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Deprioritised in father's will in favour of step-family

191 replies

MyFunSloth · 13/07/2025 18:41

Pre-warning, this is a long read about family dynamics. It mentions step-parents and inheritance and I’m prepared to put my hard hat on regarding people cheekily expecting money from their parents, but please remember this is real people I am writing about.

My father had three children with my mum. I am the youngest and have an older brother and sister.

When I was 6 my mum had an affair and my parents’ marriage began to collapse into vicious rows in front of us. We grew up inside this unhappy atmosphere. Eventually when I was 8 (my older brother and sister 12 and 15), my dad moved out and they divorced.

He bought a flat in the same town and we saw him 2-3 times a month, never overnight. The rest of the time, we lived with my mother. After the divorce she became highly unstable - my dad had always been the “calm one” and without him around her fiery temper grew out of control.

As kids, we had the outward signs of being middle class (Sunday school at church, grammar school education, detached house), but behind the scenes my mum was physically violent to us and emotionally abusive, oscillating between periods of incredible love (holiday to Disneyland, elaborate birthday parties) and unhinged behaviour (irrational screaming, storming in and out of the house, hitting us).

The separation hit my father hard and he had a mini-breakdown. He was just about able to continue working. He owned his own business and was a higher earner although not “rich”.

As children, our relationship with our dad was friendly but distant. He would take us out for dinner and the cinema and occasionally on holiday. But there was a superficiality to things. He was reluctant to know too much about our home life. At times he felt like a kindly uncle rather than my dad and he stepped back to let her make all decisions about schooling, life admin, etc.

After a few years he met a woman ten years younger. It was a long time before he introduced us to her. She had a daughter from a previous marriage who was my age. Unlike the image of an evil stepmother, she was a nice woman. Straightforward and made an effort to be friendly. She had been a nurse and was a single parent, who had had a tough childhood. She hasn’t worked since being with my dad. As a kid, I sometimes felt jealous that my dad now had a new daughter the same age as me, who lived with him and benefited from his time and resources, but I just learned to deal with it.

My mum did not remarry and grew bitter about my dad moving on. His business flourished and he invested in several properties including a lavish holiday home in Spain.

Mum’s career developed so she enjoyed a comfortable life, but she struggled before eventually (20 years ago) meeting a kindly widower who brought a new sense of calm into her life. Since then her personality has improved a huge amount. She has apologised for the difficulties of our childhood and been eager to support her three kids with help for home deposits, despite her relatively unflashy lifestyle. She is now 80. Our relationship is not perfect, but for better and for worse she has made an effort. I’ve had therapy to understand why she is the way she is, and it’s helped me to lay the past to rest.

After several years my dad married his new partner, and they have now been together a total of thirty years - he is 80, she is 70. None of his children were invited to their wedding, although her daughter was. We were told afterwards, which was humiliating at the time.

Five years after they married, my dad’s new wife had a spectacular falling-out with my sister over a disagreement. She refuses to be in the same room as my sister and won’t facilitate contact. My dad won’t challenge this despite my sister begging to apologise. As a result, my dad sees his daughter and her children only once a year. My sister is devastated about this but has had to accept it.

More generally, our relationship with our dad has remained distant. Like many older parents, he is fond of telling us about what his neighbours are up to, or to talk about politics, but he shows very little deep interest in our lives, careers, families, etc. He gave all of his children financial support at university (monthly “pocket money” to see us through) but has provided zero financial support in the twenty-plus years since we graduated. (Many people would say this is quite appropriate given we are all grown-ups, and I don’t disagree).

Our relationship is still in the kindly uncle stage and he is very resistant to deepening it beyond being quite superficial. Birthday cards, Christmas cards, and a couple of dinners out per year where I hear the same old stories. I’ve tried to open up to him about the past but it’s clear the mental scars of the divorce remain for him and he is totally incapable of addressing the past, which I’ve had no choice other than to respect.

Both my parents are now old and have had health scares. My mum has prepared her will to leave the majority of her assets to her three kids.

I saw my dad for lunch last week and he raised the topic of his own will, without any prompting for me. He told me that he expects his wife to outlive him (not unreasonably given she’s ten years younger) and the plan is for half to go to her daughter (50%), and the other half to be split three ways between his kids (17%).

