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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Deprioritised in father's will in favour of step-family

191 replies

MyFunSloth · 13/07/2025 18:41

Pre-warning, this is a long read about family dynamics. It mentions step-parents and inheritance and I’m prepared to put my hard hat on regarding people cheekily expecting money from their parents, but please remember this is real people I am writing about.

My father had three children with my mum. I am the youngest and have an older brother and sister.

When I was 6 my mum had an affair and my parents’ marriage began to collapse into vicious rows in front of us. We grew up inside this unhappy atmosphere. Eventually when I was 8 (my older brother and sister 12 and 15), my dad moved out and they divorced.

He bought a flat in the same town and we saw him 2-3 times a month, never overnight. The rest of the time, we lived with my mother. After the divorce she became highly unstable - my dad had always been the “calm one” and without him around her fiery temper grew out of control.

As kids, we had the outward signs of being middle class (Sunday school at church, grammar school education, detached house), but behind the scenes my mum was physically violent to us and emotionally abusive, oscillating between periods of incredible love (holiday to Disneyland, elaborate birthday parties) and unhinged behaviour (irrational screaming, storming in and out of the house, hitting us).

The separation hit my father hard and he had a mini-breakdown. He was just about able to continue working. He owned his own business and was a higher earner although not “rich”.

As children, our relationship with our dad was friendly but distant. He would take us out for dinner and the cinema and occasionally on holiday. But there was a superficiality to things. He was reluctant to know too much about our home life. At times he felt like a kindly uncle rather than my dad and he stepped back to let her make all decisions about schooling, life admin, etc.

After a few years he met a woman ten years younger. It was a long time before he introduced us to her. She had a daughter from a previous marriage who was my age. Unlike the image of an evil stepmother, she was a nice woman. Straightforward and made an effort to be friendly. She had been a nurse and was a single parent, who had had a tough childhood. She hasn’t worked since being with my dad. As a kid, I sometimes felt jealous that my dad now had a new daughter the same age as me, who lived with him and benefited from his time and resources, but I just learned to deal with it.

My mum did not remarry and grew bitter about my dad moving on. His business flourished and he invested in several properties including a lavish holiday home in Spain.

Mum’s career developed so she enjoyed a comfortable life, but she struggled before eventually (20 years ago) meeting a kindly widower who brought a new sense of calm into her life. Since then her personality has improved a huge amount. She has apologised for the difficulties of our childhood and been eager to support her three kids with help for home deposits, despite her relatively unflashy lifestyle. She is now 80. Our relationship is not perfect, but for better and for worse she has made an effort. I’ve had therapy to understand why she is the way she is, and it’s helped me to lay the past to rest.

After several years my dad married his new partner, and they have now been together a total of thirty years - he is 80, she is 70. None of his children were invited to their wedding, although her daughter was. We were told afterwards, which was humiliating at the time.

Five years after they married, my dad’s new wife had a spectacular falling-out with my sister over a disagreement. She refuses to be in the same room as my sister and won’t facilitate contact. My dad won’t challenge this despite my sister begging to apologise. As a result, my dad sees his daughter and her children only once a year. My sister is devastated about this but has had to accept it.

More generally, our relationship with our dad has remained distant. Like many older parents, he is fond of telling us about what his neighbours are up to, or to talk about politics, but he shows very little deep interest in our lives, careers, families, etc. He gave all of his children financial support at university (monthly “pocket money” to see us through) but has provided zero financial support in the twenty-plus years since we graduated. (Many people would say this is quite appropriate given we are all grown-ups, and I don’t disagree).

Our relationship is still in the kindly uncle stage and he is very resistant to deepening it beyond being quite superficial. Birthday cards, Christmas cards, and a couple of dinners out per year where I hear the same old stories. I’ve tried to open up to him about the past but it’s clear the mental scars of the divorce remain for him and he is totally incapable of addressing the past, which I’ve had no choice other than to respect.

Both my parents are now old and have had health scares. My mum has prepared her will to leave the majority of her assets to her three kids.

I saw my dad for lunch last week and he raised the topic of his own will, without any prompting for me. He told me that he expects his wife to outlive him (not unreasonably given she’s ten years younger) and the plan is for half to go to her daughter (50%), and the other half to be split three ways between his kids (17%).

Here’s the AIBU. This conversation has hit me like a ton of bricks. I’ve been unable to sleep and felt upset ever since I found out.

This may sound weird, but it doesn’t feel it’s really about the money. (That old adage that when someone’s response to something seems irrational, it’s about something more than the thing it seems to be about).

