hard enough to not be let off the hook for not reading your title deeds/what your solicitor told you. Want to behave like an adult? Sure, excellent. But you don’t get to cherry pick when you get to be an adult and when you get to be let off the hook. Hasn’t escaped this poster’s notice that OP holds down a job of her own, btw. Lovely, empathic, understanding, not-at-all-superior view she has of SAHMs.
If you’ve bought something with your own hard earned cash, you should know how it works. We all do......except we don’t, of course. When our laptops break, or the washing machine breaks, we throw our hands up and confess we don’t know what to do, but find someone who can and get ourselves sorted out. We don’t go around resenting our parents for not fixing it for us, or paying to have it fixed for us, citing random 3rd parties’ inconveniences as a reason why they should fork out. Does she think such guilt-tripping is either meaningful or effective?
This whole idea of resenting your parents, the very people who have got you to a position where you can buy a house in the UK off your own earnings before you hit 30, is just wrong. Where do people get off on this?! You can resent your parents for bringing you up in a life of crime, for never showing you love, for not teaching you right from wrong, for not equipping you with the basic skills required to survive as an adult. But to resent them for not bailing you out of your own adult financial mistakes when they can...nah.
In the OP’s shoes, I would be asking if I could borrow the money please until such and such date. If refused, so be it. I would then ask for advice - genuinely, not sarcastically - on how they would deal with this situation. If forthcoming, great. If not, I’d look elsewhere. That’s the end of it. I have no right as a grown ass woman, to resent my parents for such a thing. It’s be easy, but it’d be wrong.
In her parents’ shoes, I would get to the bottom of how this situation arose. Maybe she had the wool pulled over her eyes by her solicitor in purchase and is genuinely ignorant - but then I’d want to know how, in the circumstances, she couldn’t find £1,500. It just doesn’t make sense. For all we know, she’s blown it all in an ill-timed luxury holiday of her own, in which case she should reap what she sows.
This isn’t a life or death situation. It’s poor planning, poor financial management, expecting a bailout and behaving rudely when it’s not forthcoming.