3K a month benefits

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I had made a previous post which I believe had been taken down over a lady giving me £10 for no reason, in no way was that post to brag about my benefits I had stated how much I get a month to show I’m not struggling for money so the only reason can be I was judged on my appearance and then someone had asked if this is benefits which I said yes as I have no reason to lie. I have read a few notifications on my drop down and people saying I’m doing this to wind people up and there is no way I get 3K a month benefits, I was asking a genuine question. Some comments were quite rude. So here is how -

Universal credit for me and 2 kids plus LCWRA
£1775 - my rent gets taken straight from this I get paid £1225
high rate adult disability payment £734
Child disability payment x2 £868
Child benefit £42 a week
Scottish child payment £213

minus rent £3208 paid directly to me per month.

Now no this is not fair to people who have to work. However they are able bodied people and it’s not my fault I would much rather be healthy and live a normal life.

Crack on??

I did this years ago @marsaline , as I said in my first posts, I have a 'normal' job now. But tax avoidance schemes and 'tax efficency' are still around, HRMC on the backfoot.

If you actually read my posts, I agree with you essentially, it is a tax dodge, that's my entire point, the wealthy don't pay enough tax, and that's why the country is in the shit.

Why is it wrong? We have a business which DH and I both work for. We do have some tax efficiencies because of this but as an entity, when you add corporation tax, dividend tax, NI and PAYE, I can't think we'd much different from someone who is employed. However, we are entirely reliant on ourselves - sick pay, holiday pay, pension. It is the risk we take and I have no qualms in using some of the available efficiencies for this reason.

The poster is just making stuff up. One minute she says she earned a ridiculously high wage and referred to half a million as mere middle income and the next she’s talking about £500 a day (c£130k). It’s derailing the thread and is completely irrelevant

I'm talking about workers who are contractors for corporations who form ltd companies or work for umbrella companies, soley for the purpose to avoid tax. Nothing like your business, which sounds like a real business.

DH is a contractor. Yes we set up as a LTd company as this was the best way of doing it. What else do you propose?

If you work for an Umbrella company you pay PAYE.

I guess it’s not hard to see why this might annoy a lot of working people.
£52k a year wow.

Its completely relevant as people are outraged by levels of benefits paid out , but seem happy about the low amount of tax the very wealthy pay.

I never said I earn a 'ridiculously high wage', copy and paste it in a reply if I did.

and my whole argument is someone earning 500K isn't anywhere near the wealthy that are stealing wealth in tax avoidance from this country. It is a middle income compared to someone with 700 million and 2 mill in passive income from assets.

They are the real problem not people on benefits, its derailing the pile on the 'disgusting amount a 21 gets on benefits ' argument, I wont apologise for that.

But yes, its all made up, lets continue to blame the benefits scroungers, asylum seekers, whatever floats your boat.

Your missing my point entirely, I AM A HIGH EARNER, I'm not talking about 200K or even 500K income, thats middle classed as far as I see.

here you go.

but anyway I fail to see how post after post about your own tax fraud coupled with a rant about how high earners don’t pay enough tax is relevant to the thread

I am a high earner = One minute she says she earned a ridiculously high wage

OK @marsaline 😆

Its relevant to the thread that if a 21 year old getting 3k in benefits makes you mad but Rishi Sunak paying 23% tax on 2 million income in a year doesn't, perhaps you need to refocus whats really bringing this country to its knees.

Well most people would say that if you earn more than 500k that’s a ridiculously high salary..

Anyway, the only thing that really makes me “mad” on this thread is someone bragging about their tax fraud..

Ok @marsaline if thats what you think I was doing .

One question, do you think someone with a passive income of over 2 million from assets should pay only 23% tax (because they have 'smart' accountants ) compared to a corporate lawyer on 500K paying 45% tax?

Well as a lawyer on circa £500k paying 45% tax I have a vested interest in that particular scenario... However you’re failing to see that the two are not mutually exclusive. You can believe that the benefits system is broken and believe that the billionaires of the world should pay more tax. You are taking the approach that the benefits issue can’t be discussed because there are people who earn millions.

This is where we must agree to disagree, I believe the tax system getting fixed is far more urgent than benefits. If we had more money 'in the system' we wouldn't be fire fighting trying to save pennies.

But I respect your opinion that both are broken.

