Ifyoubuildit, can I ask what you're wanting/expecting from a night cream and/or eye cream. Most people start out looking for a decent moisturiser but it usually means they're looking to resolve some sort of issue and it's rarely a moisturiser that helps with that in the end. Equally people think they need an eye cream when that's not always the case.
I'm assuming you have relatively unfussy skin otherwise this wouldn't have all passed you by so easy and a simple basic routine will sort you out easy enough. The questionnaire we use at Tue 29-Nov-16 @ 19:11:43 (sorry don't know which page, I have mine set to a 100 messages per page) helps us give the best advice with the relevant facts as there really is no standard 'good' moisturiser that universally works for everyone.
Jo, it's tough to say I do think Niacinamide is beneficial and could potentially be helpful to you but I think the same of several other ingredients that in theory should help you out but may backfire all the same. The high concentration is a concern so diluting it is a safeguard but you might find it's still too much or the ingredient like many others doesn't suit you (or something else in the formulation) so it's really worth wondering if you want to try again with the knowledge that it might not work out, though this is pretty much a given with any new product and your terribly sensitive skin. Is there any way you could patch test it in one area, close to the face perhaps and see how you get on first?
I'm getting a little misty eyed here... you're all growing up so fast
You know I've considered so many times of getting the Chanel Soleil Le Tan but I'm so worried it'll come across as orange on me, it requires a bit of technique to get it right, no? They're also quite contradicting in advice, some say under foundation others over.
Never used the Clarins exfoliator but P50 is stronger than that I believe.
A beetroot wilting 
that doesn't sound good, is it purely a reaction?
Actually I was thinking about the travel palettes and usually I just take anything in pencil/tube form with me, usually leaving the palettes at home. So I have a few beach sticks from Charlotte Tilbury (a blush and the bronzer) some Kiko eyesticks but I usually don't end up wearing them and everything else like lipsticks, pencils, mascara, brow gel, is already in travel friendly tubes. Beyond the mirror travel palettes aren't all that practical to me and I always worry something will happen to them so I don't actually take those out of the house.
Your PM sounds mental Pupsie , his conduct lacks any sort of professionalism. I hope the plasterer at least still shows up (I'm assuming he will since there's probably tools in your house) and that you have some extra support around you with DH away. 