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3K a month benefits

449 replies

applecrumble03 · 19/03/2025 10:22

I had made a previous post which I believe had been taken down over a lady giving me £10 for no reason, in no way was that post to brag about my benefits I had stated how much I get a month to show I’m not struggling for money so the only reason can be I was judged on my appearance and then someone had asked if this is benefits which I said yes as I have no reason to lie. I have read a few notifications on my drop down and people saying I’m doing this to wind people up and there is no way I get 3K a month benefits, I was asking a genuine question. Some comments were quite rude. So here is how -

Universal credit for me and 2 kids plus LCWRA
£1775 - my rent gets taken straight from this I get paid £1225
high rate adult disability payment £734
Child disability payment x2 £868
Child benefit £42 a week
Scottish child payment £213

minus rent £3208 paid directly to me per month.

Now no this is not fair to people who have to work. However they are able bodied people and it’s not my fault I would much rather be healthy and live a normal life.

OP posts:
XenoBitch · 17/01/2026 17:27

PinkFruitbat · 17/01/2026 17:23

I still struggle to reconcile that one in five of all new cars bought in the UK are through motability. I appreciate around a quarter of the population are disabled (myself included), however as many posts have explained above, many of these are not entitled to motability.

Edited

Cars are not bought, they are leased.
PIP claimants on enhanced rate of the mobility element can swap those payments and lease a car. Not everyone does this. Some people prefer the money.
If they get the enhanced mobility element, then they are entitled to lease a car under the scheme.

2x4greenbrick · 17/01/2026 17:40

Motability use new cars because of things like repair costs as cars get older. It also means the vehicles are more reliable, which is important for disabled people, particularly because breakdown recovery isn’t simple for many disabled people.

PinkFruitbat · 17/01/2026 17:48

The number still sounds very high. No comment or acknowledgment of this despite raising it several times.

Interested in this thread?

Then you might like threads about this subject:

2x4greenbrick · 17/01/2026 17:53

People have commented on it, you are just ignoring the points because they don’t fit with what you want to portray.

LadyKenya · 17/01/2026 17:56

Boomer55 · 17/01/2026 16:55

We needed a larger car to get the mobility scooter in. We paid large deposits, so what difference does it make to you if we needed a bigger lease car that had to go back after 3 Years?

No difference whatsoever. Just another poster, who for the life of me, has an axe to grind, on these types of threads.

XenoBitch · 17/01/2026 19:00

LadyKenya · 17/01/2026 17:56

No difference whatsoever. Just another poster, who for the life of me, has an axe to grind, on these types of threads.

It is almost as if they believe they will get a cheque in the post when the "luxury" cars via Motability are no longer available. Their life will not change at all.
Maybe a smug feeling, and if someone feels smug because of a big change to disability payments etc, then they need to give their head a wobble.

PinkFruitbat · 17/01/2026 20:23

I’m actually concerned about the sustainability of the economy where a shrinking percentage of the population are making a net economic contribution.

XenoBitch · 17/01/2026 20:25

PinkFruitbat · 17/01/2026 20:23

I’m actually concerned about the sustainability of the economy where a shrinking percentage of the population are making a net economic contribution.

Will you be happy to pay silly money for a coffee so people working in hospitality are net contributors? (which you would need to be on £41k per annum to be classes as one, and that is a single person with no kids).

PinkFruitbat · 17/01/2026 20:36

XenoBitch · 17/01/2026 20:25

Will you be happy to pay silly money for a coffee so people working in hospitality are net contributors? (which you would need to be on £41k per annum to be classes as one, and that is a single person with no kids).

I don’t tend to buy expensive coffees. But I will use independent bookstores rather than amazon.

If we reduce benefits we can have a lower tax economy and even reduce our national debt and borrowings.

The current financial situation with welfare is unsustainable. Enjoy it while it lasts.

XenoBitch · 17/01/2026 20:37

PinkFruitbat · 17/01/2026 20:36

I don’t tend to buy expensive coffees. But I will use independent bookstores rather than amazon.

If we reduce benefits we can have a lower tax economy and even reduce our national debt and borrowings.

The current financial situation with welfare is unsustainable. Enjoy it while it lasts.

Do you know what people on benefits actually get? They are not living the life of luxury.

PinkFruitbat · 17/01/2026 20:58

XenoBitch · 17/01/2026 20:37

Do you know what people on benefits actually get? They are not living the life of luxury.

well yes the OP shared her financial details. The equivalent of an £80k salary according to another poster. That’s pretty good going seeing as the UK average wage is less than half that.

XenoBitch · 17/01/2026 21:07

PinkFruitbat · 17/01/2026 20:58

well yes the OP shared her financial details. The equivalent of an £80k salary according to another poster. That’s pretty good going seeing as the UK average wage is less than half that.

Do you think everyone on benefits is like OP?
She is disabled and has a disabled child.