I was expecting that he would choose with my step-mother to split the estate four ways, which means my share would be 25% - not that much different from the 17% I may get in this plan. Rationally, it’s not something to get worked up about especially as no-one knows what the future holds (bear in mind we are probably talking about assets of over £2m).

What has floored me is what this means emotionally to me. Not the money. I have always felt that my dad abandoned us when I was only 8. That he moved on with his life, even married someone with a daughter of the same age as me, and then just discharged a kind of genteel minimum in our relationship ever since. He left his children in the care of a woman who he knew was mentally unstable, who hit his children. Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids. And all along, he’s just continued with an arms-length relationship with us.

On some level I always had an unspoken feeling that underneath it all, we still had a fundamental importance to him. In a crazy way I felt that although he let me down so many times through my life, his last act would be to see us right. This news makes it feel like that’s not the case.

I don’t know if I need to give my head a wobble and see this as merely behaviour that’s been consistent with his relationship with us his entire life.

I’m expecting people to say that this is just gold-digging or highly entitled. Maybe it is and I’m just shocked about having a slightly smaller inheritance. But it genuinely feels like it’s not about the money, it’s about what it says about how he has never prioritised me ever, how I will never really have been at the forefront of my dad’s mind. Even his own flesh and blood takes second rank here and I don’t know how to really process how that makes me feel.

I don’t know whether to tell my dad how this makes me feel, or whether to keep silent. Or whether to take this as the signal that our relationship will never really mean that much to him and that I need to finally emotionally disengage from him.

I don’t know what I’m asking for here. Please be kind.

OP posts:
tootiredtobeinspired · 14/07/2025 13:34

OP I understand where you are coming from. My parents divorced when I was young and my father remarried quite soon after (my step mother was his OW) and they went on to have 2 children together. My step mother did not like my sister and me and she made it very clear to us that we were the visitors and the real family was her, my dad and their two kids. When I was about 14 my dad told me he had re-written his will and completely left me and my sister out because 'you can inherit from your mum' even at 14 this totally floored me.
Now my dad was no father of the year (typical blokey, heavy drinking, kids are womens work type) so he had limited input into our lives anyway but like you I was desperate for his love and approval. I think it is a primal need in children.
Sadly I never had that and by the sounds of it neither did you. In my case I cut my dad out when I was around 16 because he let me down so often that I didnt want him to hurt me anymore.
Im nearly 50 now and still think about him occasionally and probably a bit of me still yearns for that father daughter connection. However the reality is I NEVER had that connection with him, not because of anything I did but because he was lacking. I was just unlucky to be born with him as my father.
I think as a PP already said, you need to accept that your father will never be the man you wanted and needed him to be and that any relationship you have with him will be defined by his limitations. You need to decide how much of yourself you want to give in return. Allow yourself to grieve and be the parent to yourself that you need.

Whosenameisthis · 14/07/2025 13:37

Supersimkin7 · 14/07/2025 13:00

I’m sick of these posters chanting it’s his money to do as he likes - it’s not DF’s right to be unfair, cruel or to hurt people he’s supposed to love and protect.

OP, I have every sympathy. Bottom line: he wasn’t really much of a father, and he won’t be after death, which is terribly sad. A lot of people do fail at parenting, and it’s sad for you, not them.

The saddest thing is I suspect you love him a great deal and secretly hope he’s going to come through for you as a father should. You have hoped for decades, haven’t you.

This is foul to type but…looks like it’s time to stop hoping. Parental betrayal is terrifying and primal - but he can’t do much worse now, so the world still stands.

Remember him as a man who did so well having you as a daughter.

It’s not his money though is it?

it’s marital assets. So 50% of is it not his money to leave, it’s his wife’s.

he has left his share to his kids. Yet that is not enough and he’s also expected to leave his wife’s share to his kids, when she has her own child?

he’s being very fair. He’s left nothing to his stepchild, only his bio kids. How can you get fairer than that?

The will is not the issue here. That is fair and as it should be. The issue is his behaviour when alive.

Calliopespa · 14/07/2025 13:40

Whosenameisthis · 14/07/2025 13:37

It’s not his money though is it?

it’s marital assets. So 50% of is it not his money to leave, it’s his wife’s.

he has left his share to his kids. Yet that is not enough and he’s also expected to leave his wife’s share to his kids, when she has her own child?

he’s being very fair. He’s left nothing to his stepchild, only his bio kids. How can you get fairer than that?

The will is not the issue here. That is fair and as it should be. The issue is his behaviour when alive.

Perhaps he ought to have made provision for his children before entering the marriage. If I remarried that's what I'd do, and I'd look very carefully at the motives of a potential spouse who objected to that.

