Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Husband refuses to get a stable job

131 replies

Losingmymindagain · 15/03/2026 11:59

Have been with my husband for almost 10 years, met working in a creative industry and fell pregnant fairly soon after. I left that industry as it involved lots of travel, retrained and now work full time in a (stressful) clinical NHS role. Husband used to be paid very well - somewhere around 200k a year I’d say (prior to us meeting). This dropped to around 120k by the time Covid hit, still an unbelievable salary, especially compared to mine!

the biggest mystery in our marriage is what he does with his money, he says he just fritters it away somehow. In 2022 he was presented with a huge unpaid tax bill (around 60k) which was spread over many years. I was devastated. We moved into a small flat (have always rented) and he managed to pay it off after a few years. All was well, he was working under PAYE so tax was paid automatically. Last year he decided to move over to freelance again - I felt very nervous about this. His work has dwindled, he is now maybe working 5 jobs a year (each lasting about 2 weeks) so now has a lot of free time. House is constantly a mess, I work four long days/nights a week and am still expected to do 80% of household/mental load tasks. We’ve somehow switched to me paying for absolutely everything as he hasn’t worked for about 3 months now. I was happy to do this to prevent him using money he has saved for tax. I mean all Christmas presents, household bills, food shopping, absolutely everything. Whenever I gently approach him about taking on more of a domestic role at home he uses the depression card and says he is trying his best. I just get flash backs to being freshly postpartum with DC2 in the throes of ppd, managing with severely autistic DC1 and him telling me I needed to do more to keep the house clean.

last night I found out the money saved for tax is all gone. Every last penny. He doesn’t know where it’s gone to, it’s just frittered away. I’m devastated, so essentially another 30k-40k bill that is coming our way. I’ve told him he needs a stable job, a regular job that he can go to everyday the same way I do. He is refusing. I want to ask him to leave 😭 I had dreams of owning a house one day but am now realising that as long as I am with him it will never happen. I have no idea where his money goes, he never goes out so definitely no drugs or prostitutes, the only thing I can think is he is gambling (which he refuses).

I am absolutely devastated and exhausted. And have no idea what to do. I am already paying for everything so nothing will change there. It’s not as if he uses his money to pay for luxuries, our lifestyle is moderate, kids never go without but I can’t remember the last time I had a new pair of shoes or a haircut!

OP posts:
OriginalSkang · 15/03/2026 16:40

He absolutely knows where the money has gone

He needs to leave

gamerchick · 15/03/2026 16:42

No more gentle OP. Tell him he gets a job within X time or he can leave and in the meantime he can do some fucking housework or he can leave now.

Then sort everything out as if you're going to split up while he mulls. You need to protect yourself.

Talkingtomyhouseplants · 15/03/2026 16:43

Also have you seen his bank statements?

DrivinginFrance · 15/03/2026 16:49

Very strange behaviour of someone who was earning £200,000 only a few years back.

If not gambling could he have had an online girlfriend who has fleeced him of his money?

ParmaVioletTea · 15/03/2026 16:49

Sorry, but prepare to leave the bastard. Or separate finances and stop feeding and clothing him. Don’t pay for anything for him.

Generallychill · 15/03/2026 16:56

I can understand frittering away a couple hundred away as thats easily done but 30 or 40 k is unbelievable. How are you not demanding to see all his banking records to understand where this money has gone?! That would be my first step and if he refuses to be completely open there would be divorce lawyers involved.
If you stay with him definitely separate finances and do not take any responsibility for the tax bill that's his mess let him bear responsibility for paying it.

Losingmymindagain · 16/03/2026 08:01

Thank you all for your responses! Sorry been a busy day here. I totally agree that this is unsustainable and he needs to go. I’m at a catch 22 now though because I’m having to work so much I don’t have childcare to look after my children. My eldest is severely autistic and I have very little family support. I know it sounds silly as he obviously watches them when I’m at work (when they’re not at school) but he doesn’t cook for them/sort their uniforms etc. that is all on me. I don’t trust him to look after them properly if I’m not around but with my current work schedule no court would grant me full custody surely. If I could kick him out and claim UC I think I’d probably be able to drop my hours and be home with them more.

definitely lots to think about. I just can’t see a way back from this. I would like to own a house one day which will obviously be hard on a single salary but it’s never going to happen as long as I’m with him. Absolutely will never date another man again.

OP posts:
IdentityCris · 16/03/2026 08:23

You need to make it clear to him that if he doesn't want to work regularly he can't expect to eat regularly.

Would it work to have au pairs or a nanny?

