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Husband refuses to get a stable job

131 replies

Losingmymindagain · 15/03/2026 11:59

Have been with my husband for almost 10 years, met working in a creative industry and fell pregnant fairly soon after. I left that industry as it involved lots of travel, retrained and now work full time in a (stressful) clinical NHS role. Husband used to be paid very well - somewhere around 200k a year I’d say (prior to us meeting). This dropped to around 120k by the time Covid hit, still an unbelievable salary, especially compared to mine!

the biggest mystery in our marriage is what he does with his money, he says he just fritters it away somehow. In 2022 he was presented with a huge unpaid tax bill (around 60k) which was spread over many years. I was devastated. We moved into a small flat (have always rented) and he managed to pay it off after a few years. All was well, he was working under PAYE so tax was paid automatically. Last year he decided to move over to freelance again - I felt very nervous about this. His work has dwindled, he is now maybe working 5 jobs a year (each lasting about 2 weeks) so now has a lot of free time. House is constantly a mess, I work four long days/nights a week and am still expected to do 80% of household/mental load tasks. We’ve somehow switched to me paying for absolutely everything as he hasn’t worked for about 3 months now. I was happy to do this to prevent him using money he has saved for tax. I mean all Christmas presents, household bills, food shopping, absolutely everything. Whenever I gently approach him about taking on more of a domestic role at home he uses the depression card and says he is trying his best. I just get flash backs to being freshly postpartum with DC2 in the throes of ppd, managing with severely autistic DC1 and him telling me I needed to do more to keep the house clean.

last night I found out the money saved for tax is all gone. Every last penny. He doesn’t know where it’s gone to, it’s just frittered away. I’m devastated, so essentially another 30k-40k bill that is coming our way. I’ve told him he needs a stable job, a regular job that he can go to everyday the same way I do. He is refusing. I want to ask him to leave 😭 I had dreams of owning a house one day but am now realising that as long as I am with him it will never happen. I have no idea where his money goes, he never goes out so definitely no drugs or prostitutes, the only thing I can think is he is gambling (which he refuses).

I am absolutely devastated and exhausted. And have no idea what to do. I am already paying for everything so nothing will change there. It’s not as if he uses his money to pay for luxuries, our lifestyle is moderate, kids never go without but I can’t remember the last time I had a new pair of shoes or a haircut!

OP posts:
Whettlettuce · 01/04/2026 15:48

Leave him as soon as you can

PolishWojtek · 01/04/2026 15:49

what a woman - you have absolutely done the right thing however hard it gets

facethemusical · 01/04/2026 16:04

He left you no choice unfortunately OP. Well done for making the right choice even though it was so difficult.

RollOnSunshine · 01/04/2026 16:05

Drug habit
Gambling habit
Not earning what he claims

Pick one.

milveycrohn · 01/04/2026 16:07

It is definitely bizarre that the OP's DH was earning 200k when they met and even 120k until fairly recently with little to show for it.
The money will have been spent on a) drugs, b) gambling, c) blackmail, d) a fast car OR he's been lying all the time.
IF he was earning that amount, there would be a paper trail.
Well done OP for asking him to leave.
Note, my own DH had around 10 years when after he lost his job, and had a series of temp jobs. However, I certainly knew how much he was (or not) earning. A very stressful time for all of us.

tiantian1005 · 01/04/2026 16:09

Reading this actually makes me angry - how on earth a grown up father can do this to his wife and kids its like he is letting you all starve!!! You are basically a single mum having to feed him as well please please leave him and you will realize how brave and strong you are and how much better your life can be without this lazy piece of shxt.

cestlavielife · 01/04/2026 16:17

Good for you.
Get onto ss children with disabilities update them and assess for short breaks respite

MadinMarch · 01/04/2026 16:23

winterwarmer8274 · 15/03/2026 12:37

I would also be asking to see him bank statements, then you will get an answer on where the money is going

And credit cards and a financial check with Experian etc.

Kateluvscats1 · 01/04/2026 16:27

Well done for kicking him out, you must be exhausted and he is a lazy fucker

Arcticienne · 01/04/2026 16:33

I’d be willing to bet ( like he probably does ) that you never, ever saw a payslip or P60 showing anything like a £200k annual salary. Sounds like you’re hitched to a coercive, idle, lying cheapskate. It’s well past time for you to start putting yourself and your children first - regardless of any mitigating factors for his irresponsible behaviour. Game over. You put your money on a loser. Re-order your life. Best wishes.

Sensiblesal · 01/04/2026 16:43

Mental load 😂

I know its one of the favourite phrases on here but it means nothing. Your husband probably also has a mental load, its just not the same as yours

Mustreadabook · 01/04/2026 16:47

I thought you wanted him to get a job working in a stables cleaning up after horses! Which I thought was a bit mad!

Howmanycatsistoomany · 01/04/2026 16:50

Theyreeatingthedogs · 15/03/2026 16:13

The tax bill isn't coming YOUR way, it is going to him. Refuse to get involved with it in any way. You have no house together so very little joint assets if any. He can sort out his tax bill.

This 100%. It's not your bill OP - he needs to sort it out. You need to separate your finances asap and if I were you, I'd be having a chat with a divorce lawyer.

Sensiblesal · 01/04/2026 16:50

Losingmymindagain · 01/04/2026 10:30

Just wanted to update you all. I hope you will all be proud of me because I feel so guilty and rubbish at the moment even though I know it’s the right choice. I have asked him to leave and he has arranged to move in with his mum. I have looked into UC, I think I need to contact the estate agents to get a new lease so I could claim housing costs. I’m worried about them evicting us if they know. Feel like rubbish and haven’t been sleeping very well, I know it’s the right choice but I feel so guilty for my children 😭 still not sure how I’m going to manage childcare wise but we shall see, baby steps!

