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DP’s self employed dream has become my nightmare

462 replies

BeLimeTiger · 13/09/2026 15:31

My partner and I (I’m mid 40s, he’s late 40s) have been together five years, and he moved into my house almost three years ago. I have one DC (10) and he has grown up DC. He pays half the utility bills and a small rent contribution as I can’t have a grown adult living in my house for free. I was hoping that he’d use this as an opportunity to save so we could build a life together. I’m financially stable and have worked incredibly hard to pay off my mortgage so that I can have savings behind me and enjoy things like going abroad in the school holidays.

BF lost his well paid corporate job 18 months ago and decided that he wanted to be self employed. Unfortunately that hasn’t worked out, but he says that he will never work for someone else again. I can see he’s put a lot of effort in, and really seems to believe he’s onto something big. I value financial stability so the past 18 months have caused me a great deal of stress and he gets very defensive when I bring it up. He had some savings, but I suspect that he has burned through most of them.

I had so much hope for our future and I thought I’d finally found a proper grown up that I could build a life with. He was talking about buying a house together in the next couple of years which sounds pretty delusional. I’ve come to the realisation that he’s not someone I can trust financially. He’s got no financial security behind him and that worries me sick.

I’ve been looking at renting a small office a couple of days a week for extra private work (He doesn’t want me seeing clients at home as would find this intrusive) and he made a comment about what good value it is. He got really offended when I pointed out that the cost of this is half of what he contributes to live in my house and he found my comment emasculating.

He’s essentially a nice person, helpful around the house and generally easy to live with but I’ve been anxious about his work situation for well over a year. He was very offended when I said that this isn’t what I signed up for. I know he’s upset that I’m not more supportive but I just can’t help the way I feel.

I think this is the end for us. I’m so disappointed. Any similar experiences here?

OP posts:
Wowwee1234 · 13/09/2026 20:43

Loads of mean folks on here. Nothing wrong with supporting someone while they set something up, as long as they are trying. But I would give him a time limit, say another 6 months to show it is working and then he has to look for paid employment.

Whilst it is tricky to live on a single salary, men don't only have to be in womens' lives as earners.

Watermelonyea · 13/09/2026 20:44

Wowwee1234 · 13/09/2026 20:43

Loads of mean folks on here. Nothing wrong with supporting someone while they set something up, as long as they are trying. But I would give him a time limit, say another 6 months to show it is working and then he has to look for paid employment.

Whilst it is tricky to live on a single salary, men don't only have to be in womens' lives as earners.

Not a boyfriend of 3 years who bought nothing to the table financially

HollyhocksandPeons · 13/09/2026 20:46

Ovasaurus · 13/09/2026 15:33

Cocklodger. Get rid

How on Earth is it that the first comment basically answers it spot on?

Fast800goingforit · 13/09/2026 20:47

I suspect that if he wasn't relying on you to house and support him financially he would back down on working for someone else sharpish. And the cheek of him not wanting you to see clients in your own home.

HollyhocksandPeons · 13/09/2026 20:47

Wowwee1234 · 13/09/2026 20:43

Loads of mean folks on here. Nothing wrong with supporting someone while they set something up, as long as they are trying. But I would give him a time limit, say another 6 months to show it is working and then he has to look for paid employment.

Whilst it is tricky to live on a single salary, men don't only have to be in womens' lives as earners.

Do you know how much debt he can rake in during this 'time limit', whilst sponging off the woman?

HollyhocksandPeons · 13/09/2026 20:48

Watermelonyea · 13/09/2026 15:35

All the money you’re wasting on him…. Could be going to your only child’s future

Bravo. Bravo. Bravo.

HollyhocksandPeons · 13/09/2026 20:50

Bananalanacake · 13/09/2026 15:38

There is no reason whatsoever to live with a man you don't have DC with. What if you had refused to live with him? would he still be in his own house working as he needed to pay the bills, but no, of course he gave up work as he could sponge off you. You can have a relationship without ever living together you know.

Spot on!

HollyhocksandPeons · 13/09/2026 20:52

Watermelonyea · 13/09/2026 15:46

Not when they’re middle aged and being sweet FA to the table Op.

Spot on!

BeLimeTiger · 13/09/2026 20:54

Wowwee1234 · 13/09/2026 20:43

Loads of mean folks on here. Nothing wrong with supporting someone while they set something up, as long as they are trying. But I would give him a time limit, say another 6 months to show it is working and then he has to look for paid employment.

Whilst it is tricky to live on a single salary, men don't only have to be in womens' lives as earners.

We had this conversation 6 months ago and yesterday he belligerently said that he will never work for someone else again. I can’t do this for another 6 months.

