He was in the army for ten years. I'm sure it was his army pay that covered the holidays, polo ponies, first class travel while his gf travelled economy, nice cars, the housing, nights out at expensive bars and restaurants etc etc.
I have no idea of details of Harry's finances obvs.
What I do know is that his mates own expensive clubs / polo horses / private jets and expensive houses and restaurants. Guy Pelly owns their favourite night club. So anyone of them could have carried him for clout at some point. He could have chipped in with his army pension somewhere, who knows.
What he did confirmed is that his father paid for his work suits for the job and he had to go to basement sales at TK maxx as had been pictured.
We also know he was living in a basement flat and 'maids quarters' at some point. I also know the biggest expenditure was covered by taxpayers, his security.
Wonder how the Montecito house was paid for? Or if he just rocked up to the mortgage brokers and said, oh I'm OK for the cash, I'm about to write a tell all book about my family - that'll bring in a few squillion.
No idea how he paid a deposit for his Montecito home. MM could have been able to release some of her money (her credit card was paying for some things as it is), maybe with what was left of the army pension and some savings, they managed something. Who knows. It was reported that they have a mortgage. The narrative says Charles (that loving pa narrative once more) helped write the reference for guarantor - which is weird considering he just cut him off knowing he is not really safe. He never went into details, there is no need, it's his personal finances.
Severance pay? He chose to leave. If I resign from my job I don't get severance pay.
He was effectively fired after requesting a transfer was denied.
I believe the army gave him severance pay, despite not firing him. (in effect he resigned, after unworkable circumstances forced him. Just like his time in the palace).
Harry can choose to keep his inheritance intact for his children but to do that while crying poor?
He was not crying poor, but he did need security - which costs a lot, for reasons beyond his making. He was born into the family.
Meghan had security far earlier in their relationship than Kate did, even though Kate was hounded by the paparazzi, verbally abused by photographers etc .
Meghan security was paid for by Suits, not the RF while they were dating. Kate was paid for by the taxpayer, she and W were dating.
Harry changed ages ago. He has not been racists for almost 20yrs and in that time worked with building up African communities and visited racial education courses in the meantime. I would say, he is trying his best rather than doubling down.