I’m a woman earning £13,000, AMA😉

[StarDolphins]

As title! I’d love to be earning £500,000 or £870,001 but that’s life!

Minimum wage folk contribute more, it could be said.

If you have savings and dont rent you probably cant get Universal Credit or any other benefits but do check.

Is your home well insulated? https://www.gov.uk/apply-great-british-insulation-scheme As you get child benefit you might qualify. If you dont you might want to try and pay for some things yourself.

You should also check your energy supplier in case you qualify for a lower tariff.

You said you didnt go to university but your daughter may wish to do so and the sooner you create some savings for her the better.

😂😂😂!

Commoner 😂

You're brilliant for posting this, thank you OP you've really made me giggle. I earn the same as you, my husband earns ok to but we can't all be rich show off's and even if I was I wouldn't post on a parenting forum about it because that's just attention seeking weirdness. No if you'll excuse me I have to go and polish my plastic tiara 😁

Maybe you could hire him out as a therapy dog for care homes. Apparently old people are supposed to enjoy stroking some random stranger's dog, though personally I wouldn't and in fact it's one of my top ten reasons for not wanting to end up in a care home.

Do you have a rich husband and the 13k is purely pocket money?

Btw OP my boss once said to me "you are paid....... you are worth more". Always say I'm paid.... not I earn ...... Does the person who takes home £500,000 really earn it or are they paid it?

OP have you thought about doing surveys? Just get up before the crack of dawn each day and spend a couple of hours on surveys. It pays a pittance but by the end of the month you could probably boost your income enough to buy yourself a bar of chocolate. And it's a win win situation because everyone knows chocolate is bad for dogs, so you won't have to share it with the dog lodger.

Honestly OP, your life sounds idyllic. A little house in the Peak District with your DD, financial security, being happy with what you have. I wish I'd been as financially responsible as you when I was younger. I earn 9x your salary and if I didn't love my DH and fancy holidays so much I'd be very up for swapping!

The university thing is very true and it is expensive if they want to live away from home so good to start saving for this.

However they should qualify for a full student loan for fees and living expenses. Hopefully by the time @StarDolphins DD is 18, things will have improved on the student funding aspect.

😂😂😂

🤣🤣my dog would find the chocolate. If I ask him to do anything he can’t hear me but he can hear a chocolate wrapper being opened from the west wing of my mansion!

i did get £15 recently for reading a pain med leaflet - they were looking for ‘people not educated to degree level’🤣

Ah I’ve got it now. This is a reverse drip feed and the poster is really the dog wondering if he can claim for desertion while the humans go swanning off on holiday.

I’d say get the locks changed when they leave, see solicitor and make a claim to keep the house for yourself…and the cat. Plus maintenance of course.

😂😂

That post ticketed me more than it probably should have.

OP whatever you earn you seem like a great sort with a wicked sense of humour and your responses have cheered me up.

No. I don’t want a rich husband or to be rich.

if Ricky Gervais came knocking, I would consider it!

Are you worried about the impact of VAT on the dogs private school fees?

Sounds like their both mooching off you have you signed the dog up for evening classes ?

Exactly.

Op slated for not paying tax.

Yet if she paid tax and worked more but also chose to claim UC no ally not be paying tax either as it would all come back through UC.

I am a little. I’m thinking about taking him out of private school & sending him to boarding school, one where he stays there at weekend too🤣.

He still wouldn’t get a job!

I think the OP may live somewhere houses are - and have been historically, a little cheaper to come by than the south east. (The idea that being in the OP's financial situation is impossible, i.e owning her home, is only because people are looking at it through the property boom goggles. And imagining OP is about 25). Good luck OP great thread. I know people in very similar positions to you. They live places other than London.

@anyolddinosaur i don’t really know what I would do about uni. I would love her to go if she wants to (I wish I would have gone). I just need to keep saving as much as I can.

They are🤣 We’ve discussed night classes but he said he’s too tired at night. Which I do understand, it’s tiring doing nothing all day.

Me too🤣 the finger🤣

@StarDolphins
You could still go to uni - it's never too late!