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3K a month benefits

449 replies

applecrumble03 · 19/03/2025 10:22

I had made a previous post which I believe had been taken down over a lady giving me £10 for no reason, in no way was that post to brag about my benefits I had stated how much I get a month to show I’m not struggling for money so the only reason can be I was judged on my appearance and then someone had asked if this is benefits which I said yes as I have no reason to lie. I have read a few notifications on my drop down and people saying I’m doing this to wind people up and there is no way I get 3K a month benefits, I was asking a genuine question. Some comments were quite rude. So here is how -

Universal credit for me and 2 kids plus LCWRA
£1775 - my rent gets taken straight from this I get paid £1225
high rate adult disability payment £734
Child disability payment x2 £868
Child benefit £42 a week
Scottish child payment £213

minus rent £3208 paid directly to me per month.

Now no this is not fair to people who have to work. However they are able bodied people and it’s not my fault I would much rather be healthy and live a normal life.

OP posts:
buffyfaith · 19/03/2025 18:10

MaidOfSteel · 19/03/2025 17:20

Very well said.

I know the amounts can seem eye-watering. But a lot of these posters ranting about ‘twice the average salary’ etc seem to forget that anyone can be just getting on with their lives, doing their job, paying their taxes, then suddenly find they have disabilities to contend with; theirs or their kids. You never know what is going to happen. Those who are lucky enough to be in good health right now would be wise to remember that.

I am disabled. I live alone, on min wage and get 25% off council tax
that’s it. Work 40hrs a week as I can’t afford to drop a day. Just finished work now and off to sleep for a few hours as the fatigue has kicked in so I’ll skip eating tonight and have a shower when I wake up
I don’t qualify for PIP as I’m not sick enough but I’m too sick to be able to progress in a job or work more than 40hrs a week

APocketFullOfRye · 19/03/2025 18:11

meandmydoggy · 19/03/2025 18:06

Your missing my point entirely, I AM A HIGH EARNER, I'm not talking about 200K or even 500K income, thats middle classed as far as I see.

A former City trader on 2mill a year explains it far better than I have time to

This is what I mean by educating yourself, inequality is driving everything.

It’s irrelevant if you or I are high earners or not

Im assuming a valid opinion is one that is not selfish

12 billionaires have left the UK since 2022. We can’t afford any to do that as we rely on them as net contributors.

MaidOfSteel · 19/03/2025 18:13

Wildflowers99 · 19/03/2025 17:22

And those of us who are disabled and work? Like me?

None of what you said justifies 53k.

The only time I would expect that is for somebody ventilated with a feeding tube 24/7 being cared for by parents with very expensive energy bills and bespoke equipment.

For ADHD - absolute joke.

I don’t know why you’re attacking me.

I’m disabled. I worked till I dropped and could do no more. without my Motability car I wouldn’t have been able to get to work. PIP is such a great help in allowing us disabled people to still have a life.

I have my own opinions on ADHD, and I’ll keep them to myself. But don’t attack me for pointing out anyone can end up severely disabled, sometimes in the blink of an eye.

Interested in this thread?

Then you might like threads about this subject:

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 18:14

APocketFullOfRye · 19/03/2025 18:08

The point is

No one has a right to assume what others would think or do should their situation change and throw that back as a reasonable argument.
It isn’t

You are assuming you would feel a certain way though?

The reality is vastly different.

meandmydoggy · 19/03/2025 18:18

Userlosername · 19/03/2025 16:25

They do. As I stated before the richest 1% pay 30% of all tax. You need to be well into higher rate tax before you are even paying more than you are taking out. All those people you list are taking out far more than they are paying in. That’s how it should be (it is the point of tax to redistribute) but they are obviously not paying more tax than the rich.

And I call bs on your claims of earning thousands in the city and paying zero tax. I have actually worked in the city and worked in tax advice. It’s a total myth that it’s even possible for high earners to avoid employment taxes- it’s extremely difficult. It’s also the sort of myth spread by people who have no knowledge of the area.

