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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think I've messed up badly?

409 replies

PeppaPigObsession · 08/07/2017 09:45

I'm 25 and have a 2 year old DD. 2 weeks ago my husband walked out on us.

He's quit his job and refusing to claim benefits so no maintenance. And I'm just not sure how I'm going to cope.

My DD has a Global Developmental Delay, Hip Dysplasia, Squint, Hearing Problems and is Asthmatic. She gets lower rate DLA, and because of that she isn't entitled to the mobility element, she'll be eligible for that when she's 3.5 apparently. So £22 a week DLA.

I'll get income support of £73.10 a week and Child Tax Credits of £64 a week. So with Child Benefit of £20.70 a week I have an income of £179.80.

Rent is covered by housing benefit but because I'm on my own and under 35 and the place is adapted for DDs needs I only get the first £90 a week paid. My rent is £150 a week without HB.

Water rates are £15 a week and I top Gas and Electric up between £10 and £20 a week each depending on how much it's used. So for ease £15 a week each.

I don't drive but DD has an appointment in the next town in hospital at least once per week. Tickets are £6.50 return. I do claim them back from the NHS but it can take up to 8 weeks to get the money back.

Part of my tenancy agreement with the Housing Association is I have to have Contents Insurance Policy so I can't cancel that.

I shop in Aldi or Morrisons MIL works for the latter and gave me her discount card Wink but I still seem to spend £45 a week on both me and DD H never ate what we did so that's not changed much that includes 16 pints of milk as DD drinks 2 9oz bottles of it a day (so nearly a pint a day, a 4 pint bottle is £1.05 I'm quite short and not strong so I buy them in 4 pint bottles) plus I like DD to have porridge for breakfast which I have with her. I also like tea! We buy 2 loaves of bread a week, and DD has to have a banana every night before she goes to bed (it's been the routine since she was 6 months old and she won't go to bed until she's had her banana). So that's £5.55 before I've even bought any meals. Happy to have any ideas how to make it cheaper. Aldi and Morrisons are the only ones in my town, but DM will take me to Tesco or Asda on a Saturday.

Thankfully my DM has bought me a prepay card for my prescriptions, as I'm asthmatic and have hayfever myself.

I do have a cat, but I don't want to have to get rid of her unless I have to as she keeps me company once DD is in bed at night and she also sleeps in DDs room and comes to get me if DD has a problem.

As of September DD will no longer be going to Nursery as my granddad is stopping the £30 a week her gives me to cover it when her free hours kick in this was always the agreement as he has 8 grandchildren and I'm the only one he helps in such a way so he says it's not fair, I tried to speak to Nursery about it but they expect you to use them for at least 2 days which is 22 hours they're open, you use 15 hours of those and pay for the remaining 7 plus meals so it'll cost me £30 a week to send her to Nursery for 2 days which I don't feel I can afford. She currently gets Emerging Needs Funding but that stops at age 2 because most children are either then getting free hours due to DLA or are fixed. Her DLA rate isn't high enough to get any extra funding for the Nursery. So she'll lose her Nursery place and will suffer for it. I'm looking round to try and find another Nursery for her to go to but so far no where has places or will take her due to her SEN and not having the funding to meet her needs.

DD also needs to go swimming at least once a fortnight to strengthen her hips or help them realign if they've dislocated again. The cost is currently covered by Nursery but if she loses her place I'll have to find the cost of that.

So my weekly spend looks like this:
Rent £60
Water £15
Gas £15
Electric £15
Bus Ticket £6.50
TV License £3.06
Home Insurance £5.50
Nappies (bought monthly) £2.50
Food and Toiletries £45
Cat food £2.35
Cat Litter (bought monthly) £1
Swimming (paid on a pay as you go basis) £4.50

That leaves me with around £5 a week, if I'm lucky because DD might need to go to another hospital appointment or something a week. So that means one toddler group a week too, as they're at least £4 a time here maybe, none at all. I'm looking in to free ones but most children go to Nursery aged 2 where I live so the free ones stop at around that age Sad

What the hell am I going to do with DD? She already struggles with boredom on the 4 in 7 she's home. How do I manage when she's home 7 in 7?

