Moving into boyfriends house, ok to ask for 10% of the house increasing each year

[User1234567889]

Boyfriend owns his house outright. I'm planning to move in and we will split all the bills 50 / 50. As there is no mortgage there are no housing costs for either of us.

What do you think about asking for 10% of the house in the case that we break up and this going up 5% for every year we live together until it caps off at 50%? No children together yet but I want to be protected and not end up with nothing.

Sounds like a great deal. Live rent free for 8 years then own half a house.

YABU. Save the money you'd have paid in rent so you have something if you split.

And who foots the bill for getting "MUG" tattooed on his forehead?
I assume that's also part of the deal

Seriously! School holidays started as this cant be real. No one can think that!!!

Provided she doesn't contribute to maintenance on the house, and since there is no mortgage repayments being paid for towards and they are not married, legally she would be entitled to fuck all.

It's those 3 points. Maintenance, mortgage and marriage.

If the house declined in value would you be willing to give him tens of thousands of pounds on separating?

YABVU

You are not entitled to anything. Your boyfriend did all the hard work.

Sure Kanye West did a song about you....

Is this fair to DP? Does he have another home? What if he and the kids fall out and they chuck him out when they're 18? He should be able to live there without their permission.

It also means there is no protection for the DP if the kids end up on benefits or getting divorced themselves (or die themselves).

VeryButchyRestingFace Please do make sure you take good legal advice. I have two relatives who divorced and the matrimonial home was part of the divorce settlement despite it being owned by them prior to the marriage. The only time it's automatically discounted is if it's a short marriage and both parties are put back to the position they were in prior to marrying.

You'd also have to be super, super careful never to take any contribution toward anything house related. The fact my Aunt's husband lived rent free for 7 years was irrelevant, but the face he paid half of a new £1800 bathroom was one of the signs that it was "their" home and not just hers.

VeryButchyRestingFace Please do make sure you take good legal advice

Oh, I will, thanks! Will also ask about "common law" assets, whether living with someone in Scotlans means they're entitled to a slice of the pie.

at your auntie's husband. The only thing my hypothetical husband/live in lover will be buying me is lots and lots of holidays.

And maybe the grocery shopping.

I want to be protected and not end up with nothing

Then your friend needs to save her would be rent and she won't end up with nothing. Not move into a house and expect to take half when she decides to up and leave after 10 years.