I paid tax, it was fuck all in comparison to my income. If you indeed work in the City, you'd know thousands worked as ltd companies of various types, paying low tax by paying themselves huge dividends, no repaybale loans and a low basic salary, but this is a side show, I earnt a day rate of around 500 quid , 10 years ago and was advised to do this by my accountant.

But I'm not talking about high earners I'm talking about the super rich. The ones who earn millions on their assets alone, not surgeons or even city traders on a million a year, never mind small fry contractors on just over 100K a year like I was.

That's my whole fucking point, the very rich don't pay enough tax. And no political party will ever go after them. If you know how tax works, you must know this.

Sunshineandclearskies · 19/03/2025 18:22

I'm in Scotland and pay for a cleaner and extra reading and maths tutoring for my grandson out of our disability payments. We both get standard rate though. It’s possible the op has a care package.

Wildflowers99 · 19/03/2025 18:30

MaidOfSteel · 19/03/2025 18:13

I don’t know why you’re attacking me.

I’m disabled. I worked till I dropped and could do no more. without my Motability car I wouldn’t have been able to get to work. PIP is such a great help in allowing us disabled people to still have a life.

I have my own opinions on ADHD, and I’ll keep them to myself. But don’t attack me for pointing out anyone can end up severely disabled, sometimes in the blink of an eye.

Of course they can. Anyone can have a car crash. Anyone can have a stroke. Etc

But these claims aren’t being driven by these sorts of disabilities are they?

Crikeyalmighty · 19/03/2025 18:41

@kurotora I’m sorry about your situation - you see many of us actually want to help people like yourself and your daughter and many others on here as much as we can- hence we want people like the full time flight attendant on the BBC today who admit she just uses it to pay normal bills and can still work full time in a job that requires you to be very responsible not to be getting pip- so that people like yourself retain benefits — it really isn’t meant Asa pile on for people in your situation and those on here totally unable to work due to strokes/cancer etc -it’s a backlash against those who really are playing the system and are fully capable of working but not even looking - and not just getting standard benefits- but pretty good top ups on top in many cases.

YourWildAmberSloth · 19/03/2025 18:49

This is an example of how people get trapped on benefits. Two children with ASD/ADHD, obviously depends on the severity but still on the face of it perfectly possible that they can grow up to live a regular life, work, live independently etc. OP however at 21 years old has a higher income than many qualified professionals. What are the chances of her being able to earn enough to replace/come off benefits, even once those children grow up and leave home.

XenoBitch · 19/03/2025 19:07

What is the point of this post?
It will just pit people against each other. People who work in shite jobs on shite money will think that people on benefits are rolling in it.
You might get a lot, but a whole lot more people do not get anywhere near that.
I get £800pm and that is it.

Userlosername · 19/03/2025 19:24

meandmydoggy · 19/03/2025 18:06

Your missing my point entirely, I AM A HIGH EARNER, I'm not talking about 200K or even 500K income, thats middle classed as far as I see.

A former City trader on 2mill a year explains it far better than I have time to

This is what I mean by educating yourself, inequality is driving everything.

Sure you are. You’re a big city investment banker who doesn’t pay any tax. We all believe you

Gunnersforthecup · 19/03/2025 19:26

As far as the autism/ ADHD thing is concerned, a lot of those people wouldn't have been able to work whether or not they had a diagnosis.

My son has been diagnosed with both ADHD and autism and also has another medical diagnosis which makes him in some respects vulnerable. He is also highly intelligent and certainly expects to work. Diagnosis hasn't changed his work capacity either.

XenoBitch · 19/03/2025 19:31

Gunnersforthecup · 19/03/2025 19:26

As far as the autism/ ADHD thing is concerned, a lot of those people wouldn't have been able to work whether or not they had a diagnosis.

My son has been diagnosed with both ADHD and autism and also has another medical diagnosis which makes him in some respects vulnerable. He is also highly intelligent and certainly expects to work. Diagnosis hasn't changed his work capacity either.

Employment rate for autistic people is low. About 30%. For many, it is due to not being given a chance.

