I’m a woman earning £13,000, AMA😉

[StarDolphins]

As title! I’d love to be earning £500,000 or £870,001 but that’s life!

🤣I had a pony when I was growing up. We lived in a council house with no money but my accentric mother ‘bought’ her off some travellers😱 then kept her in a nearby field! But had to keep moving her because the council kept coming round.

My cat gives nothing back. She really doesn’t🤣 she just causes more work. She won’t go through the flap, instead just cries to be let in!

🤣🤣

I did have a free half hour but then he was nice to me for a day so we’ve decided to see how it goes. At my age, I’m worried I won’t meet another dog. Or if I do, he could be worse than this one.

Can you say where you live OP or is this too outing?

@StarDolphins you are amazing. Thank you. 🙏🏿

I live in the Peak District.

In an old job a manager suggested i drop my kid at the school gate and someone would surely see her in when the gate opened. Like yeah no worries i will drop my 4 year old at the school gate at 8.15am when no one is there, to wait 35 min by herself, cant you do that OP ? 😂 im kidding.

And if OP is earning 13k doesnt that mean she will be paying tax assuming on a 1257 tax code.

🤣 Kids of today don’t know they’re born being picked up from school!

I might just get her to quit school & get a job. A window round would be perfect for her. She cleans my windows really well for a £1 - uses £2 worth of glass cleaner, but still.

Why aren't you claiming universal credit, op?

I'm a single parent too with no mortgage now. Over the years I've overpaid when interest rates were cheap and been frugal with money, no fancy holidays, expensive hobbies, old car, not going out for meals a lot. Buy clothes and home ware stuff from charity shops or Vinted now.
I've just prioritised being mortgage free and secure.

Why did you put a wink in the title ? Is it code ?

🤣 just chuck ‘em through the gate, not our problem!

I do pay a bit of tax, I’m sure it’s about £20per month.

This is exactly what I’ve done!

I LOVE Vinted, everything comes from there bar underwear! all my DD’s clothes & shoes are from here too. I am also very lucky as she’s slightly smaller than my friends girls so I get hand me downs!

Started it as a spin off from the I earn £££ one’s thinking it would be a bit of fun.

it has been fun but also I’ve had a few bollockings🤣

I have savings. I do get the £96 one though. & money off my c.tax.

@StarDolphins
Yes Vinted is fab isn't it I sell as well as buy so make a bit of extra money that way.

I don't even look in normal clothes shops any more. I buy stuff in a bigger size sometimes and just alter it using my sewing machine.

Peak District is lovely ☺️

So delighted with this thread, fair cheered me up! Not withstanding the drain the rest of your household is on your resources, it's made me more confident about taking early retirement (due to ill health) as my income will be roughly £1k a month. I knew this was enough to live on - house paid for. May have to consider paper rounds for ddogs as a but of pin money!

Thank you, I do love it here😃

Amazing isn’t, I’ve just recently started selling. Didn’t go great though as someone bought most of my stuff as a bundle & somehow it had 50% off🤣 oh well!

I don’t but in normal shops now either! I love it!

Op do you say aitch or haitch?

Is it that you won't claim, or just don't think you will be entitled? Have you done a calculation?
Seriously, you need to check.
https://www.gov.uk/benefits-calculators

Get them started asap as they soon get used to doing absolutely nothing apart from lounging on the sofa🤣

Its doable I think. Yes you can’t get a new conservatory or the latest car or phone but it’s all fine.

When I want to treat myself, like last month I bought Doc sandals (New from Vinted) I just cut down my weekly food shop bill for the month. Lots of jackets/tuna salad etc.

I hope you enjoy your retirement.

I’ve never checked! Thank you I will do this.

@BrightHorizons24 you cant compare apples and oranges.

You have no idea in which oart if the country the OP is living. I suspect you are somewhere ‘down south’ where prices are higher.

Fwiw where I live you can get a 2~3 bed house for £150k

🤣🤣 haitch

I feel similar.
Thank you @StarDolphins