PinkFruitbat · 17/01/2026 21:13

XenoBitch · 17/01/2026 21:07

Do you think everyone on benefits is like OP?
She is disabled and has a disabled child.

Data on this is quite difficult to obtain, deliberately I think, but from what I have read those on benefits are no worse off than those who work, and in many instances better off.

XenoBitch · 17/01/2026 21:15

PinkFruitbat · 17/01/2026 21:13

Data on this is quite difficult to obtain, deliberately I think, but from what I have read those on benefits are no worse off than those who work, and in many instances better off.

Edited

How is someone on £400pm in UC because they are jobseeking, better off than someone working?

PinkFruitbat · 17/01/2026 21:26

XenoBitch · 17/01/2026 21:15

How is someone on £400pm in UC because they are jobseeking, better off than someone working?

On it’s own that isn’t a lot. But with a few other benefits on top (housing, sickness, child) it soon adds up.

Julen7 · 17/01/2026 21:31

XenoBitch · 17/01/2026 21:15

How is someone on £400pm in UC because they are jobseeking, better off than someone working?

This is the minimum though.

XenoBitch · 17/01/2026 21:34

PinkFruitbat · 17/01/2026 21:26

On it’s own that isn’t a lot. But with a few other benefits on top (housing, sickness, child) it soon adds up.

No, a single person with no kids and no sickness.
Even with housing, they will be on less than NMW.

PinkFruitbat · 17/01/2026 21:39

XenoBitch · 17/01/2026 21:34

No, a single person with no kids and no sickness.
Even with housing, they will be on less than NMW.

I hope so!

XenoBitch · 17/01/2026 21:42

PinkFruitbat · 17/01/2026 21:39

I hope so!

£400 for bills, food, transport etc.
What a life, eh?

PinkFruitbat · 17/01/2026 21:50

XenoBitch · 17/01/2026 21:42

£400 for bills, food, transport etc.
What a life, eh?

What can I say; I’m a cold heartless bitch.

XenoBitch · 17/01/2026 21:52

PinkFruitbat · 17/01/2026 21:50

What can I say; I’m a cold heartless bitch.

You said it.

2x4greenbrick · 18/01/2026 10:20

For many, disability benefits do not cover the cost of disability related expenses. Scope’s latest disability price tag research shows, on average, disabled households need an extra £1,095 per month to have the same standard of living as non-disabled households.

The housing element of UC rarely covers the full cost of private rentals. No-one is getting rich from having the housing element of UC.

PinkFruitbat · 18/01/2026 11:51

2x4greenbrick · 18/01/2026 10:20

For many, disability benefits do not cover the cost of disability related expenses. Scope’s latest disability price tag research shows, on average, disabled households need an extra £1,095 per month to have the same standard of living as non-disabled households.

The housing element of UC rarely covers the full cost of private rentals. No-one is getting rich from having the housing element of UC.

So say £3k average salary equivalent + another £1k to cover disabilities + rent paid + motability?

2x4greenbrick · 18/01/2026 12:37

PinkFruitbat · 18/01/2026 11:51

So say £3k average salary equivalent + another £1k to cover disabilities + rent paid + motability?

No.

An individual doesn’t get £1k in disability benefits. The highest rate, HRC/HRM DLA or enhanced of both PIP components, is not £1k pm. Or the Scottish equivalent (CDP/ADP) in OP’s case.

If someone chooses to use the motabilty scheme, the mobility component of their disability benefit is paid directly to motability, the claimant doesn’t receive it.

The housing element isn’t unique to disabled people. Others, working or not, who rent and are eligible for UC have a housing element on their claim. As I said, this rarely covers the cost of a private rental. So, no, most in private rentals don’t have their rent paid.

Where are you getting £3k from? OP isn’t receiving £3k per month since you are counting the housing element and disability benefits separately.

PinkFruitbat · 18/01/2026 12:54

2x4greenbrick · 18/01/2026 12:37

No.

An individual doesn’t get £1k in disability benefits. The highest rate, HRC/HRM DLA or enhanced of both PIP components, is not £1k pm. Or the Scottish equivalent (CDP/ADP) in OP’s case.

If someone chooses to use the motabilty scheme, the mobility component of their disability benefit is paid directly to motability, the claimant doesn’t receive it.

The housing element isn’t unique to disabled people. Others, working or not, who rent and are eligible for UC have a housing element on their claim. As I said, this rarely covers the cost of a private rental. So, no, most in private rentals don’t have their rent paid.

Where are you getting £3k from? OP isn’t receiving £3k per month since you are counting the housing element and disability benefits separately.

  • Scope’s latest disability price tag research shows, on average, disabled households need an extra £1,095 per month to have the same standard of living as non-disabled households.

Non disabled household say £3k a month +£1k + rent + motability.

Say £5500 a month? Ideally.