Here’s the AIBU. This conversation has hit me like a ton of bricks. I’ve been unable to sleep and felt upset ever since I found out.

This may sound weird, but it doesn’t feel it’s really about the money. (That old adage that when someone’s response to something seems irrational, it’s about something more than the thing it seems to be about).

I was expecting that he would choose with my step-mother to split the estate four ways, which means my share would be 25% - not that much different from the 17% I may get in this plan. Rationally, it’s not something to get worked up about especially as no-one knows what the future holds (bear in mind we are probably talking about assets of over £2m).

What has floored me is what this means emotionally to me. Not the money. I have always felt that my dad abandoned us when I was only 8. That he moved on with his life, even married someone with a daughter of the same age as me, and then just discharged a kind of genteel minimum in our relationship ever since. He left his children in the care of a woman who he knew was mentally unstable, who hit his children. Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids. And all along, he’s just continued with an arms-length relationship with us.

On some level I always had an unspoken feeling that underneath it all, we still had a fundamental importance to him. In a crazy way I felt that although he let me down so many times through my life, his last act would be to see us right. This news makes it feel like that’s not the case.

I don’t know if I need to give my head a wobble and see this as merely behaviour that’s been consistent with his relationship with us his entire life.

I’m expecting people to say that this is just gold-digging or highly entitled. Maybe it is and I’m just shocked about having a slightly smaller inheritance. But it genuinely feels like it’s not about the money, it’s about what it says about how he has never prioritised me ever, how I will never really have been at the forefront of my dad’s mind. Even his own flesh and blood takes second rank here and I don’t know how to really process how that makes me feel.

I don’t know whether to tell my dad how this makes me feel, or whether to keep silent. Or whether to take this as the signal that our relationship will never really mean that much to him and that I need to finally emotionally disengage from him.

I don’t know what I’m asking for here. Please be kind.

OP posts:
CharlotteStreetW1 · 13/07/2025 18:47

I can see where you're coming from but I don't think your dad has done anything wrong.

MrsTerryPratchett · 13/07/2025 18:53

Is the idea that they have mirror wills and on both their deaths there is this split? Or on his death his estate is split like this?

Because the likelihood is that she can say what she likes now, but if she outlives him and his estate goes to her as his spouse, she can change her will to favour her DD even more.

I would prepare to get nothing. I’m so sorry because it does seem unfair, and hurtful. And those are two different things that get mushed together.

MissPeachyKeen · 13/07/2025 18:54

You're definitely not being unreasonable, this is why the fallout of wills can be so catastrophic. I'm not sure what the right course of action is for you, but I'm sorry you've going through is.

I think either you speak to your dad, or perhaps consult with a solicitor about what your rights would be to challenge the will after his death - should you wish to.

ClaredeBear · 13/07/2025 18:55

I understand this isn’t about the money. I think the fact that he’s making direct provision in his will for 33% more than for this own children is pretty hurtful. I don’t think you should say or do anything, there’s no point. I don’t think you’re a gold digger though.

CandidOP · 13/07/2025 18:56

Well, I do! It's absolutely his money to do what he wants with but as you so astutely recognise this has got nothing to do with the money and everything to do with the relationship he has and wants with his children. I expect if he had said he was giving the whole lot away to the local Animal Rescue you would actually feel a lot better as he would then be treating you all the same. I feel for you. Whether you want to rock the boat by telling him is your decision alone but maybe think how you would feel if he reacted badly and severed all contact.

CandidOP · 13/07/2025 18:58

Sorry meant to reply to the earlier post saying they thought your dad had done nothing wrong.

Rtmhwales · 13/07/2025 18:59

This is what is usually suggested on here for division of assets for blended families upon death. They’ve been together 30 years. She is entitled to half. Half goes to her heirs and his half is divided among his heirs. I don’t see it as that out there really.

As pp said, if it was differently, she could inherit all and exclude you entirely.

LandOfFruitAndNut · 13/07/2025 18:59

When my mum said she was going to split the inheritance four ways (ie including my cousins and my sibling not just with my sibling) I was really upset. Not because of the money. None of us ‘need’ it but because it felt like she loved us (my sibling and me) less. It was totally irrational but a very strong emotion. I had none of your complexity. You are not at all being unreasonable. It is about love not money.

nocoolnamesleft · 13/07/2025 19:02

So he's basically been punishing you for years for your mother having had an affair? I really don't think this is about the money, but rather confirmation that he sees you and your siblings as less important than his own children.

