To think I am a complete idiot?

[pinkchoctruffle]

DH's birthday is in September and I booked a trip away for us in Cornwall for four nights.

I booked the flights and then the hotel through a website which said I could book now and pay later but I obviously didn't read the fine print very closely and the money has all gone out.

I now have NO money until Friday.

Sigh. And I know, I know, it's my fault, but ...

I imagine people have been caught out by a payment going out earlier than expected. I have. The best solution then is either to get creative about looking for other funds (old purses, back of sofa etc as people have said) or make a game of it with your DS of doing stuff without money. Can you rearrange his room or something for a day? There are probably suggestions on the school holiday threads.

Sorry to hear your parents are dead truffle that must be lonely.

OP, in the kindest way, I think others are saying that there's a deeper and more serious issue underlying the one you've actually posted about. But you don't seem to want to go there, and that's your prerogative. Just walk away from this thread as it seems to be overwhelming you. Take care.

All that's really happened is that you have accidentally prioritised your dh's and your holiday over your children's when you didn't have to. It was an accident. Worse things have happened. If you genuinely were short of food or something important, I'm sure you would find a way to access the joint account money! Now you're just lumbered with the task of making your children's holiday fun without money to make the job easier. Lucky you've got a nice big garden and neighbours with children, as you say - it's hardly a massive hardship.

Exactly. And thank you for kind wishes - it does get lonely.

Sounds like our 'joint' account.

We both have access but I'd go mental if DH took £20 out - because our joint account pays the bills and our own accounts are for spends

It wasnt booking.com was it pink? I've been stung by their false promises twice

I hope you have fun in Cornwall, by the way! It sounds like a really lovely present for your dh, and hopefully relaxing and fun for both of you.

Yeah - it was booking.com!

Thanks :)

And sorry I was harsh earlier - reading through the thread, it did get whipped up into something that clearly wasn't intended.

That means a lot and is very gracious rabbit.

Thank you.

bloody bastards. should get advertising standards on to them!

Doesn't sound much like a joint account. Can't you get a little bit of cash together to get the bus to the bank or transfer money online.

Alternatively I would just tell dh, he wouldn't want your ds to suffer on his school holidays for the sake of a surprise.

Szeli it's £20 for 5 days and according to op there is plenty of money in there. You would go mental with your dh borrowing 20 when there is no history of problems with money?

Yes if he just took it out of the 'joint' account. Everything is accounted for in there, there's nothing spare to just take - unless we want bank charges or late payment fees.

If he'd over spent his spends and I had spare of course I'd give it to him, but OP has stated this wouldnt work with her as then her DH could find out about the suprise trip.

Your NOT an idiot OP. I'm a bit crap with money and have found myself in similar situations. Hope next week isn't too grim.
Sounds as though you are resourceful and independent and I bet you'll be fine. Hope DH appreciates your week of austerity when you surprise him with that holiday!

I wouldn't buy a present for someone who wouldn't lend me £20.

but to borrow £20 would spoil the present as it's a suprise. OP has stated many times she /could/ borrow some money but she doesnt /want/ to as that would make the whole planning a suprise trip not that suprising