Sunshineandclearskies · 19/03/2025 19:35

marsaline · 19/03/2025 15:11

To be fair, the children don't have severe disabilities. The children have ADHD.

Both of my children also have autism and ADHD. Most people who met them would never know. Of course some autistic children are severely disabled but the vast majority are affected in a lesser way.

You have no idea how severely autism affects her kids 🤨

meandmydoggy · 19/03/2025 20:03

APocketFullOfRye · 19/03/2025 18:11

It’s irrelevant if you or I are high earners or not

Im assuming a valid opinion is one that is not selfish

12 billionaires have left the UK since 2022. We can’t afford any to do that as we rely on them as net contributors.

Edited

Who cares if 12 billionaires have left the UK since 2022?

How many super rich WHO DONT LIVE HERE, own assets here in the UK? How many very rich foreigners own property in London alone?

What are the restrictions for the foreign investor to buy a couple of luxury flats in Manchester and London, I tell you, NONE.

Where bilionaires register as their main residence has little to do with the wholesale transfer of cash from people like me and OP to them, which has become OBSCENE.

20 years ago, do you really think you could have the richest man in the world, earning 8 million A DAY from US contracts, un-elected and given full access to cut federal 'waste' as he and a president worth 7 billion.

Our last Prime Minister has a fortune of 651 million invested in a complex web of investments that are tax efficient, he paid 23% tax on his income of 2.2 million in the tax year 22/23

A lot of people think 'thats' clever' or 'he's smart' but it fundamentally shows everything wrong with the current system, that a rich man with 651 million earning millions passively can ensure he pays less tax than a 45% tax payer.

TAX IS BROKEN, and we will continue to fight for scraps with benefit claimants and asylum seeker hotel costs as long as people like Sunak can get away with paying 23% tax on passive income.

Userlosername · 19/03/2025 20:04

meandmydoggy · 19/03/2025 18:18

I paid tax, it was fuck all in comparison to my income. If you indeed work in the City, you'd know thousands worked as ltd companies of various types, paying low tax by paying themselves huge dividends, no repaybale loans and a low basic salary, but this is a side show, I earnt a day rate of around 500 quid , 10 years ago and was advised to do this by my accountant.

But I'm not talking about high earners I'm talking about the super rich. The ones who earn millions on their assets alone, not surgeons or even city traders on a million a year, never mind small fry contractors on just over 100K a year like I was.

That's my whole fucking point, the very rich don't pay enough tax. And no political party will ever go after them. If you know how tax works, you must know this.

If you’ve ever actually worked in the city you’ll know there’s such a thing as IR35 and loans are taxed as remuneration unless they are genuine short term loans for expenses.

These are the kind of myths believed by Jeremy corbyn fans who’ve spent too much time online, not people who really do work in finance.

Oioisavaloy27 · 19/03/2025 20:04

To the person that quoted my post before it said people under the age of 22 this will include children in DLA. There are massive threads on Contact a family about it as lots of people that have children with autism and ADHD are now worried that they will lose their DLA.

meandmydoggy · 19/03/2025 20:19

Userlosername · 19/03/2025 20:04

If you’ve ever actually worked in the city you’ll know there’s such a thing as IR35 and loans are taxed as remuneration unless they are genuine short term loans for expenses.

These are the kind of myths believed by Jeremy corbyn fans who’ve spent too much time online, not people who really do work in finance.

You've answered your own question, the key word there, expenses. I never used the loan method, it was suggested, I only used dividends and tiny salary.

Serious question.

Do you think taxation of the wealthy is fair in this country? And I'm not talking about me earning 500 a day as a nobody contractor, I'm talking 2 mill in passive income from assets wealthy

Do you think corporations registered in Dublin and Luxembourg, like Citibank and Alphabet (Google) pay a fair tax considering how much revenue they cream off the UK?

marsaline · 19/03/2025 20:22

meandmydoggy · 19/03/2025 20:19

You've answered your own question, the key word there, expenses. I never used the loan method, it was suggested, I only used dividends and tiny salary.