OP posts:
ByQuaintAzureWasp · 13/09/2026 20:54

I would tell him that I will be having clients at home and he can go out whilst they are there. No way would I ever buy a hoyse with him .... unless your £ input is protected legally and he pays the mortgage on his %.

blackhorsesxx · 13/09/2026 20:56

F

Newyearawaits · 13/09/2026 20:59

RobinEllacotStrike · 13/09/2026 20:19

I agree that is seems materialistic to look solely at assets.

but on the other hand there are men out there, without anything behind them, who actively look for partners who bring many assets to the table.

The OPs “assets” is how this chap is able to quit his job, and pour all his energies into failing at being self employed. The cost is borne by the OP, but she isn’t involved in the decisions or business.

Point taken but there are women who benefit greatly from their husband's /partner's financial status whilst not being in a position to make significant financial contributions.
Those women get a different rating to OP's partner.
OP is extremely financially solvent (no mortgage and having savings in your 40s is out of the majority of people's reach, irrespective of sacrificing etc).
Her partner has paid half of bills and rent so he isn't living for free.
If you love someone and want to build a life together, there will inevitably be differences in earnings etc.
The problem is that OP and partner have fundamental differences in their outlook to money.

Newyearawaits · 13/09/2026 21:01

Wowwee1234 · 13/09/2026 20:43

Loads of mean folks on here. Nothing wrong with supporting someone while they set something up, as long as they are trying. But I would give him a time limit, say another 6 months to show it is working and then he has to look for paid employment.

Whilst it is tricky to live on a single salary, men don't only have to be in womens' lives as earners.

100pc agree

Watermelonyea · 13/09/2026 21:03

BeLimeTiger · 13/09/2026 20:54

We had this conversation 6 months ago and yesterday he belligerently said that he will never work for someone else again. I can’t do this for another 6 months.

Ok so you have established w. Which is good.

So what are you planning. To tell him tonight that he needs to start looking for somewhere else to live… pronto

Whalespotting · 13/09/2026 21:03

If you’re having to rent an office base because he doesn’t like people coming to your house, he is costing you even more money. He sounds very selfish.

Watermelonyea · 13/09/2026 21:04

Newyearawaits · 13/09/2026 21:01

100pc agree

Financially Supporting a boyfriend of 3 years when you have a 10 year old son???

Newyearawaits · 13/09/2026 21:10

Watermelonyea · 13/09/2026 21:04

Financially Supporting a boyfriend of 3 years when you have a 10 year old son???

Bf is paying half of bills and rent contribution.
Working minimum wage job.

Franjipanl8r · 13/09/2026 21:11

It took me years to turn a profit on my own business but me and DH knew it was a joint long term investment and he’s also in the same industry so knew it was worth it.

Not earning and trying to build something isn’t intrinsically a bad thing, but it’s a joint decision that you both need to be onboard with.

Watermelonyea · 13/09/2026 21:13

Newyearawaits · 13/09/2026 21:10

Bf is paying half of bills and rent contribution.
Working minimum wage job.

Now he is
but the point is… the Op thinks the money has dried up hence this thread!!

Horses7 · 13/09/2026 21:13

HollyhocksandPeons · 13/09/2026 20:46

How on Earth is it that the first comment basically answers it spot on?

It usually is on any thread - first post almost always nails it!

Watermelonyea · 13/09/2026 21:13

I have children. I am financially supporting NO ONE aside from them and them only. Not a boyfriend. Ever.

Silverbirchleaf · 13/09/2026 21:16

foursquares · 13/09/2026 20:26

Whole I understand your financial anxiety, I think you've been incredibly unfair to your partner. You've built a good life together, which was working well, until he's lost his job. He's trying the self employment route, which is incredibly tough, and now working minimum wage to support himself.

While you probably can't change how you feel, you seem incredibly immature. You should have raised your concerns with him when they started emerging, rather than letting them fester to the stage where your relationship is over.

Maybe next time learn to communicate..

But op had the ‘time to get a full time job’ conversation, and he’s refused, and says he’s never going to work for anyone again. The minimum hour job is not regular income, as he’s choosing which hours to work. OP has supported the dp for 18 months, and now he’s basically said that I want you to support me more. Yes, he is contributing to bills at the moment, but how long
until his savings run out. What then?

BeLimeTiger · 13/09/2026 21:16

Watermelonyea · 13/09/2026 21:03

Ok so you have established w. Which is good.

So what are you planning. To tell him tonight that he needs to start looking for somewhere else to live… pronto

I genuinely don’t know. I have important professional exams in a week

OP posts:
Redburnett · 13/09/2026 21:16

Just tell him to go - now!

Watermelonyea · 13/09/2026 21:17

BeLimeTiger · 13/09/2026 21:16

I genuinely don’t know. I have important professional exams in a week

So you’ll have to crack on sharing a bed with him, dinner with him etc?

What is he like with your son?