Frankie, I don't think the questions that most people want to ask can be answered, since there are no 'facts' about the future. All we can do is think what is most likely, based on what we know about human nature.
The Yes people say we will have a certain sort of country if we get independence, but everyone seems to have a different idea of what they want. In any case, just wanting something to happen in a certain way doesn't mean that it will. It's all hopes and promises, wishes and guesses - nothing concrete.
Meanwhile the big company bosses are trying to bully us into staying, by threatening to leave, and it's all threats and sabre-rattling.
I wish both sides would be more honest and less manipulative, but since they won't, you just have to think about what you think is best for the country and work backwards from there.
For example, my experience and my take on history seem to show me that when oppressed people join together they become very powerful (which is why I want the Scottish and rUK working people to be mutually supportive, and I'm in favour of the Union). But in the moment of victory, the one clear voice urging one clear path becomes broken up by lots of voices, all wanting a share of the action. The result always changes from what people thought they were fighting for in the first place, and usually moves through several stages, some of them violent, before an acceptable resolution can be found. I don't want to have to go through that, and I think working people should save our energy and direct our anger at the Westminster government, and work for a better life for all the people in the UK. I think we can have our cake and eat it.
Btw, I'm not suggesting that there will be violence post Referendum, and I do think we will be alright in the end, but whatever the result, there will be a lot of changes. Let's hope they will be for the better.