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End of maintenance - what to do?

543 replies

Donewithitt · 11/01/2025 22:51

DSS will be 18 this year, so his maintenance payments will stop. Which are around 1.5k per month (not including school fees)
We are pretty sure DSS's mum will KO about it, is there anyway to mitigate this?
DH is planning to write to her at the end of this month to let her know it's stopping, so it doesn't come as a shock and she has 10 months to prepare.
Currently we can afford to continue the payments and plan on diverting the money, minus the school fees into savings for DSS so he'll leave uni with a lump of 50k - which he can access for a house deposit.
Has anyone done anything similar?

OP posts:
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NOTANUM · 12/01/2025 09:07

He is going to university and you’ll start subsidising directly for fees and maintenance as he lives away - totally fair. The car and holidays are a bonus - lucky lad. He also lives 50/50 between the houses it seems.

I don’t know what else people expect. If he does a phD is the OP supposed to pay maintenance until he’s 25?!

You’ve been very fair to date with fees, maintenance and other costs. But once he has left school and is over 18, it’s a direct route now.

backwayentrance · 12/01/2025 09:07

“we believe” “we want” “we think”

butt.out.

If i was the DSS and i had you telling me that you believe it’s important i work through uni or you think etc etc…. id be a little 🤷

cakeorwine · 12/01/2025 09:07

ttcat37 · 12/01/2025 09:03

At least he’s old enough to understand that his father left him high and dry at 18.

How did you reach that conclusion?
Supporting him at uni
Giving him a car allowance

LadyTangerine · 12/01/2025 09:08

ttcat37 · 12/01/2025 09:03

At least he’s old enough to understand that his father left him high and dry at 18.

High and dry Grin.

Have you seen all the support he will continue to get from his Dad and StepMum??

ByQuaintAzureWasp · 12/01/2025 09:08

On .gov it says it stops 'when they leave education before they are 20' (or 31 August after they are 16).

ttcat37 · 12/01/2025 09:08

Donewithitt · 12/01/2025 09:05

@ttcat37 are you fucking kidding me?

Why did you post if you’re so sure about your decision?

Pamelaaaaarrr · 12/01/2025 09:09

mrsconradfisher · 12/01/2025 08:33

Having £50k isn’t much good when he won’t actually have money to get through Uni. Do you have a child at Uni? It’s costing us £8k a year for him to be there.

Get a job? My DD is paying her own way through university. A lot of kids do, and they do actually survive and get through it.

backwayentrance · 12/01/2025 09:09

LadyTangerine · 12/01/2025 09:08

High and dry Grin.

Have you seen all the support he will continue to get from his Dad and StepMum??

from his dad
not the op

LadyTangerine · 12/01/2025 09:10

backwayentrance · 12/01/2025 09:07

“we believe” “we want” “we think”

butt.out.

If i was the DSS and i had you telling me that you believe it’s important i work through uni or you think etc etc…. id be a little 🤷

Why should she butt out? Their finances are family money and her StepSon is clearly important to her.

cakeorwine · 12/01/2025 09:10

backwayentrance · 12/01/2025 09:09

from his dad
not the op

The OP is the step mum.

Some people really can't read.

LadyTangerine · 12/01/2025 09:10

backwayentrance · 12/01/2025 09:09

from his dad
not the op

The Dad is her Husband?

backwayentrance · 12/01/2025 09:11

LadyTangerine · 12/01/2025 09:10

The Dad is her Husband?

yup

and the maintenance figure will have been agreed between the dad and his ex and based on his income

HollyKnight · 12/01/2025 09:11

backwayentrance · 12/01/2025 09:09

from his dad
not the op

Of course it's from the OP too 🥴

Tubetrain · 12/01/2025 09:11

Where will he live in the uni holidays?

whatkatydid2014 · 12/01/2025 09:11

ttcat37 · 12/01/2025 09:03

At least he’s old enough to understand that his father left him high and dry at 18.

What on earth do you mean? They’ve said they’ll pay his uni fees, an allowance & a car but not maintenance to his mum. In what sense is that high & dry???

UnderTheStairs51 · 12/01/2025 09:12

With the list of what you do pay, you are being totally fair.

This post is a great example of how step parents can never be right on Mumsnet, it is very skewed against them.

backwayentrance · 12/01/2025 09:12

the op doesn’t think she’s being even the teeniest bit unreasonable
fair enough
so why start the thread?

LadyTangerine · 12/01/2025 09:12

cakeorwine · 12/01/2025 09:10

The OP is the step mum.

Some people really can't read.

I can read. The op is married therefore whatever finances are set up directly involve her too.

Anyway, back to the op. The other parent will know the money to them will be ending and will probably be aware you will both be giving directly to the ds.

backwayentrance · 12/01/2025 09:13

UnderTheStairs51 · 12/01/2025 09:12

With the list of what you do pay, you are being totally fair.

This post is a great example of how step parents can never be right on Mumsnet, it is very skewed against them.

this isn’t the step parent “getting it right” 🙄

surely the dh made the decision

backwayentrance · 12/01/2025 09:13

LadyTangerine · 12/01/2025 09:12

I can read. The op is married therefore whatever finances are set up directly involve her too.

Anyway, back to the op. The other parent will know the money to them will be ending and will probably be aware you will both be giving directly to the ds.

if the op left her husband or vice versa… his arrangements with his ex wouldnt change

LadyTangerine · 12/01/2025 09:14

backwayentrance · 12/01/2025 09:12

the op doesn’t think she’s being even the teeniest bit unreasonable
fair enough
so why start the thread?

Many people just want to canvass opinions they aren't actually asking people to tell them what to do.

KTheGrey · 12/01/2025 09:14

Donewithitt · 12/01/2025 09:05

@ttcat37 are you fucking kidding me?

I think @ttcat37 may be in her own bubble world where reading comprehension is not a thing.

backwayentrance · 12/01/2025 09:15

what to do?

why ask op. you have ready decided what you’re going to do

ByQuaintAzureWasp · 12/01/2025 09:15

Donewithitt · 12/01/2025 00:55

Thanks - this has been really interesting. To clarify a few points.
DSS will still receive his allowance, he'll continue to receive this until he is working FT.
School fees will be diverted to uni fees.
We bought him a car recently, we cover some of the running costs.
DSS works and plans to work through uni.
Currently he wants to go away to uni.
He stays between ours and his mum's at the min.
I thought we were being pretty fair, clearly not!

If he's still at college, on a full time course, your husband will still have to pay maintenance until he leaves full time education (see .gov site for exact wording)

Pamelaaaaarrr · 12/01/2025 09:16

ByQuaintAzureWasp · 12/01/2025 09:15

If he's still at college, on a full time course, your husband will still have to pay maintenance until he leaves full time education (see .gov site for exact wording)

Depends on the level of education.

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