Whosenameisthis · 14/07/2025 13:50

Calliopespa · 14/07/2025 13:40

Perhaps he ought to have made provision for his children before entering the marriage. If I remarried that's what I'd do, and I'd look very carefully at the motives of a potential spouse who objected to that.

What?

what kind of provision? What about his wife, shouldn’t she be making provision for her child? If the house was hers, for example, then if he gets half of that that’s very generous. He may have got married with no assets- many men don’t have much after a divorce.

if you married a man with a house and more assets than you, and you were married for 30 years, you’d be fine with him leaving everything to his kids and excluding you and any of your children?

i could have made provision for my children before i got married, which would essentially mean Dh’s kids will inherit nothing.

you seem to be fine with one stepchild being disinherited for another. Why should his wife’s child be disinherited in favour of his children?

Helpmeplease2025 · 14/07/2025 13:56

They’re splitting their assets 50/50, and leaving their halves to their own DC. Thats what is usually recommended in blended situations. If you wanted more, you’re basically requesting your SM to give some of her split of the assets to you.

Calliopespa · 14/07/2025 13:58

Whosenameisthis · 14/07/2025 13:50

What?

what kind of provision? What about his wife, shouldn’t she be making provision for her child? If the house was hers, for example, then if he gets half of that that’s very generous. He may have got married with no assets- many men don’t have much after a divorce.

if you married a man with a house and more assets than you, and you were married for 30 years, you’d be fine with him leaving everything to his kids and excluding you and any of your children?

i could have made provision for my children before i got married, which would essentially mean Dh’s kids will inherit nothing.

you seem to be fine with one stepchild being disinherited for another. Why should his wife’s child be disinherited in favour of his children?

I'm not fine about that at all: the suggestion upthread was - in this instance - per capita. That would mean the SC got exactly the same as op and her sibilings.

How is that unfair?

Your logic is essentially wanting full blending of assets for the wife to benefit but then suddenly it all goes exclusive and per stirpes when it comes to sharing it out amongst the sc and dc.

And yes, the wife is free to make provision for her dc. If she's got her own money before the marriage she can put some in trust for them. Just as the father could have done.

I'm not really understanding why you seem to think the situation differs if it is a male or a female.

The point is, the children of their biological parent shouldn't suffer because the parent has chosen a path that affects them.

thepariscrimefiles · 14/07/2025 14:32

ScaryM0nster · 13/07/2025 19:59

You seem to be putting the whole story at your dad’s feet. Despite the fact that early on in your description it’s pretty clear that choices that your mum made destroyed your original family unit.

You grew up with your mum. You chose to stay with her. Your dad had a very isolated life for a very long time. After a long period of time he built himself a new life with a new partner. Her daughter didn’t replace you. You’d been distant from his life for a significant amount of time by then. She came into it as her own person and has been a major feature of his life for a long time. He, his new wife and her daughter have built a life together and a successful business and accumulated assets. Half of his estate goes to that unit, the other half to the other unit.

Bluntly, yes, you are a smaller part of his life than his new partner and child are.

This has now come through in cold numbers, but it’s not changed the situation that you described previously. That’s been the case ever since your mum destroyed his life.

Bluntly, they’ve been married 30 years. You haven’t managed to create a single blended family unit in that time. It’s unlikely to happen now, and I think you’re kidding yourself to say that’s what you’ve been trying to do. You’ve seen her daughter as replacing you and that sentiment has been underlying.

Own it. See the will as a reflection of the life you’ve known. You are an important part of your dads life, as is his wife and step daughter and they’ve been a much larger presence in it.

You have basically blamed OP for living with her mum after the divorce. OP was 8! How much say do you think she had in the decisions that her parents were making?

You think it was the responsibility of an 8 year old to create a single blended family unit? You're being totally ridiculous and unfair to OP.

LindorDoubleChoc · 14/07/2025 14:41

Very similar story here, except my Dad is dead and my step-mother will not be leaving anything in her will to me or my older brother from my Dad's first marriage. It all goes to their three kids together.

I haven't forgiven them and I doubt I ever will.

Calliopespa · 14/07/2025 14:42

LindorDoubleChoc · 14/07/2025 14:41

Very similar story here, except my Dad is dead and my step-mother will not be leaving anything in her will to me or my older brother from my Dad's first marriage. It all goes to their three kids together.

I haven't forgiven them and I doubt I ever will.

Nor should you.