Firefly100 · 16/03/2026 08:36

You need to start to rearrange your life such that you could cover the care for your children (assuming you want full custody). You don’t need to move out to fully separate and claim benefits (if you are entitled). Once you have care nailed, give notice and rent elsewhere with them and divorce. Do this for your children. He is stealing future financial security from them

hididdlyho · 16/03/2026 08:44

Is it possible he exaggerated his salary when he first met you to try to impress you, have you ever seen payslips etc? I'd have thought it would be difficult to hide gambling on that kind of scale, but I could be wrong.

Regardless, he's had plenty of time to get his act together, so it's time to put yourself and your kids before what he wants. Absolutely nothing wrong with wanting to save to buy a house, have haircuts etc and you deserve to have something to show for working hard.

ParmaVioletTea · 16/03/2026 15:00

definitely lots to think about. I just can’t see a way back from this.

Does he know this?

Have you looked him squarely in the eye and said that if there is no IMMEDIATE change, you will be starting divorce proceedings?

Does he realise how serious the consequences of his complete cocklodging are?

decorationday · 16/03/2026 17:36

Why not make an appointment with a divorce solicitor to get proper advice about where you'd likely stand? Don't make decisions based on assumptions or misapprehensions.

Bananalanacake · 16/03/2026 17:36

Why can't he do the cooking for the family so you have a meal ready when you get home, or do your DC have special requirements and are more difficult to cook for, if so he should be looking after this.

Nofeckingway · 16/03/2026 17:43

I had one like this . Got tax fines simply because he did not file on time despite me asking. So he had two choices either hand over all finances to me or leave me alone to manage on my wage and his CMS . Guess who was the Financial Officer in the house .

Losingmymindagain · 01/04/2026 10:30

Just wanted to update you all. I hope you will all be proud of me because I feel so guilty and rubbish at the moment even though I know it’s the right choice. I have asked him to leave and he has arranged to move in with his mum. I have looked into UC, I think I need to contact the estate agents to get a new lease so I could claim housing costs. I’m worried about them evicting us if they know. Feel like rubbish and haven’t been sleeping very well, I know it’s the right choice but I feel so guilty for my children 😭 still not sure how I’m going to manage childcare wise but we shall see, baby steps!

OP posts:
EmeraldDreams73 · 01/04/2026 10:33

Losingmymindagain · 01/04/2026 10:30

Just wanted to update you all. I hope you will all be proud of me because I feel so guilty and rubbish at the moment even though I know it’s the right choice. I have asked him to leave and he has arranged to move in with his mum. I have looked into UC, I think I need to contact the estate agents to get a new lease so I could claim housing costs. I’m worried about them evicting us if they know. Feel like rubbish and haven’t been sleeping very well, I know it’s the right choice but I feel so guilty for my children 😭 still not sure how I’m going to manage childcare wise but we shall see, baby steps!

Well done OP! Really glad to read this. It feels surreal at first but you're doing the right thing for you and your dc. Take care. 💐

Whowhatwhere21 · 01/04/2026 11:33

Well done OP. What makes you think you need to contact the agents for a new lease though? As long as you have your current lease, you won't need to do this. If its because his name is on the current lease, that isn't an issue

Icecreamisthebest · 01/04/2026 11:37

Good decision OP. You got this and you will thrive

noidea69 · 01/04/2026 11:42

It's cocaine the money is going on.

randomusernam · 01/04/2026 11:48

just noticed the update of this. Well done OP

jellyfish798 · 01/04/2026 11:52

Losingmymindagain · 01/04/2026 10:30

Just wanted to update you all. I hope you will all be proud of me because I feel so guilty and rubbish at the moment even though I know it’s the right choice. I have asked him to leave and he has arranged to move in with his mum. I have looked into UC, I think I need to contact the estate agents to get a new lease so I could claim housing costs. I’m worried about them evicting us if they know. Feel like rubbish and haven’t been sleeping very well, I know it’s the right choice but I feel so guilty for my children 😭 still not sure how I’m going to manage childcare wise but we shall see, baby steps!

Superwoman! I'm honestly so impressed with how you made this positive decision, you deserve better and you will find things are so much better for you, independent and not pulled down by his behaviour.
You got this, we're all here for you, now just stick with it and DO NOT let him wheedle his way back - men like that never change!
Good luck with your fresh start xx

Shinyandnew1 · 01/04/2026 11:53

Well done re the update!

Maybe he never earnt £200k, maybe he just said he did?!

Latebloomer121 · 01/04/2026 12:21

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

JG24 · 01/04/2026 12:25

Well done! That was very brave

SadTimesInFife · 01/04/2026 12:28

Fergie is single. Maybe he could get together with her?

Well done OP xx