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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

How to deal with adult child’s continual demands for money

137 replies

OrangeEucalyptus · 29/12/2025 12:22

DC is mid 20s, they live alone and dont work. They’re diagnosed with ADHD but won’t take medication or accept any help/support for their mental health.

They receive PIP and other benefits but are completely unable to budget or manage their finances so constantly expect me to bail them out. I have done in the past but their complete refusal to consider working or getting any sort of help makes me reluctant to keep encouraging it especially as they are quite reckless with the money they do have - they’ll spend it all on nights out or takeaways and then expect me to pay for food.

They can be quite nasty and manipulative and often cut me off for months at a time so I don’t even know if they are OK if I don’t do what they want. But I recognise that giving them money just means they have even less incentive to help themselves. And why should I when they are often unkind and rarely appreciative?

I know I need to maintain my boundaries but they are my child and their other parent (we’re not together) isn’t interested. But they are also an adult who should surely take some responsibility. I can’t force them to seek help and they don’t want my advice, just lifts and money. What can I do?

OP posts:
Tryingatleast · 31/12/2025 08:38

To be fair it must be difficult to live financially without work? Is there a reason at that age they chose to live independently?

Coconutter24 · 31/12/2025 08:44

Sounds like you’re still in an abusive relationship. Stop enabling them, you can see they are using you for money. Child or not stop giving them money.

Manthide · 31/12/2025 08:51

Paganpentacle · 30/12/2025 11:15

NGL... I've been thinking recently about my late ADHD/ASD diagnosis and how it would have impacted my life if I had have been diagnosed when i was younger.
I always knew something wasnt right and I struggle with many things- in fact its only after diagnosis and talking with family I realise exactly how much and with what I do struggle.
As it was... despite never really reaching the expectations of teachers etc I did scrape through exams, got a career and then later did an MSc via work and ultimately did very well for myself. I've never been unemployed or on benefits of any kind.
Would a diagnosis have given me a 'get out'? Possibly. But because I had no 'excuse' or back up or hand outs I just had to get on with it.
Not saying that is right... but I do feel a diagnosis could possibly lead to people not even putting the effort in...especially if young when diagnosed.

**prepares to be flamed- of course I'm aware some people genuinely cannot function in the workplace and greater society

Dd3 has recently been diagnosed with ADHD and is probably has ASD as well. She has just turned 18 and it's as if the diagnosis has given her permission to take her mask off and 'revel' in her ADHDness! Of course she should be able to be herself but not even trying to be organised eg by using her calender etc is such a pain! I won't be here for ever so she needs to make adjustments. I can see money just slipping through her hands.

Rousillon849 · 31/12/2025 08:59

Courage, OP. I think you know you need to cut them off completely. It will be realty difficult to do it properly, stick to your guns, and not cave in at times, but keep telling yourself that you're doing this for them, because you love them and want them learn how to function as adults.

Like other people have said, I would never let them go without food, though. If they ask for money, when you say no you can offer to pay for an online shop at most.

FairKoala · 31/12/2025 09:05

Theroadt · 31/12/2025 08:17

Agree 100%. This is why lots of people criticise PIP. ADHD should not prevent getting a job and I know several with that diagnosis who do work.

PIP would be paid regardless of whether someone was employed or not.

Those that you know are in work are most likely taking meds to get them organised enough to get to work and could also be claiming PIP

PIP is there for the extra stuff you need to buy to manage your illness or condition
It doesnt stop because you have found a job.

FairKoala · 31/12/2025 09:06

PIP would be paid regardless of whether someone was employed or not.

Those that you know are in work are most likely taking meds to get them organised enough to get to work and could also be claiming PIP

PIP is there for the extra stuff you need to buy to manage your illness or condition
It doesnt stop because you have found a job.

PIP isn’t there to pay household bills.

FairKoala · 31/12/2025 09:19

Isayitasitis · 29/12/2025 14:30

Of course there are different levels but I really hate the high and low functioning stuff (not saying you said that at all and im just expanding on this topic, not at you personally, henceforth)

We all have issues with it, it can be different of course. I may appear to people on the outside to have it together but I have to work extra hard to keep it like this, especially unmedicated. If my life falls to shit and out of a routine, it stresses me out no end. I have reasonable adjustments at work (quite minor) but it is still on me to be able to do my job and keep to deadlines. I had to work with my self to find the best way to do this.

