I'm a fucking HOUSEWIFE?

[ToadinTheHoleWithKetchup]

Just had the car insurance renewal on DH's car. I am a named driver, and the details listed state that I am a 'housewife'. How the fuck is this even a category?

@vapeinafleshlight

"you’re just a glorified commission only sales representative"

That's not what an MLM bot is. Sales rep 🤩 yeah right. The only "sales" are the ones they pay for themselves.

I am aware almost all MLM boss babes don’t make any money at all, but they are essentially on commission only sales and recruiting. Either way, it’s not a business a hunbot is running

Trouble and strife

I would be pissed off too. It’s a dismissive title which emphasises the relationship to your husband above all else. But also somehow married to the house.Despite the efforts of feminists, this important role is undermined by the language..

I had one time I had to put my occupation and at that point I had taken a year off work, after voluntary redundancy.
I wasn't unemployed as I wasn't job seeking
I wasn't a housewife as not married (lived with partner) and no kids. I did no more house work than when I was working
I went for independently wealthy in the end.
Maybe I should have just said what my normal profession is, but I wasn't working as it at the time so couldn't say I was in full time work anyway.
Now I am a student and work part time! But most forms only let you tick one of those. Which is tricky, which to pick. Especially insurance which could potentially be invalidated if you lie and you won't find that they consider it a "lie" until you claim.

@mbosnz

I'm not a housewife. I'm not married to a house.

And wife is not my occupation. It's my marital status.

"Wife" in Old English just means woman, not necessarily married. Like midwife ("with woman") A housewife is just a woman who keeps a house.

I'm happy and proud to say that I am a housewife. I have worked but prefer to be at home and realise I am lucky to have the choice. Raising my children is the most important job I will do, and although it is not paid it has financial value for our household as I would have to pay someone else if I did not do it, and it allows my DH to do his job.

Also for others I'd like to point out that it's not compulsory to do cleaning just because you are a housewife!

Er indoors @ShirleyPhallus

If you have a job get the title changed to that otherwise what is wrong with it saying housewife

[quote Poptasmagorical]@MJMG2015 I've never had to deal with insurance as I don't drive, so I don't have any experience to draw upon. The thing is that right now I'd say I was a parent carer and you asked what I'd put if I didn't have children.
The problem with the terms housewife and unemployed are that they don't allow for an assessment of risk either, really. You might put housewife instead of unemployed because you're not seeking a job, but your risk could be higher because you spend all day out doing dangerous hobbies. I don't know, I'm generalising.
I thought the op was talking about the category existing at all rather than it turning in to an attack on her for (potentially) being an MLM Hun. The category shouldn't exist. It's not for the average mumsnet user to come up with an alternative, though. Like insurance companies are going to be wading through our discussion!
To (eventually!) answer your question, I don't know what I'd put because I don't know what the other options are
In case of tone problems, nothing in here is arsey. I've enjoyed talking to you. [/quote]
Pop, the thing is, it's up to the Insurance Company to decide how they want to determine their risk (well the underwriters anyway). YEARS of accident history informs their decisions.

They cannot reflect everyone's daily life exactly. We just have to choose the closest thing that reflects our job/daily life.

Yes, our occupation is only a part of our lives, but no matter what your hobby is, they're ONLY interested in you driving to & from it and for the vast majority of people that's going to be a very small part of their car use & for any hubby actually involving driving you'd need specialist insurance.

As for should 'housewife' exist? I disagree with you. As you can see there are plenty of posters, for whom this 'title' reflects their daily life & they're happy to have that title.

I do agree that it's more of a title than occupation, but no different to 'parent carer' in that way really.

It seems, to me, that thinking other things, such as 'parent carer' should be on there is much more about validation for what you do, than car insurance risk.

Wanting appreciation/validation is completely understandable (It's a tough gig) but the insurance company is not the place to seek it.

I'm not being arsey with & I'm enjoying the discussion.

@Namechangr9000

What a palaver - why can't YOU just decide what's best & do it?

I do for my own insurance policy. I dont need his opinion or approval for any of that but I'm saying I sort out (the form part) his car insurance because I am much quicker at it and a more persistent bargain hunter than him. But PP have said this is fraudulent

Fair enough. I just do both of ours, it comes out of the joint account, so they'd be hard pushed to prove he hadn't done it.

If it's just his then I'm sorry I said that, but it sounded like you did it for lots of things. (Sorting/form filling, but needing his approval to go ahead) I have friends like this, they do all the grunt work, but Mr Big needs to 'sign it off' & it grinds my gears that they go along with that demeaning nonsense!

@ToadinTheHoleWithKetchup

You are raising concern about the word housewife and you receive replies of - what do you do for a job, do you sell perfume on FB, insinuations of you being a prostitute, that being the non main driver on your insurance means you can’t arrange the insurance....etc

The point is people....they used the word House Wife! I wouldn’t mind if they have the term House Husband on the insurance employment section, but I bet you there isn’t.