He is still their parent. He can still provide childcare or is he completely incapable. If he is living with his mum surely she will help him

things seem to have gone from 1-100 in about 5 seconds. Take some time to breathe and organise

having him move out is zero help if you haven’t discussed maintenance & childcare

MrsCarson · 01/04/2026 17:22

Time to unshackle yourself for this selfish irresponsible man. He will drag you down with him.

JoiseeeEileennnn · 01/04/2026 17:26

Currently in the throes of divorcing a H that sounds similar. Discovered his gambling and credit cards in the process.

it won’t get better.

TreeDudette · 01/04/2026 17:39

Tell him to leave!

PinkyFlamingo · 01/04/2026 17:52

TreeDudette · 01/04/2026 17:39

Tell him to leave!

She has.

likewhatyoudo · 01/04/2026 17:58

Howmanycatsistoomany · 01/04/2026 16:50

This 100%. It's not your bill OP - he needs to sort it out. You need to separate your finances asap and if I were you, I'd be having a chat with a divorce lawyer.

Unfortunately as a general matter when the finances are done during a divorce, the spouses share their assets and their debts.

I don't know if an experienced family lawyer can find a way around this. Maybe post this particular question on a board for Legal Matters or Divorce/Separation

zeroclucksgiven · 01/04/2026 18:02

OP you are absolutely a bloody warrior for ending this ‘relationship’- well done!
the only advice I’ve got to offer is to try and find the money to pay a solicitor to do a legal financial separation order ( or whatever the official title is)… this will protect you from being responsible for any of his debts… as you have dc, I can’t imagine any court refusing you the order.
good luck!

Pherian · 01/04/2026 18:09

Losingmymindagain · 15/03/2026 11:59

Have been with my husband for almost 10 years, met working in a creative industry and fell pregnant fairly soon after. I left that industry as it involved lots of travel, retrained and now work full time in a (stressful) clinical NHS role. Husband used to be paid very well - somewhere around 200k a year I’d say (prior to us meeting). This dropped to around 120k by the time Covid hit, still an unbelievable salary, especially compared to mine!

the biggest mystery in our marriage is what he does with his money, he says he just fritters it away somehow. In 2022 he was presented with a huge unpaid tax bill (around 60k) which was spread over many years. I was devastated. We moved into a small flat (have always rented) and he managed to pay it off after a few years. All was well, he was working under PAYE so tax was paid automatically. Last year he decided to move over to freelance again - I felt very nervous about this. His work has dwindled, he is now maybe working 5 jobs a year (each lasting about 2 weeks) so now has a lot of free time. House is constantly a mess, I work four long days/nights a week and am still expected to do 80% of household/mental load tasks. We’ve somehow switched to me paying for absolutely everything as he hasn’t worked for about 3 months now. I was happy to do this to prevent him using money he has saved for tax. I mean all Christmas presents, household bills, food shopping, absolutely everything. Whenever I gently approach him about taking on more of a domestic role at home he uses the depression card and says he is trying his best. I just get flash backs to being freshly postpartum with DC2 in the throes of ppd, managing with severely autistic DC1 and him telling me I needed to do more to keep the house clean.

last night I found out the money saved for tax is all gone. Every last penny. He doesn’t know where it’s gone to, it’s just frittered away. I’m devastated, so essentially another 30k-40k bill that is coming our way. I’ve told him he needs a stable job, a regular job that he can go to everyday the same way I do. He is refusing. I want to ask him to leave 😭 I had dreams of owning a house one day but am now realising that as long as I am with him it will never happen. I have no idea where his money goes, he never goes out so definitely no drugs or prostitutes, the only thing I can think is he is gambling (which he refuses).

I am absolutely devastated and exhausted. And have no idea what to do. I am already paying for everything so nothing will change there. It’s not as if he uses his money to pay for luxuries, our lifestyle is moderate, kids never go without but I can’t remember the last time I had a new pair of shoes or a haircut!

Just go. Get out of that situation. You deserve peace.

Challenger2A7 · 01/04/2026 18:44

Believe me, he's squirrelling that money away somewhere, or he has another woman somewhere. You say he never goes out. Are you sure of what he's doing when you're at work? Get rid of him.

PomPomSugar · 01/04/2026 19:00

I haven’t read the full thread so not sure if someone else has mentioned this…I wouldn’t contact your landlord/letting agent to vary the TA until the no fault eviction rules come in.

Frugalgal · 01/04/2026 19:01

You've done the right thing OP.

It's crazy that you were renting with all that income coming in. And I don't believe he could fritter away that much money without you seeing the evidence, whether it be cars, jewellery, designer clothes, expensive hobbies or whatever. If it's not other women or drugs it must be gambling. Money doesn't just disappear..

You will be infinitely better off without him. He'd have dragged you into debt before too long. You were always going to have to strike out on your own, the sooner you get yourself straight the sooner you can start making a plan to buy your own home.

Never doubt you've done the right thing.

Loverofoldfilms · 01/04/2026 19:42

IdentityCris · 16/03/2026 08:23

You need to make it clear to him that if he doesn't want to work regularly he can't expect to eat regularly.

Would it work to have au pairs or a nanny?

Having a nanny is incredibly expensive. It ate almost my whole salary for a while. Not sure that's going to help.