Moving into boyfriends house, ok to ask for 10% of the house increasing each year

[User1234567889]

Boyfriend owns his house outright. I'm planning to move in and we will split all the bills 50 / 50. As there is no mortgage there are no housing costs for either of us.

What do you think about asking for 10% of the house in the case that we break up and this going up 5% for every year we live together until it caps off at 50%? No children together yet but I want to be protected and not end up with nothing.

[Brittbugs80]

I want to be protected and not end up with nothing

Then your friend needs to save her would be rent and she won't end up with nothing. Not move into a house and expect to take half when she decides to up and leave after 10 years.

[VeryButchyRestingFace]

VeryButchyRestingFace Please do make sure you take good legal advice

Oh, I will, thanks! Will also ask about "common law" assets, whether living with someone in Scotlans means they're entitled to a slice of the pie.

at your auntie's husband. The only thing my hypothetical husband/live in lover will be buying me is lots and lots of holidays.

And maybe the grocery shopping.

[lalalalyra]

Is this fair to DP? Does he have another home? What if he and the kids fall out and they chuck him out when they're 18? He should be able to live there without their permission.

It also means there is no protection for the DP if the kids end up on benefits or getting divorced themselves (or die themselves).

VeryButchyRestingFace Please do make sure you take good legal advice. I have two relatives who divorced and the matrimonial home was part of the divorce settlement despite it being owned by them prior to the marriage. The only time it's automatically discounted is if it's a short marriage and both parties are put back to the position they were in prior to marrying.

You'd also have to be super, super careful never to take any contribution toward anything house related. The fact my Aunt's husband lived rent free for 7 years was irrelevant, but the face he paid half of a new £1800 bathroom was one of the signs that it was "their" home and not just hers.

[UnconventionalWarfare]

Sure Kanye West did a song about you....

[greendale17]

YABVU

You are not entitled to anything. Your boyfriend did all the hard work.

[Neutrogena]

If the house declined in value would you be willing to give him tens of thousands of pounds on separating?

[TheEmmaDilemma]

Provided she doesn't contribute to maintenance on the house, and since there is no mortgage repayments being paid for towards and they are not married, legally she would be entitled to fuck all.

It's those 3 points. Maintenance, mortgage and marriage.

[londonrach]

Seriously! School holidays started as this cant be real. No one can think that!!!

[Quimby]

And who foots the bill for getting "MUG" tattooed on his forehead?
I assume that's also part of the deal

[GeekyWombat]

YABU. Save the money you'd have paid in rent so you have something if you split.

[Dadstheworld]

Sounds like a great deal. Live rent free for 8 years then own half a house.

[themauvehen]

I had a v similar situation years ago. My then partner wanted to move in. I had a young child and asked him to contribute £600 month for everything. All his food, lodging, bills (including lots of beer!) etc. It was basically the cost of him being there plus the cost of tax credits I lost.

He refused unless I signed over some of my house to him (he owned a share in another house and had a business, which he made very clear was nothing to do with me!).

Funnily enough the relationship didn't last, even though he relented in the end.

[bbcessex]

Why do you care, OP?
You seem to have quite an opinion on your friend...

[Tofutti]

Notreallyarsed

I own our house outright (legacy from family). DP is not on the deeds, however it's in my will that if I die first, he can have the house to raise our kids in until the youngest is 18, and if the kids (as adults) agree for the rest of his life when it will then pass to them to be sold/split 3 ways. I'm a SAHM and his wages pay the bills I should add. But he didn't want to be added to the deeds, because it was my house outright before we met.

Is this fair to DP? Does he have another home? What if he and the kids fall out and they chuck him out when they're 18? He should be able to live there without their permission.

[alltouchedout]

I'm very confused. Are you going to be paying him some sort of rent?

[Katedotness1963]

She's giving up her job. Living rent free. Taking half his house from him when she dumps him. Scam artist!!

[Quimby]

"In fairness to her she is quitting the job she doesn't like to work full time on her artisitc job."

How does this qualify as an "in fairness to her.." type statement. That phrase is used to contextualise or justify the actions of a person which may appear unreasonable at first but are actually more nuanced.

What you've written is the exact opposite.
You've essentially written "in fairness to her she won't be contributing at all and rather than work will pursue her passion while expecting someone else to pick up the tab and sign over half their gaff"

[MaryMcCarthy]

Jesus Christ, OP. The entitlement of some people is astounding.

[PoorYorick]

And since it's a reverse, chances are it's a load of cobblers and not what that person actually thinks anyway.

[flickerty]

Ugh. I was on a train and didn't see the update due to signal problems.

I HATE REVERSES

YABVVVVVVVU

[PoorYorick]

Is it worth it?
Can I work it?
I put my thing down, flip it and

REVERSE IT

[flickerty]

So with your logic, in 8 years time you would have a 50% share in the house your BF has bought.

Oh my..............

[SuperRainbows]

I am surprised how many posters don't read the full thread!
I trawl through endless pages.
I've often thought there should be a way of just reading original post and updates from op.

[TheFaerieQueene]

If it goes down in value, will she give him 10% of the drop ?

[VeryButchyRestingFace]

VeryButchyRestingFace - I get that... but if you were to marry and end up living there it doesn't matter what your original intent was. it is by default the matrimonial home

That isn't what it says. The opposite, in fact.

Anyway, like I said, I wouldn't do anything without seeking legal advice.

Unless of course, my intended is on £500k a year with a transatlantic lifestyle and a 300 ft yatch moored in the Riviera.

In which case, bombs away!