Serious question.

Do you think taxation of the wealthy is fair in this country? And I'm not talking about me earning 500 a day as a nobody contractor, I'm talking 2 mill in passive income from assets wealthy

Do you think corporations registered in Dublin and Luxembourg, like Citibank and Alphabet (Google) pay a fair tax considering how much revenue they cream off the UK?

What? Tax is paid on dividends and you will also have paid corporation tax if working through a company. Your posts are just bollocks

Sunshineandclearskies · 19/03/2025 20:23

People with disabilities in Scotland do not get free cleaners or carers 🤨
However, Someone with a severe disability or illness who are unable to look after themselves may qualify for a care package through social work, this is actually really difficult to get and even if the local authorities agree to finance this it's very very difficult to get the carers. That's why so many elderly are stuck in hospitals waiting for care packages.

I don't know why people are getting their knickers in such a twist. Nobody has any idea how severely the op or her children are. As for being severely disabled and caring for children, there are thousands of young carers in this country.

marsaline · 19/03/2025 20:25

Sunshineandclearskies · 19/03/2025 20:23

People with disabilities in Scotland do not get free cleaners or carers 🤨
However, Someone with a severe disability or illness who are unable to look after themselves may qualify for a care package through social work, this is actually really difficult to get and even if the local authorities agree to finance this it's very very difficult to get the carers. That's why so many elderly are stuck in hospitals waiting for care packages.

I don't know why people are getting their knickers in such a twist. Nobody has any idea how severely the op or her children are. As for being severely disabled and caring for children, there are thousands of young carers in this country.

Well those of who read the previous thread which was deleted do have an idea because we read the thread..

FrozenFeathers · 19/03/2025 20:30

I take it that some of the disability pay goes on treatment/management of the disabilities?

Neverenoughbiscuits · 19/03/2025 20:31

This is such a complex issue:

The OP has clearly experienced significant trauma in childhood which has impacted her through the lasting effects of trauma.

*I have used the word choice below as these were conscious decisions. However, it would appear that the OP's ability to make these choices rationally is somewhat diminished.

The OP "chose" to have children despite already being disabled and never being able to support them.

The OP "chose" to have two children in quick succession having never had the financial means to support either of them independent of the benefits system.

The OP has never had a job and, given her circumstances, is never likely too be able to out earn her current income by herself.

Statistically, the OP has added another two members to society who are likely to have less opportunity based on her decisions and also become reliant on the state (ie. Having children young, being on benefits and being unable to work).

So whilst we should always look after the most vulnerable in society, how do we stop creating more vulnerable people who will always be at a higher risk of reliance on the state?

meandmydoggy · 19/03/2025 20:32

marsaline · 19/03/2025 20:22

What? Tax is paid on dividends and you will also have paid corporation tax if working through a company. Your posts are just bollocks

Edited

Whats so difficult to understand. Jesus Christ....

I PAY TAX.

My point was even for a relatively low paid worker (compared to the very wealthy like Sunak) there are loopholes which means I don't pay the tax that I should. Many people much more wealthier than I do the same, its called 'tax efficency'.

There is a whole industry for Accountants to reduce tax burden if you are on a contract earning at least a few hundred a day, you will pay LESS TAX THAN PAYE - DO YOU GET IT NOW?

My argument is , this is wrong, and the tax system is broken.

marsaline · 19/03/2025 20:35

meandmydoggy · 19/03/2025 20:32

Whats so difficult to understand. Jesus Christ....

I PAY TAX.

My point was even for a relatively low paid worker (compared to the very wealthy like Sunak) there are loopholes which means I don't pay the tax that I should. Many people much more wealthier than I do the same, its called 'tax efficency'.

There is a whole industry for Accountants to reduce tax burden if you are on a contract earning at least a few hundred a day, you will pay LESS TAX THAN PAYE - DO YOU GET IT NOW?

My argument is , this is wrong, and the tax system is broken.

You are wrong unless you are fiddling your tax. But crack on - it’ll catch up with you eventually

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