Whosenameisthis · 14/07/2025 14:47

LindorDoubleChoc · 14/07/2025 14:41

Very similar story here, except my Dad is dead and my step-mother will not be leaving anything in her will to me or my older brother from my Dad's first marriage. It all goes to their three kids together.

I haven't forgiven them and I doubt I ever will.

My dad is dead too. He left a significant amount to my mum.

when my mum dies I will get nothing.

like I said if dh dies before me it’s likely his kids will get nothing, as he has nothing to leave. I have no doubt his kids will never forgive us.

inheritance isn’t a given.

LindorDoubleChoc · 14/07/2025 15:04

OlderGlaswegianLivingInDevon · 14/07/2025 11:02

Surely if he dies first, he chooses to leave everything to his wife.

Upon her death it is up to her how she leaves whatever money / assets she has left, and she could choose to leave everything to her daughter.

This is what you must be really careful about OP! ^

You absolutely do need to have a conversation with him about this for clarity. I hope the remainder of the thread has brought you round to the idea that the proposed split between the 4 children is actually OK.

LindorDoubleChoc · 14/07/2025 15:09

Whosenameisthis · 14/07/2025 14:47

My dad is dead too. He left a significant amount to my mum.

when my mum dies I will get nothing.

like I said if dh dies before me it’s likely his kids will get nothing, as he has nothing to leave. I have no doubt his kids will never forgive us.

inheritance isn’t a given.

Your story has no bearing on mine whatsoever.

Inheritance isn't a given, no, but where a legacy is left to only 3 out of a person's 5 children ... that's pretty shitty IMVHO.

The thread isn't about cold, hard facts. It is more nuanced than that. OP isn't a machine.

Calliopespa · 14/07/2025 15:22

LindorDoubleChoc · 14/07/2025 15:09

Your story has no bearing on mine whatsoever.

Inheritance isn't a given, no, but where a legacy is left to only 3 out of a person's 5 children ... that's pretty shitty IMVHO.

The thread isn't about cold, hard facts. It is more nuanced than that. OP isn't a machine.

... because children aren't Christmas puppies you regret acquiring.

Notonthestairs · 14/07/2025 15:29

Whosenameisthis · 14/07/2025 14:47

My dad is dead too. He left a significant amount to my mum.

when my mum dies I will get nothing.

like I said if dh dies before me it’s likely his kids will get nothing, as he has nothing to leave. I have no doubt his kids will never forgive us.

inheritance isn’t a given.

The fairly obvious point is that this father does have something to leave and he’s chosen to do something which has highlighted to the Op how far she down his list of priorities she’s been over the years.

He could be dividing a tenner - the amount is irrelevant. It’s the thought behind it.

Chewbecca · 14/07/2025 16:44

he’s chosen to do something which has highlighted to the Op how far she down his list of priorities
Eh? He has chosen to pass his half of the couple's wealth equally between his three DC and noone else? What on earth about that makes one of those DC low down in his priorities?

Calliopespa · 14/07/2025 16:46

Chewbecca · 14/07/2025 16:44

he’s chosen to do something which has highlighted to the Op how far she down his list of priorities
Eh? He has chosen to pass his half of the couple's wealth equally between his three DC and noone else? What on earth about that makes one of those DC low down in his priorities?

Can you really not follow that one of the children (not his) gets half the money and the others get about 16.6 percent?

Whosenameisthis · 14/07/2025 16:53

Calliopespa · 14/07/2025 16:46

Can you really not follow that one of the children (not his) gets half the money and the others get about 16.6 percent?

Edited

Can you not follow that 100% of marital assets aren’t his to leave. His wife gets an equal share. Why on earth would you think she isn’t?

if their house is tenants in common, then he can’t leave his wife’s share to his own kids. Because he doesn’t own that half, she does.

i have no doubt Dh’s dc will be expecting their share of mine and Dh’s home. They won’t realise it is owned by me alone, so dh can’t leave any part of it to anyone.

Calliopespa · 14/07/2025 16:56

Whosenameisthis · 14/07/2025 16:53

Can you not follow that 100% of marital assets aren’t his to leave. His wife gets an equal share. Why on earth would you think she isn’t?

if their house is tenants in common, then he can’t leave his wife’s share to his own kids. Because he doesn’t own that half, she does.

i have no doubt Dh’s dc will be expecting their share of mine and Dh’s home. They won’t realise it is owned by me alone, so dh can’t leave any part of it to anyone.

So what you are saying is you have done something to protect your assets. Which is precisely what OP's DF should have done.