The difference to me, is being willing to work on yourself. You may have issues but what is stopping someone getting support to help with those issues. It's not a perfect system but there is help out there. I found a charity that helps people with ADHD in my area. I've gone to their meetings time to time and learned about access to work, where I can get funding for ADHD coaching. Still waiting for that. Being amongst people who are like me but also very different, was really helpful. It made me feel less alone. I learned a lot of self help techniques online by constantly researching different ADHD influencers videos, official research, signing up to additude mag and helpful articles. I want to work with myself, I've struggled for too long.

I am far from perfect and I struggle with chores terribly. But I keep trying. I use my phone calendar to organise me, use direct debits to ensure bills are never forgotten. Multiple alarms and notifications for things. It can be done.

And this does not give this person an excuse to be verbally abusive to their parent. That certainly isn't ADHD.

Can I ask why don’t you take the medication

Given the effects unmedicated ADHD has on things like life expectancy and the higher risk of other issues I am always interested to know why people can’t or won’t take meds. There are so many meds out there.

Mummyoflittledragon · 31/12/2025 09:35

Unfortunately your dd will never grow up. I get it, I really do. We have a mid 40s family member living with and sponging off his mum. She had poa from her mum and stole 20k to feed his drug and clothes buying antics (more like 40k these days). He beats her up from time to time, strangles her. My mother has also enabled a monster in my brother. Financially dependent most of the time but she infantilises him in so many other ways. He takes too many risks and needs surgery, which my mum now wants to pay for, when he spent tens of thousands on a woman in the past 12 months, who is clearly after bleeding him dry.

FairKoala · 31/12/2025 09:38

Isayitasitis · 29/12/2025 14:30

Of course there are different levels but I really hate the high and low functioning stuff (not saying you said that at all and im just expanding on this topic, not at you personally, henceforth)

We all have issues with it, it can be different of course. I may appear to people on the outside to have it together but I have to work extra hard to keep it like this, especially unmedicated. If my life falls to shit and out of a routine, it stresses me out no end. I have reasonable adjustments at work (quite minor) but it is still on me to be able to do my job and keep to deadlines. I had to work with my self to find the best way to do this.

The difference to me, is being willing to work on yourself. You may have issues but what is stopping someone getting support to help with those issues. It's not a perfect system but there is help out there. I found a charity that helps people with ADHD in my area. I've gone to their meetings time to time and learned about access to work, where I can get funding for ADHD coaching. Still waiting for that. Being amongst people who are like me but also very different, was really helpful. It made me feel less alone. I learned a lot of self help techniques online by constantly researching different ADHD influencers videos, official research, signing up to additude mag and helpful articles. I want to work with myself, I've struggled for too long.

I am far from perfect and I struggle with chores terribly. But I keep trying. I use my phone calendar to organise me, use direct debits to ensure bills are never forgotten. Multiple alarms and notifications for things. It can be done.

And this does not give this person an excuse to be verbally abusive to their parent. That certainly isn't ADHD.

Just reading the comments on the first page I don’t think people know what ADHD is

The NT replies to a ND problem

Do you think that saying to someone with ADHD that they need to find a job or you won’t help them is going to miraculously mean they get a job.

If you need money to buy stuff get a job.

It’s like a comedy sketch the hilarious replies

Would you say to someone with a broken spine that you aren’t going to help them until they just walk one step on their own. Because that is what you are asking.

Isayitasitis When someone says high or low functioning why do you not like that description.

When you are assessed there is a score Mine was 9/9 in all 4 areas. I didn’t work a regular job (full or part time) for decades.

I did do 2 years of tying myself in knots and feeling completely overwhelmed and exhausted trying to keep this mask of normality going and ended up having a nervous breakdown. I repeated this scenario 3 times until I just gave up.

Paganpentacle · 31/12/2025 09:46

Manthide · 31/12/2025 08:51

Dd3 has recently been diagnosed with ADHD and is probably has ASD as well. She has just turned 18 and it's as if the diagnosis has given her permission to take her mask off and 'revel' in her ADHDness! Of course she should be able to be herself but not even trying to be organised eg by using her calender etc is such a pain! I won't be here for ever so she needs to make adjustments. I can see money just slipping through her hands.

