Moving into boyfriends house, ok to ask for 10% of the house increasing each year

[User1234567889]

Boyfriend owns his house outright. I'm planning to move in and we will split all the bills 50 / 50. As there is no mortgage there are no housing costs for either of us.

What do you think about asking for 10% of the house in the case that we break up and this going up 5% for every year we live together until it caps off at 50%? No children together yet but I want to be protected and not end up with nothing.

Does this poor bloke have MUG tattooed on his forehead?

Unless you are planning to give him 10% of its worth in the first year and 5% after that... No.

Why on earth would you be entitled to any percentage of his house?
If you were paying towards a mortgage I could see your point.
Why don't you save the money you would have been spending on rent / mortgage and then you won't 'end up with nothing'

Ha ha ha! No.

I wouldn't move in with someone who suggested this - i would think they were just after the money.

I can't believe you think it is reasonable!

If / when you have kids it's a different thing, and if you get married it all changes anyway (i think?)

Presumably you will be halving your current bills if you live on your own now - and no rent or mortgage - have a savings account and put the extra in there. You really want to have your cake and eat it - why on earth would you think bf would agree to this?!

So, just because you are his girlfriend you think you are entitled to claim ownership on his belongings?! This is crazy.

As others are saying, save for your own nest egg or deposit.

If you want a percent of his house, you're going to have to marry him.

Lol, are you my husband's ex gf, OP?

Boyfriend moved into my house under similar circumstances. He saved his rent money into a saving account.... that was his protection, the house was mine. House went into both our names 50:50 when we married.

Would marriage be on the cards for you?

You're not paying towards the house or married. Of course you can't get part ownership of it because you lived there rent free. Wow. I can't believe how grabby that is.

Save your rent money in an account and protect yourself, not demand payment for living rent free.

Ok sorry this is possibly a reverse, this exact situation happened but I NC to post it from her viewpoint. Long term poster but I wanted to check if I was crazy or not.

A friend is doing exactly this and has apparently got him to sign something, everyone else was giving a "great idea Hun, get yourself covered" in response last night.

Hopefully I haven't broken the riles, but I couldn't believe her cheek. In fairness to her she is quitting the job she doesn't like to work full time on her artisitc job. But I thought living rent free was good enough.

Wow.. really...?

Seeing as you won't be paying any mortgage on the property would you not be able to save any money rather than claiming his house?

You should end up with nothing of his house, it's not your house!

What a bizarre idea.

You're dreaming OP. How entitled can you get?!

Hahahaha 😂😂 that has to be a joke right? Show him this thread

Oi Me.User you are about to inherit yourself an actual user, do not move in with her, she is a fanny lodger in the making

Get married. Problem solved.

Otherwise - no chance. Common law is myth. ( assuming england/Wales)

Oh right it's a reverse.

I would imagine, unless he's put her on the deeds, whatever she's got him to sign means fuck all.

So she's a female cocklodger then?

@ 'Fanny lodger'

Similar situation, I insisted on getting married before moving in with DH. Much easier and lots of other protections too.

Hopefully whatever he has signed isn't binding. Is her 'artistic career' likely to add value to the relationship to the tune of half the house? Doubt it.

Tell him to give his head a wobble - he's being a mug.

Get married. Problem solve

Getting married after a house has been bought, if the person hasn't contributed anything to it and not on the deeds doesn't automatically entitle you to anything.
Well in Scotland anyway.

Christ no chance. I have moved in with my partner who has his own house (with a mortgage still). He earns much more than me so we split things according to what we earn, he pays mortgage council tax gas an electricity and I do our monthly spends like food, pet stuff and pay the petrol/parking to get to work (we work close to each other in a city centre).

The way I see it, if we break up I'm no worse off than I would have been renting (in fact better off) and he still has all his security but gets a few years a bit cheaper.

We're currently expecting our first child together and may revisit this theory down the line as we're looking at upsizing when the kids about ready for school so things will change then but no way would I expect to own part of something I haven't paid for.

Yeah as pp said she should put the rent saved into buying another property so she has some security but I don't think that living rent free with someone for 9 years is sufficient reason for them to give you half a house.

If they have children together and her artistic career takes a back seat to being a SAHM then it becomes more reasonable but in that case (a) no need for the staircasing but (b) it should be tied up with the residence of the children.

Not the case in England kaytee.

I hope your boyfriend sees this thread and gives his head a wobble.