Smudged toenails people...
Gather up what you need. Cup of tea, magazine, remote control, shopping list. You're going nowhere until it's dry. Trim and file nails. Weave a nose tissue between the toes to separate them (or buy toe seperaters, they're foam and look a bit like knuckle dusters, will be with the nail files etc in the shop) yes it's uncomfortable, suck it up. Not too much polish in the brush, smooth one side against the glass as you remove it. Place brush at cuticle and drag up to tip. One stripe down each side and one down the middle. Wait until dry. If you're smudging it's because you're either not separating toes or you're walking around with it wet, which can be done but think of it as an advanced skill and master the basics first.
Curly haired straw bales...
Oil it. Weekly if necessary. Olive oil is fine (and cheap). Almond oil smells nicer. You can add a few drops of favourite essential oils to either. You can leave it in and it'll wash out next time you shampoo. You can put mousse or hair curling cream on top if the oil alone isn't enough of a styling agent.
The ancient makeup pallet you don't want to replace because it's a waste of money...
Accept you don't like eyeshadow and bin the darn thing so it's not sitting there making you feel guilty for not using it. Makeup is personal choice. You don't have to use every aspect of it.
Beetroot people...
Full coverage foundation and matching colour powder is your friend. Zero blusher. You may look slightly odd in the mirror after application but the minute you step out the door and blush because the neighbours waved hello, the problem will be fixed. When you know people can't see your mild blushes, you'll feel less self conscious and over time will stop the vicious cycle where you realise you're blushing then get embarrassment about that and turn full on beetroot.
Skincare baffled...
Serum, oil, moisturiser with SPF. Just pick a range and use it. If you don't like something, try a different one next time. If you turn spotty either drop the oil or use a lighter cream. Some kind of cleanser and toner or a face wash for the evening, a splash of water is fine in the morning. If you want to tackle a particular issue research what ingredient you need for that and find a product with it in.
Time money energy... I have the first now but before that I worked full time with a time consuming hobby. It can still be done. If you're broke, your experimenting takes the form of buying and trying one product at a time and using it up even if it's not that good. Cheap products are fine. My makeup takes ten minutes. You can always put more on but you can't take it off if you've done it too thick. Take your makeup off each night no matter how tired then use moisturiser, even those face wipes are better than nothing. Buy clothes that don't need ironing if you hate it. If you watch TV iron while you watch, to save time. I have a basic hair cut that I do myself. Nothing about all this has to be time consuming, expensive or take much energy.
Overheating...
Layers. My mum walked around in a vest top and optional cardigan all winter throughout menopause. Hand held battery fan in your bag for summer. Splash your face with water, pat it dry and top up makeup if you've sweated it off. You can afford cotton clothing, it's in all the supermarkets. Not too expensive in the sale. Save up if you have to, it's better to have one cotton tee that's comfortable hand wash it daily and dry it in the sun/on the radiator than have 5 synthetic tees that make you feel awful. Hair up if it's frizzing from scalp or neck sweat or adding to your general overheating.
Not giving a fuck...
Good for you, if that works. It's certainly the simplest solution. The rest of us aren't doing it out of judgement from others usually but for our own self confidence. We are the ones who give a fuck, about our own appearances, because it's connected to how we feel. I couldn't give a damn what others think. I still like to take care of myself this way. Kudos to those who picked jobs that fitted their appearance so they wouldn't need to do a level of faffing they don't want to, smart move, I salute you.
Mothers...
Seems to be a bit of a theme. Ignore your negative mother. Some people want to drag everyone else down to their level. Misery likes company, as the saying goes. You're not obliged to provide the miserable company. Stay strong and resist.
Thanks for the posts about the doctors. I never knew whether it's better I should dress sick or well presented to get taken seriously.