MrsKateColumbo · 13/07/2025 19:04

This is the whole estate no? So his half is split between his kids and her half is split between hers (I.e. 1) this makes the most sense and hopefully helpful if you look at it this way. I don't expect step FIL to leave DH anything as that is for MIL and actual FIL to do

GuevarasBeret · 13/07/2025 19:05

In this instance, I think it might be fair.

I guess you had assumed she had zero or negligible assets coming into the marriage, and that might not be true, at all.

If they have been together such a long time, it is realistic to assume that they jointly created the wealth, and that split of half to her child, and 50% to his children seems on the face of it as fair to me.

I appreciate there is a level of hurt surrounding your parents separation and it can be difficult to resolve all of that stuff later in life when parents don’t have the energy to go back over the most painful time of their lives.

I typically have a sceptical view of step mother’s but my gut instinct is that this is fair.

senua · 13/07/2025 19:06

As a generality, if people make it through their late seventies then they tend to live on for another decade or so. This situation is going to be with you for a while so it's best to sort out your position or else it will fester.

SparklyGlitterballs · 13/07/2025 19:13

Your mother has already supported you with help for a home deposit and you'll get a third of her assets in inheritance. Your dad's estate will be approx £2m and you'll get a third of £1m, so approx £330k. You're not doing too badly here OP. As he's been with his second wife 30yrs then it's not unreasonable that they see their split of assets as 50:50. I think you need to suck it up and be grateful for all you will receive. Will your dad be putting his half of the assets into trust for you and your siblings?

GuevarasBeret · 13/07/2025 19:13

I don’t know whether to tell my dad how this makes me feel, or whether to keep silent. Or whether to take this as the signal that our relationship will never really mean that much to him and that I need to finally emotionally disengage from him.

I don’t think there is a need to emotionally disengage, but I do think you can be honest.
Have you ever really had an open and honest conversation with him? And what would you like him to say? He left you with someone who hit you - what are the options available to deal with or explain that in a satisfactory way. Has he ever apologized for his part in what you experienced?
If he said “I have come to realise that I am fundamentally a weak and selfish person who will always take the path of least resistance.” what would you do with that? What do you want to happen from here?

Starlight7080 · 13/07/2025 19:21

I would not say anything to him.
His wife has been with him 30 years its her money too. It seems fair the split.
Also you have obviously had substantial help from both parents. And will get a decent amount in the future .
If you mention anything you will come across as just interested in his money.

Waterweight · 13/07/2025 19:30

I get your side 100% it's hurtful in a way that brings up everything at once but unless your going to address this with him "I see you more of an uncle then father with how you've treated us over the years so I'm grateful to be in the will but obviously I can see your continuing to prioritise your second family" ect. I would strongly advice counciling just to be able to really vent your frustrations without concern over being judged which you don't deserve to be at all

CaptainFuture · 13/07/2025 19:35

Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids.
In what way? Is she working full time and unable to provide the basic necessities?
Have you all expected he'd come along and fund things? Would any get-together have had to be a paid for big holiday?

What effort as adults have any of you made to build a relationship with them and what was the big fall out with your dsis and SM?

Viviennemary · 13/07/2025 19:40

You say yourself you aren't close to your Dad. Your mum cheated on him. And you will inherit from your mother. In any case there isn't much you can do about it.

MyFunSloth · 13/07/2025 19:43

Thank you to all these thoughtful replies, of all opinions on this including the hard-hat ones. I’m a NC and longtime mumsnet reader and feel really seen by the community here, even the ones telling me to get over it!

I don’t have any ill-will to my stepmother but I feel bad that having made such an effort to reach out to her and create a semblance of a united family over the decades (which has sometimes been really hard for me as I’ve seen my role replaced by my step-sister), I learn that behind the scenes it’s a much more tribal thing at work. Fifty-fifty split, blood ties above all. I feel like I’ve been naive - naive that we were working towards a family that was blind to origin, and naive to have assumed that my dad would defend that principle (because to me a four-way split is surely the most logical thing).