I agree, I think anywhere the very richest (aka those with hundreds of millions or billions) can be reasonably taxed more must be done.

But, I think mainly this has been done. I’m satisfied that Labour has picked all the low hanging fruit - I don’t feel they’re a money grabbing and corrupt party, I think if there was a huge saving to be made somewhere with ease they would’ve done it. But I don’t think there is, for a multitude of complicated reasons they’re advised on by experts. Sometimes things aren’t as simple as they look.

I can think the above while also wanting the benefit system to be reformed. Yes each claimant is a drop in the ocean. But an ocean is made of drops. And frankly the projections are absolutely horrific, as a taxpayer I dread whatever they’re going to strip from our lives yet to give people with kids with ADHD the equivalent of 50k a year. It’s indefensible, sorry.

I could apply for PIP tomorrow and would have a good chance of getting it, as I have both physical and mental health issues that are both consultant lead and frankly dominate my life. But I won’t, because firstly I’m managing (albeit on half the amount OP gets), secondly because why would I want to further stress out people in my position? We need to stop this individualist nonsense of ‘hate the game. Not the player’ - we are all responsible for our own actions and passively blaming the state is such a cop out.

PPs are doubting that someone with disabilities can be a carer.
My very good friends are one partner who is blind (he was partially sighted and now has lost his sight entirely) and one who was previously in a wheelchair, but is now able to walk though I believe still tires easily.
I met them some years ago at a festival and they were camping in the disabled area due to the wheelchair access, and were acting as each other's carers. I hope you can see how this is possible - he was a great wheelchair manipulator but couldn't see where he was pushing it, while she guided it. She could do quite a lot of household tasks including chopping etc. that he couldn't do. But she doesn't let him get away with not hanging the washing out - and when she was in her wheelchair, she couldn't have used high washing lines.

My DCs in some ways do things for each other like this. My DD is just young rather than disabled but we allow them to do things like go to the shops together, increasing their independence, but DS has epilepsy and DD knows to call us if he appears to be about to have a fit (or actually has one) and is confident enough to ask an adult for help if it's more than a 2 second absence.

CEOs, big corps, high income earners are driving growth, innovating, and taking risk. They all pay huge amounts of tax. For example I paid over £50k last year in employee income tax and National Insurance.

Benefits are completely out of control. Just take motability as an example.

This may have been the case 10 years ago. But not today.

Dividend tax rates have increased hugely, and any form of tax avoidance scheme is virtually impossible now.

Just take motability as an example

You don't think people with limited mobility should be able to get out and about?

One in five new cars is bought via motability, and until recently you could buy premium brands like Mercedes as part of the scheme. This, I suggest, is out of control.

AGain....you don't think people with limited mobility should be able to get out and about?

You also understand that motability cars are not free? and that a deposit needs to be paid?

The scheme is prioritising British made cars
to support British industry

That’s really why they are dropping these ‘premium cars’

I think there are better/cheaper alternatives. For example community buses, or specialist taxis.

Any models available should be basic models only. Perhaps painted in a standard colour - hi vis yellow, so other road users recognise them and can take extra care around them?

They're disabled, not stupid. Yeah, let's make sure we're all clear who to direct our hate towards, eh? Jesus fucking wept. And why on earth should someone with a disability have to wait for a bus, and how are you going to make it so that the bus goes with a few metres of every place a disabled person might want or need to visit?

I think you're actually a piss taker. No o e can think.hi vi's yellow is acceptable.

@Pinkandcake youclearly don’t understand the motabilty scheme.

Community buses and taxis, even wheelchair accessible ones, aren’t suitable for all. Nor are they available to all. If you think wheelchair accessible taxis (or even ordinary taxis for some) would be cheaper, you haven’t got a clue.

With the motabilty scheme, the mobility element of DLA/PIP (or certain other benefits) is exchanged. Even if they didn’t use the mobility element for a vehicle via the motabilty scheme, they would receive the money from the mobility element of their benefit.

Many vehicles have an advanced payment as well. Some APs are a significant amount of money. Those ‘premium brands’ had APs. Some of those premium brands actually had a lower AP than some of the ones still available because it isn’t as simple as saying the premium brands are ‘better’/more costly.

Why do other drivers need to recognise motabilty vehicles and take extra care when driving around them? Only a GF would suggest all motabilty cars should be hi vis yellow.