"I don't know if I'm saying if I had a job, or this, or that, that I'd leave, but if I actually got one I would still feel stuck. I'm hoping not. I've stuck around on the relationships board for a bit and I'm worried that, like others have or are doing I'm making excuses. But I really can't see a way out."
Leaving needs to be your choice. I know it must be very scary but please do not stay. What if you got pregnant, you would have a link with him for life! Get free.
When your dh is not around, go somewhere where you can use a phone, buy a phone, get on line, where he cannot see you and make contact with Women's Aid. If you only have a pay as you go, then explain you cannot spend a lot, maybe they can call you back at that time.
If you get a new phone and he finds out he will ask your number and maybe try and access it. Can you keep it safe from him, and switched off or on silent, non-vibrate so that he doesn't discover it?
"I think money and both a fear of being alone/independent are my two biggest worries about leaving."
It's your call. I actually think having no job is a good thing, you could go to a new area where work prospects are better. Get a job which has accommodation, maybe and be free. It might not be the job you do forever or the home you live in forever, it will be a short term thing maybe (just don't tell them that). Build up your experience, when/if you choose move on.
Does he work? are you free in the daytime? If you are not working can you volunteer at a friendly local cafe or hotel just a little bit to get expereince and to build up confidence. Does he work and if so would he know if you had been out doing things. Does he want you to get a job or is he happy to see you not wokring?
Voluntary work is a great way to build confidence and get a referee who can vouch for you.
A hotel or similar may be good because there are a variety of jobs to do and you, if willing and hard working, could get a variety of skills under your belt. I've worked in hotels and restaurants. It is not easy work but it can be sociable amongst staff. You can sometimes get accommodation thrown in, and more often meals included.
Please, whatever you do, do not let on that you want to leave, do not get pregnant, do not renew your lease, get ready to go and please go as soon as you can, after taking advice from Women's aid or similar.