@CandidOP really nails this in terms of how I would almost feel better if everyone received nothing. It’s being consciously ranked-down in the hierarchy that hurts. Normally feeling ‘less than’ in a group is a subjective thing, but here it’s objective and written down. Thinking about it some more in the light of these comments, over my whole life I have felt rejected and “less than” to my dad, and it feels like his very final act, his final will, will be formalising that. It feels like a kind of fresh humiliation.

@LandOfFruitAndNut - thank you, it’s about feeling less love rather than getting less money.

I think I have three options.

  1. Carry on making the effort with everyone regardless. Accept that my relationship with my dad will never be what I hoped, and I won’t be recognised as I hoped, but that’s family and that’s life. As others have said, I may still do alright out of things.
  1. Take a step back from here on in. If I’m second-rank in the will then my contribution and level of putting myself out there should align with that. No scenes, no flouncing out, just less leaning-in and striving to build a relationship that isn’t there, has never really been there, and never will be.
  1. Say something about how this has upset me. No big accusations, just say that I feel deprioritised and how it feels. It’s unlikely to get me disinherited but I’ll have got things off my chest and I can go into option 2 with both sides knowing what’s going on.
OP posts:
MyFunSloth · 13/07/2025 19:47

CaptainFuture · 13/07/2025 19:35

Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids.
In what way? Is she working full time and unable to provide the basic necessities?
Have you all expected he'd come along and fund things? Would any get-together have had to be a paid for big holiday?

What effort as adults have any of you made to build a relationship with them and what was the big fall out with your dsis and SM?

My big sister works for a charity for the disabled. That's been her decision. I mention the disparity in their lives because there have been chances for my dad to lean into the lives of his kids and he's been very reluctant to do it. Instead he's told her about his most recent two-week cruise while she's been on the verge of using food banks.

OP posts:
senua · 13/07/2025 19:50

Have you told your siblings about the will? What is their reaction?

And why did your father tell you about it now? What prompted that.

Newgirls · 13/07/2025 19:58

Op you have done well to stay on good terms with everyone - that sounds like fairly rubbish parenting for years and I can see why it hurt you

I’m in a similar situation but my dad has made it clear that he plans to leave any money 100% to his third wife. Zero to me and my siblings. It doesn’t surprise me and I’ve made my own way in the world. That might make you feel better?!

ScaryM0nster · 13/07/2025 19:59

You seem to be putting the whole story at your dad’s feet. Despite the fact that early on in your description it’s pretty clear that choices that your mum made destroyed your original family unit.

You grew up with your mum. You chose to stay with her. Your dad had a very isolated life for a very long time. After a long period of time he built himself a new life with a new partner. Her daughter didn’t replace you. You’d been distant from his life for a significant amount of time by then. She came into it as her own person and has been a major feature of his life for a long time. He, his new wife and her daughter have built a life together and a successful business and accumulated assets. Half of his estate goes to that unit, the other half to the other unit.

Bluntly, yes, you are a smaller part of his life than his new partner and child are.

This has now come through in cold numbers, but it’s not changed the situation that you described previously. That’s been the case ever since your mum destroyed his life.

Bluntly, they’ve been married 30 years. You haven’t managed to create a single blended family unit in that time. It’s unlikely to happen now, and I think you’re kidding yourself to say that’s what you’ve been trying to do. You’ve seen her daughter as replacing you and that sentiment has been underlying.

Own it. See the will as a reflection of the life you’ve known. You are an important part of your dads life, as is his wife and step daughter and they’ve been a much larger presence in it.

Kissedbyfire1 · 13/07/2025 20:04

When my father died (similar arms-length relationship as yours OP), my stepmother told my sister and I that his wish is that when she dies, the estate (such as it is) is to be divided equally between the two DC of her first marriage and me and DSis. We don’t believe her, and are expecting to get nothing.
Most of the people I know who are in so-called blended families are in the same position and either have received nothing or expecting to receive nothing.
I don’t think about it tbh, it is what it is.

Chewbecca · 13/07/2025 20:09

the plan is for half to go to her daughter (50%), and the other half to be split three ways between his kids (17%)

This is a totally normal split for a second marriage?

You get a third of your Dad's half of his and his DW's assets, plus you get a third of your Mum's assets.

I don't understand why you would have expected different - is it because you don't consider your Dad's assets for be half his and half his DW's? After their length of marriage, it's a normal expectation.

YABU I'm afraid.

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