What if you are not wearing clothes which are stereotypically of the style worn by your sex, but, you are not cross dressing - just comfortable?
For instance, I am wearing a man's fleece, jumper and shirt and a pair of saggy old jogging bottoms, no bra and a pair of trainers today.
My pants are very sensible large kidney warmers, they are for women, but, that is the only thing that is.
Am I a cross dresser, or just a frump?
Is frumpiness a protected characteristic? Should it be?