You have the right to be a house wife and be completely fine with the term, but others are also allow NOT to be. So stop trying to ask questions that distract from the point being made by asking irrelevant questions.

It only belittles your fellow woman. Either support (#womensupportingwomen) or just don’t comment. It’s not an attack on you as a happy house wife, it’s an attack on pro male environments that don’t want to give women equal opportunities.

Women are fighting for the rights to have equal opportunities. Doesn’t mean you have to take it up. Just like you have the right to vote, doesn’t mean you have to! We’re not trying to take away your rights to be a house wife, nor are we belittling it.

[quote N0tJustY0ga]@ToadinTheHoleWithKetchup

You are raising concern about the word housewife and you receive replies of - what do you do for a job, do you sell perfume on FB, insinuations of you being a prostitute, that being the non main driver on your insurance means you can’t arrange the insurance....etc

The point is people....they used the word House Wife! I wouldn’t mind if they have the term House Husband on the insurance employment section, but I bet you there isn’t.

You have the right to be a house wife and be completely fine with the term, but others are also allow NOT to be. So stop trying to ask questions that distract from the point being made by asking irrelevant questions.

It only belittles your fellow woman. Either support (#womensupportingwomen) or just don’t comment. It’s not an attack on you as a happy house wife, it’s an attack on pro male environments that don’t want to give women equal opportunities.

Women are fighting for the rights to have equal opportunities. Doesn’t mean you have to take it up. Just like you have the right to vote, doesn’t mean you have to! We’re not trying to take away your rights to be a house wife, nor are we belittling it.[/quote]
Why do you bet there isn't househusband?
I work in insurance there is housewife and househusband down there

If you're self employed, then surely there is a category for it?

I hope you let the insurer know why you have changed provider

@tornadoalley

If you're self employed, then surely there is a category for it?

Self-employed isn’t a job title.

There’s no category for me being a brunette either.

😂😂🤭

😂😂🤭

[quote N0tJustY0ga]@ToadinTheHoleWithKetchup

You are raising concern about the word housewife and you receive replies of - what do you do for a job, do you sell perfume on FB, insinuations of you being a prostitute, that being the non main driver on your insurance means you can’t arrange the insurance....etc

The point is people....they used the word House Wife! I wouldn’t mind if they have the term House Husband on the insurance employment section, but I bet you there isn’t.

You have the right to be a house wife and be completely fine with the term, but others are also allow NOT to be. So stop trying to ask questions that distract from the point being made by asking irrelevant questions.

It only belittles your fellow woman. Either support (#womensupportingwomen) or just don’t comment. It’s not an attack on you as a happy house wife, it’s an attack on pro male environments that don’t want to give women equal opportunities.

Women are fighting for the rights to have equal opportunities. Doesn’t mean you have to take it up. Just like you have the right to vote, doesn’t mean you have to! We’re not trying to take away your rights to be a house wife, nor are we belittling it.[/quote]
No need for the dramatics!!

The OP is stiring up trouble complaining she's been put down as housewife. She completed the insurance forms. Either she didn't complete them correctly or she works an insufficient amount or a 'non job' (MLM) etc so the insurance company has put her in the category she fits into for car insurance risk assessment.

She's being deliberately obtuse with us & I can only empathise with the insurance company. They need to risk assess, she's done a stupid or stompy thing. The adult think to do would have been to contact them & see if she could sort it out, but knowing she's in the wrong she's thrown her dusters out & stomped off elsewhere.

She has belittled the term 'housewife' as have some others.

If she didn't want to be called a housewife, she shouldn't have refused to tell them what she actually does for a job or just accept it's not enough to qualify for an occupation as far as car insurance goes.

House husband is just as often an option.

Mountain from a molehill

@tornadoalley

If you're self employed, then surely there is a category for it?

No because that's a status, NOT a job title. Different occupations are different risk to insurers. 'Self Employed' Window cleaner v 'Self Employed' knitter. Which do you think is going to be driving more?

@N0tJustY0ga

I checked with several insurance companies and they have house person.... some have housewife and househusband. So not sure what all the dram is about.

'The point is people....they used the word House Wife! I wouldn’t mind if they have the term House Husband on the insurance employment section, but I bet you there isn’t.'

Good for you for nipping it in the bud OP!

@MJMG2015 I didn't mean self employed is a category of employment, just that if Op says she is self employed she must be self employed as something! Why the reticence to just say what they employment is?

This is really weird, I want to know what her job is... self employed isn't a job is it? It's employment status

I wish I had so little to worry about, I truly do.

Thank goodness for the "view all posts by OP" function, so I was able to quickly ascertain that OP still hasn't told us her job yet, rather than wading through hundreds of posts to be disappointed

Ding dong avon calling