How much money do you think I should be taking off dd for board?

[shamus2020]

Dd is 18 she earns roughly £750 a month from her job. This will change in January as she is upping her hours and will get around £950.

She has no responsibility's other than she pays £60 pm for a phone contract. Doesn't drive but is planning to start taking lessons in the new year.

What do you think is a reasonable amount for board?

@CorianderQueen

She earns £12k a year? Nothing, that's not even minimum wage.

At most £100 a month for food

It's absolutely loads when you have zero living expenses

It is minimum wage or more for under 21s.

I was paying rent of around £500 plus all expenses at that age (around 10yrs ago). I think you have to go with what suits you as a family best, but a set amount plus her percentage of a utility bill and the food she eats is more than fair.

@formerbabe I read the updates and agree. I assumed she was saving lots and getting on her feet. If she's spunking it all on crap, being rude and nasty then she needs a sharp short shock.

@PickAChew

It is minimum wage or more for under 21s.

An annual wage of £12k is minimum wage for under 21?? I thought it was £18k a year annual across the board?

Her attitude stinks Op and I agree with you, she'll have no clue how to manage money unless she starts take some responsibility for herself.

FWIW, I'd charge her a minimum of £200 per month.

£40 per week. So £160 a month give or take. But I would be putting ALL of that in a savings account to give her towards a house deposit (or something meaningful) one day. I would certainly not really be taking money off my 18yo.

You can’t possibly know what the annual salary of someone on minimum wage is unless you know how many hours they work.

At our place it would be around £12,745 a year.

Current rates

Take her to look at a flat/room nearby that costs close to £200, whilst you’re there give her an idea of food and bill costs and the total amount she would be spending if you weren’t paying for the roof over her head.

Tell her she can contribute £200 to your household and put an allocated amount into savings for down the line, then do what she wants with the rest.
Or she can move into this flat and deal with all the associated costs of that.

I would take 20% and put it in an account for her to have when she needs to buy her own place

1. She's your child and she doesn't earn much.

Agree with everything @SendHelp30 said

She is a working adult so I would expect a contribution. Maybe about 49 to 50 pounds a week.

"Nothing, she’s your daughter. £950 is not a lot of money at all."

It's my entire monthly salary, Chocolate1992.

25%

Just RTFT and I take it back due to her awful attitude alone. Your parents aren't helping OP. I still disagree with charging rent on principle, if you can afford not to.

I paid £100 a month when I turned 18. When I moved out, my parents had saved the majority of it for me and gave it back which was totally unexpected!

We sat him down, went through all of our bills including weekly food shop. He got a real shock. Anyone that doesn't do this with their children once they're old enough, and teaches them the cost of living, is doing them a huge disservice

Great advice this.

I used to pay my mum £325 a month and I also paid for the internet bill (it was in my name). Like some others have said my mum was a line parent so when I turned 18 she lost child benefit money and also the council tax went up. I was quite happy paying my mum that money whilst I lived at home.

I think it's perfectly reasonable to ask her for £200 a month and definitely encourage her to save some each month, she will thank you for it in future, when she has a nice deposit pot saved up and she wants to buy her own place.

She's clearly not handling her finances well atm! I think you'll be doing her a favour by taking 200 a month off her in the long run. She doesn't get to fritter it away whilst living with you for free! This applies whether you can afford to sub her or not!
She'll get the shock of her life when she moves out!

I've read some comments on here from people thinking that you should not charge your children rent. Everyone is entitled to their own opinion and I'm not saying anyone else is wrong but personally, I disagree with that.

I think being charged rent will teach a child the value of money. That living at home when getting your first job, doesn't just mean that you can buy clothes, makeup, etc every week with - that's not real life is. Bills, budgeting and sometimes struggling is!

The rule at my parents house when we were growing up was simple :

20% of whatever you earn, are granted, or loaned (capped at £250 and included student loans etc) was "digs" and went towards the cost of having a roof over your head, heating, hot water and food.

Over and above this we were expected to pay for : our own mobile phones, clothes, "fancy" toiletries such as bath bombs etc, travel expenses and activities.

I thought my parents were absolutely crazy at the time BUT they never seen us without, but we learnt the importance of budgeting and saving. It is something I'd definitely recommend anyone with teenagers over 16 and in some form of employment to do.

(I started work at 15 when I was at school and the rule still applied to me minus buying my own clothes, that didn't start until I was working 20+ hours a week at college)

I think these threads attract bullshitters to be honest.
I agree kids become adults 18... From that point they have to take on responsibilities as adults.
All this crap about the OP being unfair asking for board... The OP is having to run a home and that costs money. Everything is going up, and this year it's tough financially.
I don't believe many on here when they say they wouldn't charge their kids board. I think they just enjoy being goady and that they're better than others.

OP £200 a month is about the right figure. She's had a years grace. Don't take the disrespect or crappy abuse.
If she thinks she'll be better off moving out let her! If her grandparents indulge her, let her go live with them.

So in addition to my post I'd expect £190 from her come January.

That £190 would be set in stone regardless of any ridiculous bills like her phone. That's her responsibility to keep that phone bill within her limit and she'd be expected to make a payment plan with the provider (as I had to once in my youth) and as for saving for a boob job? Well, let her, she can save the additional £760 a month if she really wants but will soon see she will have to go without all her nice shoes etc.

It'll be tough for you and her for the first few months but I'd rather see that than her fall on her face when she finally moves out and ends up with masses of debt and no ability to budget.