Wait till you see a bill for the repair/restoration of some stained glass, all jealousy will dissipate instantly 
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I think the Mizon cream only really addresses dehydration and offers little in terms of occlusive properties, which isn't all that unusual in Asian skincare since it's comprised of more steps. I wouldn't really class that as natural/organic skincare though, it has dimethicone, butylene glycol, a few PEGS, and parabens (if you care about those things).
Interesting about your Retin-A experience, I read recently that the success of Retin-A (on its own) was only about 30%, as in 30% of users were able to tolerate it without needing supplementary prescriptions (no mention of additional OTC skincare products) to combat its side effects. It doesn't really make for the best track record and why it always troubles me when an anti-ageing regime of SPF + Retin-A is touted where for most that wouldn't cover the basics of a tolerable routine never mind manage that without some sort of supervision.
I think in terms of a moisturiser it's going to be difficult to find a moisturiser in the organic/natural realm that delivers on both the hydration and occlusive front (at least I've never found it, and I've really looked). I would say Asian brands are a good direction to look at. Also their approach of layering an occlusive moisturiser on top of a hydrating lotion or essence would suit you.
I think Whamisa is worth looking at, it's organic certified and primarily a fermented natural origin skincare brand (as mentioned above fermented skincare is awesome, I need to get my notes on it together for more elaborate explanation but in brief, fermentation allows for dense nutrient rich formulas without compromising viscosity, ie. you get more of all the skin goodness in light textures without losing all the good stuff as would happen with concentration/evaporation). Whamisa is chock-full of lactobacillus ferments which as mentioned in the probiotics post above are great for acne prevention and rosacea (so a good bet for the sensitive/reactive skinned too). They recently opened up a UK webshop and the prices are surprisingly reasonable, ebay is only a few pounds cheaper but with longer delivery times.
The Organic Flowers Toner Deep Rich would be my pick as an intensive hydrator for AM and PM. Here's a good and comprehensive review on it.
I was going to suggest the Hauschka Rose cream but that has peanut oil. The Double Rich Lotion from Whamisa seems to have jojoba, one of their creams (possibly the water one) may be suitable but reviews on those are a bit mixed. Another one worth looking into but not strictly organic (but somewhat on the natural side of things) is the Blithe Tundra Chaga Pressed Serum (I'm linking to the easiest option with all ingredients available but this will be significantly cheaper purchased from eBay), it's a really weird texture but intensely hydrating and occlusive, perfect for winter (though I still suggest using a hydrating toner with this).
Most western brands tend to be coco or jojoba based, the ones I've thought of so far have either one or both. Will think on it a bit more, it's times like these that I wish I had better programming skills so I could just create a website where you could plug in your sensitivities and preferences and get a whole list of suggestions with user reviews.