Alltheyellowbirds · 14/07/2025 17:06

Can totally understand why you’re upset. There are four children, so at worst I would have expected you to get a quarter each, and even that might sting as one is his step-daughter not his own child. But for her to get half and the rest divided between three of you is hurtful and feels like she was more important than you (especially as you already felt that way).

I see what PPs are saying in that it’s split 50/50 between his first wife’s children and his second wife’s child, but it’s still giving far more to one child than the others, and that’s not even looking at the fact that she’s a step-child.

More usual in the families I know is for him to leave his money to his children and her to leave her money to hers. Sometimes with a provision that the surviving partner gets to remain in the house until they die or something along those lines.

Can you speak to him about it? Say it’s not about the money but the way it’s made you feel, and the way you have felt since he remarried.

Chewbecca · 14/07/2025 17:10

Calliopespa · 14/07/2025 16:46

Can you really not follow that one of the children (not his) gets half the money and the others get about 16.6 percent?

Edited

I can't, no.
His wife isn't the OP's mum.
OP's mum will likely also leave her assets to OP. OP will inherit from her parents and only her parents.

Whosenameisthis · 14/07/2025 17:12

Calliopespa · 14/07/2025 16:56

So what you are saying is you have done something to protect your assets. Which is precisely what OP's DF should have done.

How do you know he hasn’t? It sounds like he didn’t have much when he married his wife, and you don’t know the house wasn’t hers, as is typical for many women when they divorce, they buy their ex out to stay in the family home. She may have her own inheritance or pensions.

a 50:50 split may be completely equal depending on what they put in.

since when do women only get out of marriage what they put in anyway? There’d be a lot of women stuck inheriting little or nothing from their spouses.

Whosenameisthis · 14/07/2025 17:13

Alltheyellowbirds · 14/07/2025 17:06

Can totally understand why you’re upset. There are four children, so at worst I would have expected you to get a quarter each, and even that might sting as one is his step-daughter not his own child. But for her to get half and the rest divided between three of you is hurtful and feels like she was more important than you (especially as you already felt that way).

I see what PPs are saying in that it’s split 50/50 between his first wife’s children and his second wife’s child, but it’s still giving far more to one child than the others, and that’s not even looking at the fact that she’s a step-child.

More usual in the families I know is for him to leave his money to his children and her to leave her money to hers. Sometimes with a provision that the surviving partner gets to remain in the house until they die or something along those lines.

Can you speak to him about it? Say it’s not about the money but the way it’s made you feel, and the way you have felt since he remarried.

He’s not giving “far more” to one child.

his wife owns 50% of the assets. He can’t leave his wife’s half to anyone.

he has split all his assets between his 3 kids, he hasn’t left the step child anything.

Helpmeplease2025 · 14/07/2025 17:20

Whosenameisthis · 14/07/2025 17:13

He’s not giving “far more” to one child.

his wife owns 50% of the assets. He can’t leave his wife’s half to anyone.

he has split all his assets between his 3 kids, he hasn’t left the step child anything.

This. It’s amazing how many people seem to think assets are in marriage should be divided in half, unless one spouse is a second spouse, where people seem to think they should never gain anything, even if they’ve been married 30/40 years

EyeLevelStick · 14/07/2025 17:20

I think you need to re-frame this in your mind and don’t let it spoil your last years with your Dad. Your Dad leaves his money to his children. Your SM leaves her money to her children. What justification could there be to do otherwise, unless your DF brought all the money into the relationship and your SM brought nothing/much less?

My DSM has no children. I fully expect (although I have not discussed it with them) their assets to be split equally down the middle with my DF’s half coming to me and my DB, and DSM’s money going to her nephew. So I could get all offended by only getting 25%, or I could think it’s perfectly reasonable that DSM should favour her sister’s son over me. It hadn’t occurred to me until now that I might be offended…

NoNameMum · 14/07/2025 17:21

I see what you’re saying. But can see that it’s divided 50/50 between his heirs and her heirs.
i felt simarly around my grandparents estates.
My mum died when I was 8.
When her parents subsequently passed away, all their 4 grandchildren (myself, my brother and my 2 cousins) got 3000 each and the remainder went to my uncle as their only surviving child.
However said uncle is now in his 80s and still has the house and all the assets. When he passes away it will go to my 2 cousins as his heirs.
Had my mum still been alive it would have been split between them when my grandparents died and then her portion would ultimately be passed on to myself and my brother.
There’s been no falling out but we don’t see my uncle and cousins much, but I do feel resentment every time I drive passed the house that has been in my mums family for over 100 years knowing that it’ll probably just be sold and the proceeds go to my cousins, especially as my cousins have no children and so my son will be the only blood relation of my maternal grandparents in the next generation.