In all honesty I did “regress” initially after the diagnosis was confirmed… it’s a bit … oh, well - I do this because of adhd , rather than trying to take steps to address the issue. Because obviously I don’t exist in a vacuum and my behaviour affects others. It’s a balance… she’ll hopefully improve with your support x

Ebok1990 · 31/12/2025 09:50

OrangeEucalyptus · 29/12/2025 17:49

It’s encouraging to hear that people with similar disabilities are able to work and function relatively normally with medication and support. Sadly I think the only way DC would accept this is if it was suggested by someone other than me - they see it as me trying to control them if I suggest any sort of practical steps - funnily enough it’s not controlling when I’m paying for things 🙄

They have only worked briefly when they were younger so have few skills or qualifications and very little experience which I know will make finding work harder but it’s frustrating that they won’t even try. The ADHD doesnt stop them doing other things so it seems unreasonable to think it should stop them working.

Adhd isn't a disability for goodness sake. They need to get a job.

FairKoala · 31/12/2025 09:51

QueenofDestruction · 30/12/2025 11:17

I was diagnosed as a child no medication and agree with all you said and am the same

Do you think all ADHD is the same?

I certainly didn’t manage and what made it worse was I had no idea anything was wrong.
I just though I was lazy and stupid for not being able to hold down a f/t job

RedToothBrush · 31/12/2025 09:52

FairKoala · 31/12/2025 09:38

Just reading the comments on the first page I don’t think people know what ADHD is

The NT replies to a ND problem

Do you think that saying to someone with ADHD that they need to find a job or you won’t help them is going to miraculously mean they get a job.

If you need money to buy stuff get a job.

It’s like a comedy sketch the hilarious replies

Would you say to someone with a broken spine that you aren’t going to help them until they just walk one step on their own. Because that is what you are asking.

Isayitasitis When someone says high or low functioning why do you not like that description.

When you are assessed there is a score Mine was 9/9 in all 4 areas. I didn’t work a regular job (full or part time) for decades.

I did do 2 years of tying myself in knots and feeling completely overwhelmed and exhausted trying to keep this mask of normality going and ended up having a nervous breakdown. I repeated this scenario 3 times until I just gave up.

Edited

Would you say to someone with a broken spine that you aren’t going to help them until they just walk one step on their own. Because that is what you are asking.

Wrong comparison. This is a straw man argument.

Would I say to someone with a broken spine that I'm not prepared to enable them to skateboard and to put themselves at further risk of permanent more serious disability until they took the medical support they had been offered? Yes I would.

The problem here is the refusal to engage with medical and other available support which is recommended for this condition to enable a better quality of life which is impacting significantly on the life of someone else.

It's like someone who needs a hip replacement saying "nope I don't need one, because dipshit here will do everything for me instead because I threaten and guilt them enough and I prefer that option even if it's making them miserable and taking away their freedom and life cos its easier and gives me a kick as I feel in control when I do it".

He is making a conscious decision to financially abused his mother rather than get off his pc and get help which he knows he needs by his own admission.

The idea that he is incapable of doing this, when so many people with very severe ADHD somehow manage it is infantilising and frankly offensive.

FairKoala · 31/12/2025 09:52

Ebok1990
ADHD is a disability

Paganpentacle · 31/12/2025 10:07

Ebok1990 · 31/12/2025 09:50

Adhd isn't a disability for goodness sake. They need to get a job.

It is classed as a disability.

Paganpentacle · 31/12/2025 10:09

Mummyoflittledragon · 31/12/2025 09:35

Unfortunately your dd will never grow up. I get it, I really do. We have a mid 40s family member living with and sponging off his mum. She had poa from her mum and stole 20k to feed his drug and clothes buying antics (more like 40k these days). He beats her up from time to time, strangles her. My mother has also enabled a monster in my brother. Financially dependent most of the time but she infantilises him in so many other ways. He takes too many risks and needs surgery, which my mum now wants to pay for, when he spent tens of thousands on a woman in the past 12 months, who is clearly after bleeding him dry.

Does he have ADHD/ASD ?

ArseInTheCoOpWindow · 31/12/2025 10:15

Paganpentacle · 31/12/2025 10:07

It is classed as a disability.

My dd has quite severe ADHD.

Paralysed with anxiety a lot of time. I wish she didn’t have it. It ruins her life and capability.

Don’t dismiss it quite so easily.

