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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To think I am a complete idiot?

217 replies

pinkchoctruffle · 08/08/2015 10:13

DH's birthday is in September and I booked a trip away for us in Cornwall for four nights.

I booked the flights and then the hotel through a website which said I could book now and pay later but I obviously didn't read the fine print very closely and the money has all gone out.

I now have NO money until Friday.

Sigh. And I know, I know, it's my fault, but ...

OP posts:
100butterflies · 09/08/2015 00:28

Xavier, to be fair the trip is a surprise to DH, according to op he at the moment he is the only driver. He may not be pleased to find out he is the driver Smile

WitchofScots · 09/08/2015 07:07

LittleLion if the OP had already been overdrawn right to her limit and genuinely had no money (which she doesn't, but it looked that way at the time) then booking a holiday is fairly daft. Now that the OP isn't destitute it's obviously a different matter altogether.

Georgiedawes · 09/08/2015 08:13

Do you not have savings you can dip into, then reimburse?

pinktrufflechoc · 09/08/2015 08:20

I didn't once say I was destitute; I said the opposite

WitchofScots · 09/08/2015 08:50

destitute - lacking the means to provide for oneself.

You said you had no money at all until Friday and that you and your DC would have to stay in the house until then. Therefore you were lacking the means to provide for yourself and your DC because of not being allowed to use the joint account.

pinktrufflechoc · 09/08/2015 08:56

Well I can't win then but I don't think I ever could.

NerrSnerr · 09/08/2015 09:15

We have a similar set up, I have no card for our joint account but we have a joint credit card for emergencies like this.

People are frustrated because you said your son will suffer because you don't have any money this week, but he doesn't need to because there is family money. Seems a shame for him to miss out because of whatever the problem is with you asking.

Original poster
pinkchoctruffle · 09/08/2015 09:29

People have no cause to be "frustrated". I have no access to the joint account. It is technically joint because it has my name on it but I have no way of accessing the money; I honestly don't know how many times I can say this.

OP posts:
Gobbolinothewitchscat · 09/08/2015 09:38

You do have ways of accessing the money:-

  1. Go to the bank and take cash out over the counter; or
  1. Ask your DH

It's very annoying what has happened but it's this disingenuity that gets right up posters' noses.

Plus, the usual human response is to try and help other people. Posters are suggesting quite reasonable solutions so when there's a drip feed - which there has been here. Whether you meant it or not - it's annoying

Gobbolinothewitchscat · 09/08/2015 09:41

And....I know you'll come back saying what can I say/what can I doooo - I would say a constructive approach would be to speak to your DH and - also - have some emergency funds. Try and be someone that things don't just happen to

Maryz · 09/08/2015 09:42

This reply has been deleted

Message withdrawn at poster's request.

Maryz · 09/08/2015 09:43

This reply has been deleted

Message withdrawn at poster's request.

Original poster
pinkchoctruffle · 09/08/2015 09:43

One would be stealing and I'm not prepared to do the other.

I didn't come on asking for advice or help and I certainly didn't come on expecting to be ripped to shreds.

I am fine. We are fine.

I was JUST cross - with myself.

OP posts:
Original poster
pinkchoctruffle · 09/08/2015 09:43

Because I've been switching from phone to iPad is all. I'm not doing it on purpose.

OP posts:
Gobbolinothewitchscat · 09/08/2015 09:46

Don't be so ridiculous - it's not stealing to take money out of a joint account.

you're actually not engaging with people sensibly now

Maryz · 09/08/2015 09:46

This reply has been deleted

Message withdrawn at poster's request.

StillStayingClassySanDiego · 09/08/2015 09:47

Stealing? From your own account.

You haven't been ripped to shreds, you posted a 'poor me, I'm such an idiot' thread, people responded with kind suggestions because you implied you had no access to any money.

Original poster
pinkchoctruffle · 09/08/2015 09:49

I don't have two accounts.

I name changed because I was replying to a lady about something quite personal but it was a one time only thing. When I changed back I accidentally mixed up the pink and the choc. So pinkchoctruffle and pinktrufflechoc are both me.

OP posts:
Original poster
pinkchoctruffle · 09/08/2015 09:51

Ok. Everyone was perfectly kind and lovely and I lied through my teeth saying I had no money when actually I have loads.

Happy?

I mean it's not the truth but who cares? Who honestly cares? I don't.

OP posts:
StillStayingClassySanDiego · 09/08/2015 09:54

Oh give over, nobody has accused you of lying, you're being overly dramatic.

KateSpade · 09/08/2015 09:55

I'm interested in where the money comes from on Friday? Do you get an allowance from DH?

Littleen · 09/08/2015 09:59

Oh dear! We had this problem for about 3 weeks once, fully overdrawn - in fact had money on my foreign account but my new card had gone missing in the post, so we literally had nothing apart from OH's penny collection. We made it through though, onions and potatoes are fairly cheap for food :P I hope you can dig out something from somewhere! x

Gobbolinothewitchscat · 09/08/2015 10:00

Totally off tangent - bit how does the whole name change thing work? I thought you could have as many user names as you want?

I only have one and never name change so totally clueless but always thought that this was why people thought trolling was so easy here? Is that not right?

TendonQueen · 09/08/2015 10:00

Is there no one else you can ask to lend you say £20 till next week?

Gobbolinothewitchscat · 09/08/2015 10:02

If you don't have access to the joint account, then I would get your name taken off it. Your jointly liable for any overdrafts etc run up on it and bearing in mind the fact that your DH won't even give you 2p to tide you over, it's not fair to expect you to share that liability