I feel so awful for her. Had i waited to have she was a contraception failure then maybe H wouldn't have left us. Maybe I'd have been able to work and we'd be better off, I don't know Sad.

I've messed up so badly, and I don't know how we're going to manage at all. I feel like a slowly sinking ship and it's only a matter of time until she's taken off me by social cuz I can't cope.

OP posts:
Whinesalot · 27/08/2017 09:39

And you can claim the bus ticket back eventually can't you? So that is another £6.50.

I'm glad things are looking more positive.

PeppaPigObsession · 27/08/2017 15:05

Whine Yes I can claim them back but it usually takes about 8 weeks and they send it as a cheque, so I've started waiting until I have 3/4 to claim back and do it all together

OP posts:
PeppaPigObsession · 31/08/2017 20:11

Ex-Hs friends DM has finally cracked and kicked him out!

She posted on Facebook a message to ex-MIL about housework and how little Ex does (I could of told her that! He did nothing when he lived her). I won't copy the message as it's not fair to either his friends mum or ex-MIL but it basically calls him a lazy s**t, who does nothing Grin.

MIL hasn't replied, but get the feeling i'll get a groveling text soon.

OP posts:
UnicornsAreEverywhere · 31/08/2017 21:41

I've just read the whole thread, op your a brilliant mum. So glad things are improving for you and your dd.

PretentiousMNUsername · 01/09/2017 12:01

must be such lovely validation to hear about your ex-H being kicked out by someone else for being a lazy good for nothing :) Glad things are looking up.

CoughingForWeeks · 01/09/2017 15:34

Your social worker is so wrong about you having no support; I've just RTFT in one hit and as well as having wonderful grandparents and friends, you have that amazing neighbour, R, and STBXH's former colleague offering help, cake, childcare etc, plus a potential new friend in DD's friend's mum. You're obviously a lovely person to inspire such generosity and kindness in other people, and your daughter couldn't be in better hands. I have no practical advice to offer that hasn't already been mentioned above, but I wanted to say that I think you're awesome. You got this.

PeppaPigObsession · 02/09/2017 16:15

Bad parent alert!

Treating DD to a Chicken Nugget Happy Meal which included a fruit shoot Shock after shes been to ex-MILs - I'm picking her up at 5.

The texts off ex started last night, and I didn't rise to. I told him the only thing I want to talk to him about is Child Maintenance and if/when he's going to see his daughter, ad infinitum (?sp). He stopped texting after awhile.

Do you think DD wants a McFlurry to go with that? Grin

OP posts:
PeppaPigObsession · 02/09/2017 16:16

*which includes

OP posts:
PeppaPigObsession · 06/09/2017 10:54

Well Ex-H is definitely in Ex-MILs bad books.

He's useless with birthdays, never remembers them, or anything. I always used to tell him a month, then a week before and on the day itself. He'd want to get a present so tell me what to buy and I'd get it then he'd wrap it and write the card etc. His family place a lot of importance on birthdays, the day of your birthday in his family you get spoilt with presents, taken out for evening meal anywhere you want, then get a relaxing evening doing no housework etc, both MIL and FIL always book their birthdays as AL at work, that's how important they are. Significant birthdays they go away and have big presents like cars or expensive jewelry.

Decided not to remind ExH this year as we're not together anymore. It was MILs birthday yesterday. ExH got her nothing. DD is too little to do it herself and I couldn't afford a big present so I got DD to make a card with paint, happy birthday and star stickers and then wrote in it myself "Love from Peppa and MiniPig" wasn't sure if I was allowed to be included but it's just my name in a card that I helped make so thought I'd risk it then got DD to pick a nice box of chocolates and a DVD (ended up being a kids DVD but told MIL she could maybe watch it with DD next time she has her and she laughed so think it was ok) and took it round with DD, who was very proud of her handmade card and kept pointing at it on MILs mantelpiece (yeah the card got pride of place Grin)

Do feel slightly guilty that I didn't remind ExH and his DM now likes him even less, but I'm done dealing with him and his life, it's his job to remember and really he should of done birthday stuff for MIL with DD but hey ho.

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