Glowingfire · 31/12/2025 10:15

converseandjeans · 31/12/2025 06:33

You need to just say no. It’s frustrating that they can get a flat/house paid for plus PIP for ADHD - yet young people working are stuck at their parents because they can’t afford to move out. There’s no incentive to work & they obviously get enough if they are buying take outs etc. I think it’s awful they cut you off & then get back in touch when they want something. I honestly think getting PIP for ADHD is enabling people to not work. Plenty of people work with ADHD & they just pick a job which they can manage.

💯. UK rewards failure and penalises the hard-working.

RunningforSam · 31/12/2025 10:18

OP - your own history of abuse is in play here and you need to attend to supporting yourself (accessing help for yourself) in addition to considering your role in helping your child.

If you do want to help your child financially, you can do so through offering to fund specific things and making direct payments for them. If you have significant funds, you could look to pay for a PA who can help with life admin. You shared that your child won’t take advice or guidance from you and a PA could provide a solution.

I have seen the quality of life of quite a few of my patients significantly improve through PA support funded through PIP. The PAs have helped them set up and implement systems for getting up and out in time for appointments, staying on top of laundry and housework, form filling etc. PAs don’t come with the emotional baggage and history that is shared between family members.

I really hope you access the support you need to access this challenging situation.

RescueMeFromThisSilliness · 31/12/2025 10:25

OrangeEucalyptus · 29/12/2025 12:42

I completely agree, it’s not giving them the independence it’s intended to just enabling them to not take responsibility.

I have tried buying them food but they still call asking for money and guilt-tripping me about how bad their life is.

Well maybe you could approach this in a different way.

You cannot change them or their behaviour. What you can do is try to adapt your reaction to it. You say they are guilt-tripping you, so perhaps you could think about changing how you respond to their attempts to guilt-trip you. Their situation (and everything in the past that led up to it) is not your fault. You have tried to help them and had it rejected. So please do consider whether you have anything to feel guilty about.

BillieWiper · 31/12/2025 10:29

Does their benefits cover their rent? Is he on UC or ESA as well? If so he shouldn't be on the bones of his arse. Does he smoke? Drink, do drugs?

If he's used to asking you and getting it then it's just a bad habit.

As others say, tell him to do diy jobs or useful things for money. Tell him you're struggling yourself and need to think of care fees when you get older so the money is going to have to stop.

If he blanks you then so be it. Don't let his manipulation work anymore.

converseandjeans · 31/12/2025 10:49

Paganpentacle · 31/12/2025 10:07

It is classed as a disability.

@Paganpentacle it’s interesting how there has been a huge rise in people being diagnosed with ADHD & it makes sense now if they are getting DLA & PIP & not being expected to ever work.

converseandjeans · 31/12/2025 10:59

It seems that there are a much bigger number of young people claiming PIP for ADHD than other age groups & it makes you wonder how Gen X and boomers ever coped with working. Also if this is an accepted disability then how can we afford to keep up with such a sharp increase in claimants?

https://www.benefitsandwork.co.uk/personal-independence-payment-pip/pip-health-conditions/claim-pip-for-adhd

Age rangeThe ages of those currently in receipt of PIP for ADHD are:

  • 16-29 years 79%
  • 30-49 years 19%
  • 50-64 years 2%
  • 65 and over 0%
Paganpentacle · 31/12/2025 11:07

converseandjeans · 31/12/2025 10:49

@Paganpentacle it’s interesting how there has been a huge rise in people being diagnosed with ADHD & it makes sense now if they are getting DLA & PIP & not being expected to ever work.

It depends how badly you are affected… it’s not the diagnosis that gets you the PIP… it’s how much help you require.
I have adhd and asd.
Always worked… never been on any benefits. I suspect the majority of people affected do not claim
benefits.

Paganpentacle · 31/12/2025 11:11

converseandjeans · 31/12/2025 10:59

It seems that there are a much bigger number of young people claiming PIP for ADHD than other age groups & it makes you wonder how Gen X and boomers ever coped with working. Also if this is an accepted disability then how can we afford to keep up with such a sharp increase in claimants?

https://www.benefitsandwork.co.uk/personal-independence-payment-pip/pip-health-conditions/claim-pip-for-adhd

Age rangeThe ages of those currently in receipt of PIP for ADHD are:

  • 16-29 years 79%
  • 30-49 years 19%
  • 50-64 years 2%
  • 65 and over 0%

Gen X- late diagnosis.
Always worked, because I didn’t know I had an actual problem and frankly I was brought up
to work, earn and pay your way….